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V by Very Scoop Neck Embellished Knitted Vest - Black

Scoop Neck Embellished Knitted Vest - Black

Current sale price is £15

(Save £10)

Regular price was £25

3.3 out of 5 stars

3 reviews

River Island Core Metal Aviator Sunglasses - Black

Core Metal Aviator Sunglasses - Black

Current sale price is £13.50

(Save £4.50)

Regular price was £18

3 out of 5 stars

2 reviews

Accessorize Leather Messenger Bag - Black

Leather Messenger Bag - Black

£45

3 out of 5 stars

1 review

Calvin Klein Gathered Drawstring Crossbody Bag & Black

Gathered Drawstring Crossbody Bag & Black

Current sale price is £72

(Save £18)

Regular price was £90

3 out of 5 stars

1 review

Yours Blazer - Black

Blazer - Black

£37

3.4 out of 5 stars

16 reviews

Yours Curve Contrast Knitted Cardigan - Black

Curve Contrast Knitted Cardigan - Black

£27

3.5 out of 5 stars

4 reviews

HUGO Amelia Belt - Black

Amelia Belt - Black

Current sale price is £34

(Save £34)

Regular price was £68

3 out of 5 stars

1 review

V by Very Flat Espadrille Shoe - Black

Flat Espadrille Shoe - Black

Current sale price is £16.75

(Save £11.25)

Regular price was £28

3 out of 5 stars

6 reviews

Tommy Hilfiger Slim Fit Gold Button Polo Shirt - Black

Slim Fit Gold Button Polo Shirt - Black

Current sale price is £63

(Save £27)

Regular price was £90

3 out of 5 stars

1 review

New Look Single Breasted Blazer - Black

Single Breasted Blazer - Black

Current sale price is £34.25

(Save £8.74)

Regular price was £42.99

3.6 out of 5 stars

5 reviews

Yours Curve Rib Grown On Sleeve T-Shirt - Black

Curve Rib Grown On Sleeve T-Shirt - Black

£17

3 out of 5 stars

1 review

BadRhino Hooded Padded Coat - Black

Hooded Padded Coat - Black

£70

3.3 out of 5 stars

3 reviews

V by Very Curve Crochet Stripe Trouser Co-Ord - Black

V by Very Curve

Crochet Stripe Trouser Co-Ord - Black

Current sale price is £15

(Save £10)

Regular price was £25

3 out of 5 stars

4 reviews

V by Very Extra Wide Slouch Calf Boot With Bock Heel - Black

Extra Wide Slouch Calf Boot With Bock Heel - Black

Current sale price is £28

(Save £12)

Regular price was £40

3.9 out of 5 stars

16 reviews

FatFace Betty Lino Shells Skirt - Black

Betty Lino Shells Skirt - Black

Current sale price is £30.25

(Save £24.75)

Regular price was £55

3 out of 5 stars

1 review

Low Profile Clog - Black

Current sale price is £40

(Save £10)

Regular price was £50

3.5 out of 5 stars

16 reviews

V by Very Linen Blend Top With Embroidery - Black

Linen Blend Top With Embroidery - Black

Current sale price is £10.75

(Save £11.25)

Regular price was £22

3.5 out of 5 stars

2 reviews

Jack & Jones Everett Sling Bag - Black

Everett Sling Bag - Black

Current sale price is £12.50

(Save £3.50)

Regular price was £16

3 out of 5 stars

1 review

Yours Curve Grown On Sleeve Belted Tunic - Black

Curve Grown On Sleeve Belted Tunic - Black

£27

3 out of 5 stars

1 review

Skechers Work Nampa Groton Slip Resistant Slip On Trainers - Black

Work Nampa Groton Slip Resistant Slip On Trainers - Black

£59

3.6 out of 5 stars

11 reviews

Pour Moi Strapless Asymmetric Tiered Woven Maxi Dress - Black/Multi

Strapless Asymmetric Tiered Woven Maxi Dress - Black/Multi

£45

3.6 out of 5 stars

7 reviews

Religion Decoy Full Skirt Polka Dot Maxi Dress - Black

Decoy Full Skirt Polka Dot Maxi Dress - Black

£115

3 out of 5 stars

1 review

Crocs Croslite Sandal - Black

Croslite Sandal - Black

Current sale price is £20

(Save £20)

Regular price was £40

3.5 out of 5 stars

4 reviews

Crocs Classic Mary Jane Clog T - Black

Classic Mary Jane Clog T - Black

Current sale price is £15.75

(Save £29.25)

Regular price was £45

3 out of 5 stars

1 review

Roman Petite Wide Leg Stretch Trouser - Black

Petite Wide Leg Stretch Trouser - Black

£26

3.4 out of 5 stars

5 reviews

River Island Contrast Stitch Cami Top - Black

Contrast Stitch Cami Top - Black

Current sale price is £6.50

(Save £19.50)

Regular price was £26

3 out of 5 stars

1 review

Religion Fade Maxi 2 Way Wrap Dress In Dark Floral - Black

Fade Maxi 2 Way Wrap Dress In Dark Floral - Black

£120

3 out of 5 stars

3 reviews

Joe Browns Summer Nights Capri Pants - Black

Summer Nights Capri Pants - Black

£29

3 out of 5 stars

1 review

Yours Wide Fit Flat Pointed Buckle Pump

Wide Fit Flat Pointed Buckle Pump

£37

3.3 out of 5 stars

3 reviews

Yours Curve Linen Cropped Wide Leg Skinny Waist Trousers

Curve Linen Cropped Wide Leg Skinny Waist Trousers

£29

3.5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.