Mobile Phone Insurance
These days, we all feel stranded without our mobiles - so if yours can't be repaired, it'll be replaced when you take out Mobile Phone Insurance. With this cover you'll get:
- 1 year cover against theft and accidental damage for example a cracked screen or liquid damage
- If your phone breaks we'll repair it
- If it can't be repaired or is stolen we'll replace your phone with one of the same or similar specification
If you already have cover for accidental damage and theft through your home insurance or another insurance product this Mobile Insurance may not be appropriate for you. The cover excludes some situations including normal wear and tear, scratching, loss or any wilful acts of neglect.
A policy excess may apply at point of claim. This excess is calculated based on the advertised price at point of sale and make of phone. Please refer to the excess table below:
|Handset Type||Purchase Price||Excess|
|Non-Apple Handset||£0 - £100.00||£0|
|Non-Apple Handset||£100.01 - £300.00||£30|
|Non-Apple Handset||£300.01 +||£50|
If your claim is accepted and an excess applies, you will be required to pay the excess either by adding it to your Very Account or by credit or debit card payment over the telephone to proceed with the claim.