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Kate Spade New York Grace Fine Grain Leather Pochette - Black

Black Friday Deal

Kate Spade New York

Grace Fine Grain Leather Pochette - Black

Current sale price is £156

(Save £39)

Regular price was £195

Kate Spade New York Nouveau Textured Leather Mini Saddle

Black Friday Deal

Kate Spade New York

Nouveau Textured Leather Mini Saddle

Current sale price is £200

(Save £50)

Regular price was £250

Kate Spade New York Liv Pebbled Leather Small Flap Crossbody Bag With Webbed Strap - Light Grey

Black Friday Deal

Kate Spade New York

Liv Pebbled Leather Small Flap Crossbody Bag With Webbed Strap - Light Grey

Current sale price is £187.50

(Save £187.50)

Regular price was £375

Kate Spade New York Go Tote Bag Quilted Fabric Small Tote Bag - Black

Black Friday Deal

Kate Spade New York

Go Tote Bag Quilted Fabric Small Tote Bag - Black

Current sale price is £156

(Save £39)

Regular price was £195

5 out of 5 stars

1 review

Kate Spade New York Deco Suede Mini Flap Chain Crossbody - Green

Black Friday Deal

Kate Spade New York

Deco Suede Mini Flap Chain Crossbody - Green

Current sale price is £206.25

(Save £68.75)

Regular price was £275

Kate Spade New York Grace Fine Grain Leather Mini East West Crossbody

Black Friday Deal

Kate Spade New York

Grace Fine Grain Leather Mini East West Crossbody

Current sale price is £200

(Save £50)

Regular price was £250

Kate Spade New York Heart Heel Sandals - Black

Black Friday Deal

Kate Spade New York

Heart Heel Sandals - Black

Current sale price is £175

(Save £175)

Regular price was £350

Kate Spade New York Do It All Fine Grain Leather Large Tote - Black

Black Friday Deal

Kate Spade New York

Do It All Fine Grain Leather Large Tote - Black

Current sale price is £236

(Save £59)

Regular price was £295

Kate Spade New York K As In Kate Open Mesh Runner

Black Friday Deal

Kate Spade New York

K As In Kate Open Mesh Runner

Current sale price is £156

(Save £39)

Regular price was £195

Kate Spade New York Deco Pebbled Leather Small Compact Wallet - Red

Kate Spade New York

Deco Pebbled Leather Small Compact Wallet - Red

£160

Kate Spade New York Flourish Heeled Sandal - Black

Black Friday Deal

Kate Spade New York

Flourish Heeled Sandal - Black

Current sale price is £147.50

(Save £147.50)

Regular price was £295

5 out of 5 stars

1 review

Kate Spade New York Devin Pebbled Leather Small Slim Bifold Wallet - Pink

Kate Spade New York

Devin Pebbled Leather Small Slim Bifold Wallet - Pink

£115

Kate Spade New York Grace Fine Grain Leather Pochette

Black Friday Deal

Kate Spade New York

Grace Fine Grain Leather Pochette

Current sale price is £156

(Save £39)

Regular price was £195

Kate Spade New York Suite Crossgrain Leather Large Open Tote Bag - Beige

Black Friday Deal

Kate Spade New York

Suite Crossgrain Leather Large Open Tote Bag - Beige

Current sale price is £200

(Save £50)

Regular price was £250

5 out of 5 stars

1 review

Kate Spade New York Ava Pebbled Leather Flap Chain Wallet - Brown

Kate Spade New York

Ava Pebbled Leather Flap Chain Wallet - Brown

£250

Kate Spade New York Deco Pebbled Leather Mini Flap Chain Crossbody Bag - Black

Black Friday Deal

Kate Spade New York

Deco Pebbled Leather Mini Flap Chain Crossbody Bag - Black

Current sale price is £220

(Save £55)

Regular price was £275

Kate Spade New York Nouveau Denim Suede Mini Saddle

Black Friday Deal

Kate Spade New York

Nouveau Denim Suede Mini Saddle

Current sale price is £200

(Save £50)

Regular price was £250

Kate Spade New York K As In Downtown Leopard Haircalf Runner - Brown

Black Friday Deal

Kate Spade New York

K As In Downtown Leopard Haircalf Runner - Brown

Current sale price is £200

(Save £50)

Regular price was £250

Kate Spade New York Liv Smooth Leather Small East-west Shoulder

Black Friday Deal

Kate Spade New York

Liv Smooth Leather Small East-west Shoulder

Current sale price is £220

(Save £55)

Regular price was £275

Kate Spade New York Deco Quilted Leather Mini Flap Chain Crossbody

Black Friday Deal

Kate Spade New York

Deco Quilted Leather Mini Flap Chain Crossbody

Current sale price is £236

(Save £59)

Regular price was £295

Kate Spade New York Deco Bow Suede Loafers - Brown

Black Friday Deal

Kate Spade New York

Deco Bow Suede Loafers - Brown

Current sale price is £156

(Save £39)

Regular price was £195

Kate Spade New York Flourish Heeled Sandals - Light Green

Black Friday Deal

Kate Spade New York

Flourish Heeled Sandals - Light Green

Current sale price is £147.50

(Save £147.50)

Regular price was £295

Kate Spade New York Flower Jacquard Nouveau Small Shoulder Bag - Light Grey

Black Friday Deal

Kate Spade New York

Flower Jacquard Nouveau Small Shoulder Bag - Light Grey

Current sale price is £227.50

(Save £122.50)

Regular price was £350

Kate Spade New York Natasha Downtown Leopard Fabric Card Case Crossbody W Scrunch Strap - Brown

Black Friday Deal

Kate Spade New York

Natasha Downtown Leopard Fabric Card Case Crossbody W Scrunch Strap - Brown

Current sale price is £112.50

(Save £37.50)

Regular price was £150

Kate Spade New York Grace Fine Grain Leather Mini East West Crossbody

Black Friday Deal

Kate Spade New York

Grace Fine Grain Leather Mini East West Crossbody

Current sale price is £187.50

(Save £62.50)

Regular price was £250

Kate Spade New York Liv Smooth Leather Small Flap Crossbody Bag - Light Purple

Black Friday Deal

Kate Spade New York

Liv Smooth Leather Small Flap Crossbody Bag - Light Purple

Current sale price is £225

(Save £150)

Regular price was £375

Kate Spade New York Adele Suede Bootie - Brown

Black Friday Deal

Kate Spade New York

Adele Suede Bootie - Brown

Current sale price is £220

(Save £55)

Regular price was £275

Kate Spade New York 93 Kicks Low Top Lace Up Sneaker - White

Black Friday Deal

Kate Spade New York

93 Kicks Low Top Lace Up Sneaker - White

Current sale price is £117

(Save £78)

Regular price was £195

Kate Spade New York Signature Lace Up Sneaker - Silver

Kate Spade New York

Signature Lace Up Sneaker - Silver

£160

Kate Spade New York K as in Kate Sneaker - true white

Kate Spade New York

K as in Kate Sneaker - true white

Current sale price is £156

(Save £39)

Regular price was £195

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.