If you want to cover purchases and account payments, Shopping Insurance is the option to choose. It protects most of the things you buy (think of those fave designer shoes!) and could also make your account payments for you if you become sick, unemployed or have an accident.

• The cost of Shopping Insurance is 1.98% of your outstanding monthly balance - that means if your balance was £100, Shopping Insurance would cost you £1.98 per month; likewise if your balance was £300, Shopping Insurance would cost you £5.94 per month.
• For Shopping Insurance to pay out a benefit to you of £100 per month, you would need to have a balance of £500, as it pays off 20% of your outstanding balance every 28 days (provided you are eligible to claim). An outstanding balance of £500 Shopping Insurance would cost you £9.90 per month.

If you want to cover just your account payments, choose Life Event Plan. With this policy we could pay them for you if you weren’t able to, and help relieve the financial strain you might be feeling as a result (phew!).

• The cost of Life Event Plan is 1.5% of your outstanding monthly balance - that means if your balance was £100, Life Event Plan would cost you £1.50 per month; likewise if your balance was £300, Life Event Plan would cost you £4.50 per month.
• For Life Event Plan to pay out a benefit to you of £100 per month, you would need to have a balance of £1429. On an outstanding balance of £1429 Life Event Plan would cost you £21.44 per month.