Great rates from 24.9% APR † Shopping with Very brings all the latest fashion and style right to your door and our exclusive Very Account means it could all be your no matter how big (or small) your budget is, without reaching for the credit card!

How does it work

Nothing to pay straight away, Add to your Very Account, wait for your statement

    Opt for low monthly payments
  • Just pay the minimum payment we request on your statement and spread the cost to suit your needs
    3 months to pay and no interest
  • Choose to pay the Take 3 amount on your statement
  • Spread your payment over 3 months
  • Pay no interest on new purchases (joy!)
    Your Call...
  • Pay anything from the minimum payment to the total balance each month - (isn't it nice to be in control for a change)

And it that's not enough we offer other great ways to pay! Keep your eyes open for our limited payment offers OR choose Buy Now Pay Later and pay nothing for 12 months

Representative example:
Our Representative APR and interest rate is 39.7% variable. Typical credit limit: £1000
The actual credit limited offered will depend on your personal circumstances. Other interest rates apply to purchases over various periods

† We offer rates from 24.9% APR
The actual APR applicable to you may be higher than the representative APR based on your credit status.
You can spread the cost using the Very Account where the minimum monthly payment is £5 or 7% of your current balance, whichever is greater. The actual APR applicable to you may be different from the representative APR, based on your credit status 1 month = 28 days

Credit is provided, subject to status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle. L30 1SL. Goods/services provided by Shop Direct Home Shopping Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB

*The 10% off (excluding sale or audio, gaming and computers) discount code is for new customers only and can be used once to obtain 10% off when you place your first credit order and is conditional on being accepted for a credit account. Acceptance is subject to status. Offer ends 31st July 2012. We reserve the right to withdraw this offer at any time. Returned goods, financial services products and delivery charges will not count towards the value of the order and this offer cannot be used in conjunction with any other discount or promotional offer. This offer cannot be used in conjunction with any other offer. Promotional codes are codes that enable customers to obtain benefits such as discounts, free delivery and free gifts. These codes are non-transferable so may only be used by the person to whom they are issued and must only be used in accordance with their terms and conditions of use. Returned goods, financial services products and delivery charges will not count towards the value of the order. If you use a promotional code to claim a promotional benefit, you must first check that it was issued to you and that you are eligible to use it. By using it to claim a promotional benefit you will be confirming that:- (i) you are entitled to use the code; (ii) you meet all the conditions that apply to its use; (iii) you agree to the terms set out below. If, before accepting your order, we find that you are not entitled to use the code or do not meet all the terms and conditions of its use, we may reject your order or alternatively process it without the promotional benefit being applied. If, after accepting your order, we find that you were not entitled to use the code or did not meet all the terms and conditions of its use, we may reverse the benefit that you obtained. If you transacted on a cash basis e.g. by debit or credit card, we may take a further payment, equivalent to the value of the benefit obtained, from the card used. If you transacted on a credit basis, the value of the benefit obtained may be charged to your credit account.