Your Personal Loan is brought to you by Home Shopping Personal Finance Ltd (HSPF). HSPF is a joint venture between Shop Direct Finance Company Limited and Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised and regulated by the Financial Services Authority. FSA registered number is 169628.
All loans are subject to regulations and conditions. The legal information relating to these regulations and conditions can be viewed here. We advise you read this information fully before applying for a loan. A copy of a draft agreement can be obtained by calling 0845 6023188 or you can obtain a copy of the loan agreement by clicking here
Credit is provided, subject to status, by Home Shopping Personal Finance Ltd, Tower House, City Road, Chester CH88 3AN. Registered in England No 3416726. Registered office: Home Shopping Personal Finance Limited, Trinity Road, Halifax, West Yorkshire HX1 2RG. You must be at least 18 and a UK resident (excluding the Channel Islands and the Isle of Man) to apply.
Data Protection: The information we are asking you to provide within the 5 questions are for the purposes of carrying out an initial review. This allows HSPF to provide you with an indication of whether or not you may be approved for a loan. We do not carry out a credit search at this stage. Should you choose to progress an official loan application after this stage then the rate you will be offered will depend on credit assessment procedures, your personal circumstances and other related factors. Any information provided by you may be used by HSPF and Shop Direct Group for marketing (by post, telephone, e-mail or fax), statistical analysis and credit scoring. If you do not want these details to be used for marketing, please inform HSPF in writing: Home Shopping Personal Finance Limited, Tower House, City Road, Chester CH88 3AN. If you do not want your details to be used for marketing purposes by any of the Shop Direct Group companies please write to Home Shopping Personal Finance Limited, Data Unit, FREEPOST NWW15306, Tower House, City Road, Chester CH88 3YZ.
24 hour delivery courier service may not be available to all applicants and may take longer for weekend applications or in outlying areas. If you wish to use the optional courier service, an additional fee, which is currently £65 (plus a £10 levy if you request a specific delivery time), will be payable one month before your first monthly repayment. This additional fee is subject to change at any time and the up to date fee will be notified upon application. 24 hour delivery is only available if you opt for our courier service and arrange your loan by 3.30pm.
We charge interest in the period between the start of your loan and your first monthly repayment.
