Key Info

Representitive example Loan amount Monthly repayment Loan terms (months) Total amount repayable Representative APR Annual Interest rate (fixed)
£5,000 £169.85 48 £8,152.80 29.9% 26.43%
Representative APR

Representative 29.9% APR

The 'Representative APR' is the APR (Annual Percentage Rate) at or below which we expect 51% of customers to receive a loan when applying as a result of this advertisment

APR ranges

Loan Size Range

  • £1,000-£2,999
  • £3,000-£6,999
  • £7,000-£9,999
  • £10,000-£11,999
  • £12,000-£15,000

From %

  • 24.9%
  • 21.9%
  • 20.9%
  • 19.9%
  • 15.9%

To %

  • 39.9%
  • 39.9%
  • 35.9%
  • 30.9%
  • 29.9%

Indicative APR

  • 31.9%
  • 29.9%
  • 29.9%
  • 24.9%
  • 18.9%
Interest charging information

Interest is charged from the start of your loan and the rate is fixed for the life of the loan. Interest over the life of the loan is calculated and applied at the start of the loan.

Repayment charging information

Payment is by monthly Direct Debit.

Repayment period

You can choose to repay your loan over 1-5 years.

Amount of Loan available

From £1,000 to £15,000

Fees
  • Default Fees
  • (a) processing any payment made other than by STB OneBill Account, bank standing order or by direct debit - £10.00
  • (b) sending arrears letters or reminders - £20.00
  • (c) arrears telephone calls - £20.00
  • (d) cheques, standing orders or direct debits which are dishonoured, stopped or not paid by you - £20.00
  • Other Fees
  • (e) tracing you if you move address without notifying us - £30.00
Apply Now

This will take you to the Moneyway website

Or call Moneyway
0844 822 1960*

UK based advisors

ARE YOU ELIGIBLE? To apply you need to be:

  • A UK resident
  • Aged 21 years or over
  • Have a regular income.

A joint application with your partner may make it easier to borrow the amount you need. Please consider whether you can afford your loan repayments.
Please read the important facts page.

Logo Moneyway

Terms and conditions apply. Loans are provided, subject to status, by Secure Trust Bank Plc. Moneyway is a trading name of Secure Trust Bank Plc. Registered in England and Wales 541132. Registered Office: One Arleston Way, Solihull, B90 4LH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

*Telephone calls may be recorded and monitored for quality and training purposes. Calls made from BT landlines should cost no more than 5p per minute. Charges will vary for calls made via other service providers. Shop Direct Finance Company is the credit intermediary for this product and is working exclusively with Moneyway for this loan offer. If you arrange a loan through Moneyway, Shop Direct Finance Company will receive a commission.

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