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Jon Richard Gold Plated Pearl and Crystal Bow Trio Set - Gift Box

Black Friday Deal

Gold Plated Pearl and Crystal Bow Trio Set - Gift Box

Current sale price is £17.50

(Save £7.50)

Regular price was £25

Jon Richard Gold Plated Bubble Crystal Trio Set - Gift Box

Black Friday Deal

Gold Plated Bubble Crystal Trio Set - Gift Box

Current sale price is £17.50

(Save £7.50)

Regular price was £25

Jon Richard Gold Plated and Jet Pear Drop Trio Set - Gift Box

Black Friday Deal

Gold Plated and Jet Pear Drop Trio Set - Gift Box

Current sale price is £15

(Save £15)

Regular price was £30

5 out of 5 stars

2 reviews

Inicio 14K Gold Plated Cubic Zirconia Star Set - Gift Box

Black Friday Deal

14K Gold Plated Cubic Zirconia Star Set - Gift Box

Current sale price is £21

(Save £9)

Regular price was £30

Simply Silver Sterling Silver 925 Pave Heart and Infinity Set - Gift Boxed

Black Friday Deal

Sterling Silver 925 Pave Heart and Infinity Set - Gift Boxed

Current sale price is £24.50

(Save £10.50)

Regular price was £35

Jon Richard Rhodium Plated and Pave Twist Heart Box Set

Black Friday Deal

Rhodium Plated and Pave Twist Heart Box Set

Current sale price is £17.50

(Save £7.50)

Regular price was £25

Jon Richard 18K Gold Plated Heart Pedant - Gift Box

Black Friday Deal

18K Gold Plated Heart Pedant - Gift Box

Current sale price is £14

(Save £6)

Regular price was £20

Jon Richard Rhodium Plated Crystal Bow and Pearl Drop Set - Gift Box

Black Friday Deal

Rhodium Plated Crystal Bow and Pearl Drop Set - Gift Box

Current sale price is £17.50

(Save £7.50)

Regular price was £25

Simply Silver Sterling Silver 925 Mother of Pearl Clover Set - Gift Boxed

Black Friday Deal

Sterling Silver 925 Mother of Pearl Clover Set - Gift Boxed

Current sale price is £24.50

(Save £10.50)

Regular price was £35

Sekonda Womens Gold Alloy Bracelet with Mother of Pearl Dial Analogue Watch Gift Set

Black Friday Deal

Womens Gold Alloy Bracelet with Mother of Pearl Dial Analogue Watch Gift Set

Current sale price is £111.99

(Save £28)

Regular price was £139.99

Jon Richard 18K Gold Plated Bow Earrings - Hanging Heart

Black Friday Deal

18K Gold Plated Bow Earrings - Hanging Heart

Current sale price is £10.50

(Save £4.50)

Regular price was £15

Sekonda Womens Gold Alloy Bracelet with Silver Dial Analogue Watch Gift Set

Black Friday Deal

Womens Gold Alloy Bracelet with Silver Dial Analogue Watch Gift Set

Current sale price is £79.99

(Save £20)

Regular price was £99.99

Jon Richard Rhodium Plated Crystal Leaf and Pearl Drop Set

Black Friday Deal

Rhodium Plated Crystal Leaf and Pearl Drop Set

Current sale price is £21

(Save £9)

Regular price was £30

Jon Richard 18K Gold Plated Clover Earrings - Gift Cracker

Black Friday Deal

18K Gold Plated Clover Earrings - Gift Cracker

Current sale price is £12.60

(Save £5.40)

Regular price was £18

Jon Richard 18K Gold Plate Bow Pendant - Gift Box

Black Friday Deal

18K Gold Plate Bow Pendant - Gift Box

Current sale price is £14

(Save £6)

Regular price was £20

Jon Richard 18K Gold Plated Star Earrings - Gift Cracker

Black Friday Deal

18K Gold Plated Star Earrings - Gift Cracker

Current sale price is £12.60

(Save £5.40)

Regular price was £18

Jon Richard 18K Gold Plated and Mother of Pearl Clover Earrings - Hanging Heart

Black Friday Deal

18K Gold Plated and Mother of Pearl Clover Earrings - Hanging Heart

Current sale price is £10.50

(Save £4.50)

Regular price was £15

Jon Richard 18K Gold Plated Pave Infinity Earrings - Hanging Heart

Black Friday Deal

18K Gold Plated Pave Infinity Earrings - Hanging Heart

Current sale price is £10.50

(Save £4.50)

Regular price was £15

Inicio 14K Gold Plated Cubic Zirconia and Opal Cross Set - Gift Box

Black Friday Deal

14K Gold Plated Cubic Zirconia and Opal Cross Set - Gift Box

Current sale price is £21

(Save £9)

Regular price was £30

Jon Richard 18K Gold Plated Heart Earrings - Gift Cracker

Black Friday Deal

18K Gold Plated Heart Earrings - Gift Cracker

Current sale price is £12.60

(Save £5.40)

Regular price was £18

Mood Gold Twisted Rope Necklace & Bracelet Set

Black Friday Deal

Gold Twisted Rope Necklace & Bracelet Set

Current sale price is £17.50

(Save £7.50)

Regular price was £25

Simply Silver Sterling Silver 925 Polished Tree of Love Set - Gift Boxed

Black Friday Deal

Sterling Silver 925 Polished Tree of Love Set - Gift Boxed

Current sale price is £24.50

(Save £10.50)

Regular price was £35

Jon Richard Rhodium Plated and Cubic Zirconia Double Halo Drop Set - Gift Box

Black Friday Deal

Rhodium Plated and Cubic Zirconia Double Halo Drop Set - Gift Box

Current sale price is £12.50

(Save £12.50)

Regular price was £25

Jon Richard Gold Plated and Emerald Pear Drop Trio Set - Gift Box

Black Friday Deal

Gold Plated and Emerald Pear Drop Trio Set - Gift Box

Current sale price is £15

(Save £15)

Regular price was £30

Say It With Countdown to New Year Jewellery Advent Calendar

Black Friday Deal

Countdown to New Year Jewellery Advent Calendar

Current sale price is £156

(Save £39)

Regular price was £195

Jon Richard 18K Gold Plated Celestial Pendant - Gift Box

Black Friday Deal

18K Gold Plated Celestial Pendant - Gift Box

Current sale price is £14

(Save £6)

Regular price was £20

Simply Silver Sterling Silver 925 Cubic Zirconia Cushion Set

Black Friday Deal

Sterling Silver 925 Cubic Zirconia Cushion Set

Current sale price is £24.50

(Save £10.50)

Regular price was £35

Say It With 11:11 Gift Set - Yellow Gold

Black Friday Deal

11:11 Gift Set - Yellow Gold

Current sale price is £96

(Save £24)

Regular price was £120

Say It With Rainbow Tennis Gift Set - Silver

Black Friday Deal

Rainbow Tennis Gift Set - Silver

Current sale price is £120

(Save £30)

Regular price was £150

Say It With Blue Clover Gift Set - Silver

Black Friday Deal

Blue Clover Gift Set - Silver

Current sale price is £72

(Save £18)

Regular price was £90

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.