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undefined Luxe Cut Greek Key Duvet Cover Set - Cream

Luxe Cut Greek Key Duvet Cover Set - Cream

Current sale price is From £20

(Save up to £42)

Regular price was From £50

4 out of 5 stars

12 reviews

undefined Cosy Checkerboard Boucle Duvet Cover Set

Cosy Checkerboard Boucle Duvet Cover Set

Current sale price is From £22

(Save up to £39)

Regular price was From £45

4.8 out of 5 stars

5 reviews

undefined Zero Twist Modal Cotton 4-Piece Towel Bale

Zero Twist Modal Cotton 4-Piece Towel Bale

Current sale price is £14.25

(Save £21.75)

Regular price was £36

4.5 out of 5 stars

16 reviews

undefined Seersucker Cotton 180 Thread Count Duvet Cover Set - Blush Pink

Seersucker Cotton 180 Thread Count Duvet Cover Set - Blush Pink

Current sale price is From £22

(Save up to £33)

Regular price was From £40

4.8 out of 5 stars

11 reviews

undefined Mens Cruze Too CC Trainers - Black/White

Mens Cruze Too CC Trainers - Black/White

Current sale price is £37.50

(Save £37.50)

Regular price was £75

4.1 out of 5 stars

19 reviews

undefined Lace Insert Trousers - White

Lace Insert Trousers - White

Current sale price is £12.50

(Save £23.50)

Regular price was £36

4.5 out of 5 stars

4 reviews

undefined Tie Waisted Seam Midaxi Dress - Pink

Michelle Keegan

Tie Waisted Seam Midaxi Dress - Pink

Current sale price is £29.25

(Save £30.75)

Regular price was £60

4.1 out of 5 stars

9 reviews

undefined Check Fleece Duvet Cover Set

Check Fleece Duvet Cover Set

Current sale price is From £18

(Save up to £33)

Regular price was From £35

4.8 out of 5 stars

8 reviews

undefined Men's Solid Boxer Swim Short - BLACK/WHITE

Men's Solid Boxer Swim Short - BLACK/WHITE

Current sale price is £8.75

(Save £14.25)

Regular price was £23

4.7 out of 5 stars

32 reviews

undefined Junior Kids Warm Insulated Antora Rain Jacket - Black

Junior Kids Warm Insulated Antora Rain Jacket - Black

Current sale price is £39

(Save £51)

Regular price was £90

4.4 out of 5 stars

30 reviews

undefined Belted Shirt Dress - Black

V by Very Curve

Belted Shirt Dress - Black

Current sale price is £21

(Save £21)

Regular price was £42

4 out of 5 stars

1 review

undefined Satin Bias Cut Midi Dress - White/Black

Satin Bias Cut Midi Dress - White/Black

Current sale price is £13.50

(Save £31.50)

Regular price was £45

4.3 out of 5 stars

4 reviews

undefined Junior Boys Antora Rain Jacket - Black

Junior Boys Antora Rain Jacket - Black

Current sale price is From £36

(Save up to £46.75)

Regular price was From £80

4.2 out of 5 stars

41 reviews

undefined 501® Crop - Luxor Blue

501® Crop - Luxor Blue

Current sale price is £40

(Save £60)

Regular price was £100

4.1 out of 5 stars

147 reviews

undefined Check Fleece Duvet Cover Set

Check Fleece Duvet Cover Set

Current sale price is From £18

(Save up to £33)

Regular price was From £35

4.6 out of 5 stars

7 reviews

undefined Soft Ruffle V Neck Midaxi Dress - Pink

Soft Ruffle V Neck Midaxi Dress - Pink

Current sale price is £16.25

(Save £48.75)

Regular price was £65

4.3 out of 5 stars

6 reviews

undefined Woven Mix Midaxi Dress - Black

Woven Mix Midaxi Dress - Black

Current sale price is £11.50

(Save £23.50)

Regular price was £35

4 out of 5 stars

4 reviews

undefined Mens Neu Classics Short - Green

adidas Originals

Mens Neu Classics Short - Green

Current sale price is £18.50

(Save £19.50)

Regular price was £38

4.6 out of 5 stars

10 reviews

undefined Mens Court 24 Trainers - Light Grey

adidas Sportswear

Mens Court 24 Trainers - Light Grey

Current sale price is £44

(Save £36)

Regular price was £80

4.7 out of 5 stars

38 reviews

undefined Men's Running Runfalcon 5 Trainers - Blue

Men's Running Runfalcon 5 Trainers - Blue

Current sale price is £30

(Save £20)

Regular price was £50

4.6 out of 5 stars

302 reviews

undefined Arsenal 24/25 Mens Eu Training Jersey - Black

Arsenal 24/25 Mens Eu Training Jersey - Black

Current sale price is £29

(Save £16)

Regular price was £45

4 out of 5 stars

1 review

undefined Plunge Frill Midi Dress - Pink

Plunge Frill Midi Dress - Pink

Current sale price is £16.25

(Save £48.75)

Regular price was £65

4.3 out of 5 stars

7 reviews

undefined Loose Fit Carpenter Denim Shorts - Green

Loose Fit Carpenter Denim Shorts - Green

Current sale price is £19.25

(Save £15.75)

Regular price was £35

4.5 out of 5 stars

4 reviews

undefined Mens Old Skool Trainers - Blue/Navy/White

Mens Old Skool Trainers - Blue/Navy/White

Current sale price is £25.50

(Save £39.50)

Regular price was £65

4.5 out of 5 stars

39 reviews

undefined Womens Modern Lift Hi Top Trainers - Black

Womens Modern Lift Hi Top Trainers - Black

Current sale price is £36

(Save £54)

Regular price was £90

4.5 out of 5 stars

8 reviews

undefined Bandeau Mono Stripe Midaxi Dress - White/Black

Michelle Keegan

Bandeau Mono Stripe Midaxi Dress - White/Black

Current sale price is £13.75

(Save £41.25)

Regular price was £55

4 out of 5 stars

6 reviews

undefined Textured Collarless Jacket - Dark Brown

Textured Collarless Jacket - Dark Brown

Current sale price is £22.50

(Save £42.50)

Regular price was £65

4.4 out of 5 stars

7 reviews

undefined One Shoulder Pleated Satin Midi Dress - Black

One Shoulder Pleated Satin Midi Dress - Black

Current sale price is £36

(Save £24)

Regular price was £60

4.8 out of 5 stars

4 reviews

undefined Printed Georgette Maxi Dress - Animal Print

Printed Georgette Maxi Dress - Animal Print

Current sale price is £27

(Save £18)

Regular price was £45

4.8 out of 5 stars

4 reviews

undefined Lace Trim Satin Cami Maxi Dress - Black

Lace Trim Satin Cami Maxi Dress - Black

Current sale price is £11.25

(Save £33.75)

Regular price was £45

4.3 out of 5 stars

7 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?
To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?
Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.