Protect your Account.
A quick guide to Shopping Insurance

If you want to cover purchases and account payments, Shopping Insurance is the option to choose. It protects most of the things you buy (think of those fave designer shoes!) and could also make your account payments for you if you become sick, unemployed or have an accident.

  • The cost of Shopping Insurance is 1.98% of your outstanding monthly balance - that means if your balance was £100, Shopping Insurance would cost you £1.98 per month; likewise if your balance was £300, Shopping Insurance would cost you £5.94 per month.
  • For Shopping Insurance to pay out a benefit to you of £100 per month, you would need to have a balance of £500, as it pays off 20% of your outstanding balance every 28 days (provided you are eligible to claim). An outstanding balance of £500 Shopping Insurance would cost you £9.90 per month.
A quick guide to Life Event Plan

If you want to cover just your account payments, choose Life Event Plan. With this policy we could pay them for you if you weren?t able to, and help relieve the financial strain you might be feeling as a result (phew!).

  • The cost of Life Event Plan is 1.5% of your outstanding monthly balance - that means if your balance was £100, Life Event Plan would cost you £1.50 per month; likewise if your balance was £300, Life Event Plan would cost you £4.50 per month.
  • For Life Event Plan to pay out a benefit to you of £100 per month, you would need to have a balance of £1429. On an outstanding balance of £1429 Life Event Plan would cost you £21.44 per month.
Protect your Account.

This Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website www.moneyadviceservice.org.uk/en/articles/do-you-need-payment-protection-insurance-ppi.

As with most insurance products there are some circumstances that are excluded. These generally involve anything you already know about or that is caused by negligence and illegal or deliberate acts on your part. In addition, Life Event Plan exclusions include a life event that happens within the first 90 days and any life event we reasonably believe you knew was likely to happen.

Please read the Policy Document for full details including all significant benefits, exclusions and limitations to see if this product is suitable for you. Please note that the sale of this product is non-advised.

Shopping Insurance is offered by Shop Direct Finance Company Limited. Authorised and regulated by the Financial Conduct Authority. Underwritten by Aviva Insurance Limited Registered in Scotland No. 2116 Registered Office: Pitheavlis, Perth PH2 0NH and Aviva Life & Pensions UK Limited Registered in England No: 3253947 Registered Office: 2 Rougier Street, York YO90 1UU. Both are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Life Event Plan is offered by Shop Direct Finance Company Limited. Authorised and regulated by the Financial Conduct Authority. Underwritten by Aviva Insurance Limited. Registered in Scotland No. 2116 Registered Office: Pitheavlis, Perth PH2 0NH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
isNew is true
isReturning is false
isRegistered is false
gender is Unknown
ageTargeting is
isEligibleForBnpl is false
marketingCampaign is
targetedOffersAsString is
accountNumber is