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Tommy Jeans Essential Down Parka - Blue

Essential Down Parka - Blue

Current sale price is £161

(Save £69)

Regular price was £230

3.7 out of 5 stars

3 reviews

Lacoste Classic Fit Brushed Fleece Zip Front Hoodie - Navy

Classic Fit Brushed Fleece Zip Front Hoodie - Navy

Current sale price is £100

(Save £25)

Regular price was £125

4 out of 5 stars

1 review

BOSS Bono Long Sleeve Knitted Polo Shirt - Dark Blue

Bono Long Sleeve Knitted Polo Shirt - Dark Blue

Current sale price is £114.25

(Save £44.75)

Regular price was £159

1 out of 5 stars

1 review

Calvin Klein Jeans Nylon Monogram Quilted Jacket - Blue

Calvin Klein Jeans

Nylon Monogram Quilted Jacket - Blue

Current sale price is £129.50

(Save £50.50)

Regular price was £180

5 out of 5 stars

1 review

PS PAUL SMITH Regular Fit Zebra Half Zip Knitted Jumper - Navy

Regular Fit Zebra Half Zip Knitted Jumper - Navy

Current sale price is £116

(Save £29)

Regular price was £145

Calvin Klein Jeans Nylon Monogram Quilted Jacket - Navy

Calvin Klein Jeans

Nylon Monogram Quilted Jacket - Navy

Current sale price is £102.50

(Save £77.50)

Regular price was £180

BOSS Urbanex Regular Fit Light Quilted Gilet - Navy

Urbanex Regular Fit Light Quilted Gilet - Navy

Current sale price is £159

(Save £40)

Regular price was £199

BOSS Urbanex Regular Fit Midweight Puffer Jacket - Navy

Urbanex Regular Fit Midweight Puffer Jacket - Navy

Current sale price is £208

(Save £81)

Regular price was £289

Barbour International Willett Waterproof Jacket- Navy

Barbour International

Willett Waterproof Jacket- Navy

Current sale price is £195.25

(Save £83.75)

Regular price was £279

Superdry Everest Faux Fur Hooded Parka Coat - Navy

Everest Faux Fur Hooded Parka Coat - Navy

Current sale price is £120

(Save £30)

Regular price was £150

5 out of 5 stars

4 reviews

Tommy Jeans Check Overshirt - Blue

Check Overshirt - Blue

Current sale price is £104

(Save £26)

Regular price was £130

Reflective Hooded Logo Quilted Jacket - Navy

Current sale price is £144

(Save £36)

Regular price was £180

Zone Regular Fit 3D Logo Zip Track Top - Navy

Current sale price is £135.25

(Save £63.75)

Regular price was £199

Armani Exchange Padded Blouson Jacket - Navy

Armani Exchange

Padded Blouson Jacket - Navy

Current sale price is £176

(Save £44)

Regular price was £220

Tommy Hilfiger Down Padded Gilet - Navy

Down Padded Gilet - Navy

Current sale price is £163.75

(Save £96.25)

Regular price was £260

Tommy Jeans Flag Collar Quilted Jacket - Navy

Flag Collar Quilted Jacket - Navy

Current sale price is £126

(Save £54)

Regular price was £180

GANT Quilted Windcheater Jacket - Navy

Quilted Windcheater Jacket - Navy

Current sale price is £152

(Save £38)

Regular price was £190

4.6 out of 5 stars

8 reviews

Barbour International Dinstone Fleece Jacket - Navy

Barbour International

Dinstone Fleece Jacket - Navy

Current sale price is £127

(Save £32)

Regular price was £159

BOSS Leejay 1M Technical Over Shirt - Dark Blue

Leejay 1M Technical Over Shirt - Dark Blue

Current sale price is £116

(Save £63)

Regular price was £179

PS PAUL SMITH Regular Fit Cable Half Zip Knitted Jumper - Navy

Regular Fit Cable Half Zip Knitted Jumper - Navy

Current sale price is £200

(Save £50)

Regular price was £250

PS PAUL SMITH Contrast Stripe Zip Sweat - Blue

Contrast Stripe Zip Sweat - Blue

Current sale price is £130

(Save £70)

Regular price was £200

Luke 1977 La Rome 1000 Tracksuit Set - Navy

La Rome 1000 Tracksuit Set - Navy

Current sale price is £104

(Save £26)

Regular price was £130

4 out of 5 stars

1 review

BOSS Avac Full Zip Knitted Jumper - Navy

Avac Full Zip Knitted Jumper - Navy

Current sale price is £127

(Save £32)

Regular price was £159

Jack1t Ez Dry Hood Padded Jacket With Detachable Hood - Navy

Ez Dry Hood Padded Jacket With Detachable Hood - Navy

Current sale price is £234.50

(Save £115.50)

Regular price was £350

Lacoste Interlock Heavyweight Knitted Bomber - Navy

Interlock Heavyweight Knitted Bomber - Navy

Current sale price is £110.50

(Save £59.50)

Regular price was £170

BOSS Kanobix S Regular Fit 1/4 Zip Knitted Jumper - Blue

Kanobix S Regular Fit 1/4 Zip Knitted Jumper - Blue

Current sale price is £103

(Save £26)

Regular price was £129

Lacoste Casual Checked Flannel Shirt - Navy

Casual Checked Flannel Shirt - Navy

Current sale price is £100

(Save £25)

Regular price was £125

GANT Mixed Media Zip Through Padded Jacket - Navy

Mixed Media Zip Through Padded Jacket - Navy

Current sale price is £127.25

(Save £117.75)

Regular price was £245

Tommy Hilfiger Mix Media Essential Stand Collar Sweat Jacket - Navy

Mix Media Essential Stand Collar Sweat Jacket - Navy

Current sale price is £152

(Save £38)

Regular price was £190

PS PAUL SMITH Button Through Knitted Cardigan - Navy

Button Through Knitted Cardigan - Navy

Current sale price is £196

(Save £49)

Regular price was £245

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.