Spread the cost of new purchases over 3 monthly payments and avoid interest.
Go shopping as usual then at checkout select the ‘add to account’ option. Then simply pay the Take 3 amount
shown on your monthly statement to avoid interest.
- Available on all purchases
- Splits the cost of what you buy over 3 months
- Avoid interest by paying the Take 3 amount on your statement
- If you decide you want to take longer to pay you can Spread the Cost by paying at least the minimum payment.
Find out more
Just so you know delivery, installation and other Financial Services products can’t be paid for using Take 3.
These charges will appear on your next statement.
1 month = 28 days
What is Take 3?
It’s a payment option on your Very Account, where you can split the cost of your shopping into 3 monthly payments and avoid interest.
How does Take 3 work?
It couldn’t be easier – just add your shopping to your Very Account and we’ll show you the Take 3 amount you need to pay each month on your statement. Make sure you pay the Take 3 amount, on time, to avoid paying interest.
How do I select Take 3?
You don’t – all you do is pay thee Take 3 amount shown on your statement each month. You can also check the amount due in My Account.
How will I know how much to pay?
Just check the Take 3 amount shown on your statement or in My Account. You’ll get a statement every 28 days.
What is the difference between my minimum payment and my Take 3 payment?
Your Take 3 payment includes items you've purchased that will form part of the Take 3 payment amount, any minimum payments still due from previous purchases, as well as any insurance charged to your account each month. As long as you pay this amount in full every month, you will avoid paying interest. The minimum payment is the minimum amount you need to pay to keep your account up to date. Interest is charged on this amount at your account APR.
Can I use Buy Now Pay Later and Take 3 at the same time?
No, Take 3 doesn't apply to anything bought on Buy Now Pay Later terms.
What if I already have a Direct Debit set up to collect my payments?
Just call us or amend the amount to be taken in My Account.
What if I want to make a payment towards my Buy Now Pay Later purchase?
If you specifically want to make payments towards your buy Now pay later purchase these need to be over and above your Take 3 payment. Call us or go online and request that this payment comes off your Buy Now Pay Later items.
What do I do if I want to stop using Take 3?
You can stop using Take 3 any time by clearing your balance or choosing to pay the minimum payment on your account. If you do choose to make the minimum payment, any items you started to make Take 3 payments on but didn't pay off will start to incur interest. New purchases can form part of Take 3 and a new Take 3 amount will appear on your statement and in My Account this will include the minimum payment for items that are no longer eligible for Take 3. The minimum payment displayed includes items that are no longer eligible for Take 3.