One policy covers most of your purchases and account payments.
What if your gorgeous new iPod got stolen? Or out of the blue you lost your job? Well, that's the sort of thing Shopping Insurance could help with. Just one policy covers most of the stuff you buy from Very and your account payments, too. Meaning if you were to fall sick, have an accident or be made redundant which meant you couldn't make your payments, we could make them for you.

In some cases, your whole balance could be paid off. And if you don't have any balance outstanding, you don't pay any Shopping Insurance premiums full stop!

Key Benefits

Protect your purchases

Your stuff repaired or replaced for 3 years
Nearly everything you buy from us is covered against loss, theft or accidental damage for 3 years. That means if it can't be repaired, we could send you a brand new replacement.

Main circumstances when we could clear your balance

Accident, Sickness and Unemployment cover (Total Maximum Benefit £10,000)
After 15 days, 20% of your outstanding balance will be paid if you fall sick, have an accident or lose your job.** We'll make two more payments of 20% (one every 28 days after the first payment), and if you're still out of work 4 months from the start of your claim, we'll clear your balance in full.
Hospitalisation cover (Total Maximum Benefit £10,000)
If you can't make a claim for accident, sickness or unemployment (for example, if you don't work for more than 16 hours) but you've had to stay in hospital for 3 nights or more, we could pay off your balance in full.
Carer Cover
If you have to give up work voluntarily to look after a relative and you're eligible to get a government-funded carer's allowance, we could make your account payments for you.

Life Cover

Clearing your balance
If you or your partner* dies before the age of 75, we could pay off your balance in full.
£25,000 for accidental death
If your or your partner's death is accidental we'll provide a further £25,000.
£2,000 for funeral expenses
To help at what is a very stressful time, we'll help out with a payment of £2,000 for funeral expenses for every valid life claim.
Terms and conditions apply. The cover excludes some situations. These generally involve anything you already know about or that is caused by negligence and illegal or deliberate
acts on your part.
Apply Online.
*Your husband, wife, civil partner of the person with whom you have been living (as if you were a couple) for a period of at least 6 consecutive months immediately prior to the date of any claim, and upon whom you are financially dependant.
** initial 90 day waiting period applicable from the policy start date for unemployment cover.
Please read the Policy Document for full details including all significant benefits, exclusions and limitations to see if this product is suitable for you. Please note that the sale of this product is non-advised.


Shopping Insurance is offered by Shop Direct Finance Company Limited. Authorised and regulated by the Financial Conduct Authority. Underwritten by Aviva Insurance Limited Registered in Scotland No. 2116 Registered Office: Pitheavlis, Perth PH2 0NH and Aviva Life & Pensions UK Limited Registered in England No: 3253947 Registered Office: 2 Rougier Street, York YO90 1UU. Both are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Life Event Plan is offered by Shop Direct Finance Company Limited. Authorised and regulated by the Financial Conduct Authority. Underwritten by Aviva Insurance Limited. Registered in Scotland No. 2116 Registered Office: Pitheavlis, Perth PH2 0NH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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