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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 10% off Apple & gaming consoles and 20% off almost everything else. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes iPhone 16 range, Apple Watch Series 10, Samsung S24 models, PlayStation 5 consoles, PS5 Portal, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

Ways to pay that work your way with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

Ways to pay that work your way with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Gifts & Jewellery, Sekonda, Mens, For Him

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Results: 1 - 30 (of 100)

Unisex Track Black Silicone Strap Smartwatch

£40

Men's Oslo Black Leather Strap with Blue Dial Watch

£35

Mens Motion Smart Watch - Black Silicone Strap with Black Dial

£50

Mens Archer Brown Leather Bracelet with Rose Gold Dial Chronograph Watch

£80

Mens Midnight Black Leather Bracelet with Sunray Dark Blue Dial Analogue Gift Set

£89

Mens Jackson Black Leather Bracelet with Sunray Black Dial Analogue Gift Set

£54

Mens Titan Black Silicone Bracelet with Black Dial Analogue Watch

£70

Sekonda Mens Silver Stainless Steel Bracelet with Black Dial Chronograph Gift Set

£99

Mens Ocean Silver Stainless Steel Bracelet with Matte Blue Dial Analogue Gift Set

£64

Sekonda Mens Velocity Silver Stainless Steel Bracelet with Blue Dial Chronograph Gift Set

£109

Sekonda Mens Dark Grey Leather Bracelet with Dark Grey Dial Analogue Gift Set

£59

Mens Montreal Gold Alloy Bracelet with White Dial Analogue Watch

£55

Mens Montreal Silver Alloy Bracelet with White Dial Analogue Watch

£50

Mens Archer Black Leather Bracelet with Silver White Dial Chronograph Watch

£80

Sekonda Mens Armstrong Silver Stainless Steel Bracelet with Silver White Dial Analogue Watch

£80

Mens Titan Black Silicone Bracelet with Black Dial Analogue Watch

£80

Mens Armstrong Gold Stainless Steel Bracelet with Silver White Dial Analogue Watch

£85

Midnight Silver Stainless Steel Bracelet Analogue Watch

£50

Ocean Silver Stainless Steel Bracelet Analogue Watch

£50

Circuit Black Silicone Strap Chronograph Watch

£75

Circuit Silver Stainless Steel Bracelet Chronograph Watch

£75

Mens Active Plus Gold Stainless Steel Bracelet Smartwatch

£100

Ocean Silver Stainless Steel Bracelet Analogue Watch

£50

Mens Active Plus Black Stainless Steel Bracelet Smartwatch

£100

Midnight Black Perforated Leather Strap Chronograph Watch

£90

Circuit Silver Stainless Steel Bracelet Chronograph Watch

£75

Circuit Black Silicone Strap Chronograph Watch

£80

Unisex Motion Plus Silver Stainless Steel Bracelet Smartwatch

£75

Midnight Silver Stainless Steel Bracelet Chronograph Watch

£90

Ocean Gold Stainless Steel Bracelet Analogue Watch

£60

Results: 1 - 30 (of 100)