| Whats included in your cover | Buildings & Contents Cover | Contents Cover |
| Cover for buildings from £40,000 to £50,000 | ||
| Contents cover | From £15,000 - £100,000 |
Up to £15,000 |
| Accidental damage to TV's and non-portable home computers given as standard cover with all Contents Covers | ||
| Contents in the garden | ||
| 10% increase to cover gifts and provisions when celebrating a religious festival and birthday, wedding or wedding anniversary gifts | ||
| Option to add cover for freezer contents, home emergencies, money, credit cards and pedal cycles | OPTIONAL |
What isn't covered
- Contents only excludes accidental damage to ceramics, sanitary ware, fixed glass, double glazing, solar panels
- Mechanical, electrical, electronic or computer breakdowns, failures or breakages and computer viruses
- Indirect loss of any kind
- Any loss or damage that existed before this policy started
- Specific exclusions apply and/or excesses apply to all sections - refer to policy booklet
Terms and Condition apply. Cover excludes some situations for example, any loss or damage that existed before this policy started.
Shop Direct Finance Company Limited acts as an Introducer to Heath Lambert Limited. Heath Lambert Limited is authorised and regulated by the Financial Services Authority. Registered Office: 9 Alie Street, London E1 8DE. Registered No: 1199129 England and Wales.
Shop Direct Finance Company Limited acts as an Introducer to Heath Lambert Limited. Heath Lambert Limited is authorised and regulated by the Financial Services Authority. Registered Office: 9 Alie Street, London E1 8DE. Registered No: 1199129 England and Wales.


