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The Personalised Memento Company Personalised Me to You floral LED Glass Jar

Black Friday Deal

The Personalised Memento Company

Personalised Me to You floral LED Glass Jar

Current sale price is £13.99

(Save £6)

Regular price was £19.99

4.7 out of 5 stars

52 reviews

The Personalised Memento Company Personalised Crystocraft Rose

The Personalised Memento Company

Personalised Crystocraft Rose

£19.99

3.9 out of 5 stars

133 reviews

The Personalised Memento Company Personalised Moon & Back Wooden Star

Black Friday Deal

The Personalised Memento Company

Personalised Moon & Back Wooden Star

Current sale price is £8

(Save £4.99)

Regular price was £12.99

3.9 out of 5 stars

90 reviews

The Personalised Memento Company Personalised Cheese Makes Life Better... Slate Cheeseboard

Black Friday Deal

The Personalised Memento Company

Personalised Cheese Makes Life Better... Slate Cheeseboard

Current sale price is £9

(Save £5.99)

Regular price was £14.99

4.3 out of 5 stars

107 reviews

The Personalised Memento Company Personalised Wine O'clock Wine Butler

Black Friday Deal

The Personalised Memento Company

Personalised Wine O'clock Wine Butler

Current sale price is £8

(Save £4.99)

Regular price was £12.99

3.8 out of 5 stars

22 reviews

The Personalised Memento Company Personalised 'To The Moon & Back' Oak Photo Frame

Black Friday Deal

The Personalised Memento Company

Personalised 'To The Moon & Back' Oak Photo Frame

Current sale price is £8.39

(Save £3.60)

Regular price was £11.99

4.7 out of 5 stars

192 reviews

Virgin Experience Days Classic Spa Day with Treatment for Two at Bannatyne Health Clubs - 39 UK Locations

Virgin Experience Days

Classic Spa Day with Treatment for Two at Bannatyne Health Clubs - 39 UK Locations

£99

3 out of 5 stars

6 reviews

The Personalised Memento Company Personalised Wooden Grandad Ornament

The Personalised Memento Company

Personalised Wooden Grandad Ornament

£14.99

5 out of 5 stars

1 review

Pretty in Pink Bouquet

Black Friday Deal

Pretty in Pink Bouquet

Current sale price is £28.50

(Save £7.49)

Regular price was £35.99

3.3 out of 5 stars

17 reviews

Monty Bojangles Choccy Scoffy Persian Pink Cat Tin Cocoa Dusted Chocolate Truffles - 135g

Monty Bojangles

Choccy Scoffy Persian Pink Cat Tin Cocoa Dusted Chocolate Truffles - 135g

£14.99

5 out of 5 stars

11 reviews

Pirate's Grog Original Miniatures Set (3 x 50ml)

Pirate's Grog Original Miniatures Set (3 x 50ml)

£32.99

5 out of 5 stars

5 reviews

Hotel Chocolat Everything Sleekster

Black Friday Deal

Everything Sleekster

Current sale price is £23.50

(Save £6.45)

Regular price was £29.95

4.4 out of 5 stars

15 reviews

Baglietti Rose Gift Box

Black Friday Deal

Baglietti Rose Gift Box

Current sale price is £23.50

(Save £6.45)

Regular price was £29.95

4.8 out of 5 stars

19 reviews

Virgin Experience Days Visit To The View From The Shard And Three Course Champagne Celebration Dining With Sides At Marco Pierre WhiteS London Steakhouse Co For Two

Virgin Experience Days

Visit To The View From The Shard And Three Course Champagne Celebration Dining With Sides At Marco Pierre WhiteS London Steakhouse Co For Two

£156

3 out of 5 stars

2 reviews

Hotel Chocolat Tipples & Treats - Velvetised Chocolate Cream 200ml & Macarons

Black Friday Deal

Tipples & Treats - Velvetised Chocolate Cream 200ml & Macarons

Current sale price is £23.50

(Save £6.45)

Regular price was £29.95

3 out of 5 stars

6 reviews

Pink Prosecco and Lindor Chocolate Bouquet

Black Friday Deal

Pink Prosecco and Lindor Chocolate Bouquet

Current sale price is £23.50

(Save £6.49)

Regular price was £29.99

4.1 out of 5 stars

31 reviews

Hotel Chocolat The Mellow Baton Library

Black Friday Deal

The Mellow Baton Library

Current sale price is £19.50

(Save £5.45)

Regular price was £24.95

4.1 out of 5 stars

15 reviews

Virgin Experience Days Falconry Taster for Two - 9 UK Locations

Black Friday Deal

Virgin Experience Days

Falconry Taster for Two - 9 UK Locations

Current sale price is £44.10

(Save £4.90)

Regular price was £49

5 out of 5 stars

2 reviews

Hotel Chocolat Espresso Martini Velvetised - 50cl

Black Friday Deal

Espresso Martini Velvetised - 50cl

Current sale price is £18

(Save £5)

Regular price was £23

4.6 out of 5 stars

11 reviews

Virgin Experience Days £100 Gift Card - Valid for 12 Months

Virgin Experience Days

£100 Gift Card - Valid for 12 Months

£100

4.7 out of 5 stars

15 reviews

Gin & Tonic Bouquet

Gin & Tonic Bouquet

£29.99

3.2 out of 5 stars

5 reviews

Bottega Duo Gift Box 20cl

Bottega Duo Gift Box 20cl

£14.99

4.5 out of 5 stars

30 reviews

The Personalised Memento Company Personalised Wine

Available in red, white coloursAvailable in red, white coloursAvailable in red, white coloursAvailable in red, white coloursAvailable in red, white colours

The Personalised Memento Company

Personalised Wine

£20

4.9 out of 5 stars

9 reviews

Virgin Experience Days Emmerdale: The Village Tour for Two, West Yorkshire

Virgin Experience Days

Emmerdale: The Village Tour for Two, West Yorkshire

£76

1 out of 5 stars

1 review

Virgin Experience Days Design your own Perfume Platinum Experience - 28 UK Locations

Black Friday Deal

Virgin Experience Days

Design your own Perfume Platinum Experience - 28 UK Locations

Current sale price is £43.20

(Save £16.80)

Regular price was £60

Hotel Chocolat Salted Caramel Cocoa Vodka Liqueur - 50cl

Black Friday Deal

Salted Caramel Cocoa Vodka Liqueur - 50cl

Current sale price is £20.50

(Save £5.50)

Regular price was £26

4 out of 5 stars

11 reviews

Galaxy Chocolate Bouquet

Galaxy Chocolate Bouquet

£33.99

3.9 out of 5 stars

9 reviews

Hotel Chocolat Everything Collection

Black Friday Deal

Everything Collection

Current sale price is £27.50

(Save £7.45)

Regular price was £34.95

2.5 out of 5 stars

2 reviews

Hotel Chocolat Milk to Caramel Sleekster

Black Friday Deal

Milk to Caramel Sleekster

Current sale price is £23.50

(Save £6.45)

Regular price was £29.95

3.6 out of 5 stars

11 reviews

Virgin Experience Days Ultimate Free Roam Virtual Reality Experience for Two at Zero Latency - 6 UK Locations

Black Friday Deal

Virgin Experience Days

Ultimate Free Roam Virtual Reality Experience for Two at Zero Latency - 6 UK Locations

Current sale price is £58.39

(Save £14.60)

Regular price was £72.99

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.