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The Very Collection Timeless Yarn Crew Neck Cable Knit Cardigan - Navy

The Very Collection

Timeless Yarn Crew Neck Cable Knit Cardigan - Navy

Current sale price is £18

(Save £10)

Regular price was £28

The Very Collection Timeless Yarn Roll Neck Turn Up Cuff Jumper - Light Blue

The Very Collection

Timeless Yarn Roll Neck Turn Up Cuff Jumper - Light Blue

Current sale price is £16.25

(Save £11.75)

Regular price was £28

The Very Collection Sports Leggings - Navy

The Very Collection

Sports Leggings - Navy

£20

The Very Collection Timeless Yarn Collared Neck Jumper - Navy

The Very Collection

Timeless Yarn Collared Neck Jumper - Navy

Current sale price is £17.75

(Save £10.25)

Regular price was £28

4 out of 5 stars

1 review

The Very Collection Timeless Yarn Deep Rib Longline V Neck Jumper - Light Blue

The Very Collection

Timeless Yarn Deep Rib Longline V Neck Jumper - Light Blue

Current sale price is £17.75

(Save £10.25)

Regular price was £28

4.7 out of 5 stars

3 reviews

The Very Collection Graphic Slogan Sweatshirt - Navy

The Very Collection

Graphic Slogan Sweatshirt - Navy

Current sale price is £20

(Save £5)

Regular price was £25

The Very Collection Cotton Rich Neck Knitted Buttoned Tank Top - Blue

The Very Collection

Cotton Rich Neck Knitted Buttoned Tank Top - Blue

Current sale price is £18.75

(Save £6.25)

Regular price was £25

V by Very Open Stitch Collared Cardigan - Navy

Open Stitch Collared Cardigan - Navy

Current sale price is £15

(Save £13)

Regular price was £28

3.7 out of 5 stars

3 reviews

V by Very Graphic Oversized Sweatshirt - Blue

Graphic Oversized Sweatshirt - Blue

Current sale price is £15

(Save £5)

Regular price was £20

3 out of 5 stars

1 review

River Island Long Sleeve Mesh Notch Bardot Body - Blue

Long Sleeve Mesh Notch Bardot Body - Blue

Current sale price is £17

(Save £12)

Regular price was £29

Vero Moda Jamie Long Sleeve Denim Shacket - Dark Blue Denim

Jamie Long Sleeve Denim Shacket - Dark Blue Denim

Current sale price is £16.75

(Save £25.25)

Regular price was £42

3 out of 5 stars

1 review

River Island Boucle Polo - Blue

Boucle Polo - Blue

Current sale price is £18.75

(Save £13.25)

Regular price was £32

4 out of 5 stars

1 review

Calvin Klein Thong - Blue

Thong - Blue

£20

The Very Collection Vancouver Graphic Sweatshirt - Navy

The Very Collection

Vancouver Graphic Sweatshirt - Navy

£20

5 out of 5 stars

5 reviews

Mango Striped Cotton T-Shirt - Navy

Striped Cotton T-Shirt - Navy

Current sale price is £12.75

(Save £5.25)

Regular price was £18

Tommy Hilfiger Classic Thong - Blue

Classic Thong - Blue

Current sale price is £12.75

(Save £5.25)

Regular price was £18

River Island Long Sleeve Ruched Mesh Top - Blue

Long Sleeve Ruched Mesh Top - Blue

Current sale price is £18

(Save £8)

Regular price was £26

adidas Womens Running Adizero T-Shirt - Green

Womens Running Adizero T-Shirt - Green

Current sale price is £18.75

(Save £6.25)

Regular price was £25

UNDER ARMOUR Womens Training Tech Twist T-Shirt - Blue

Womens Training Tech Twist T-Shirt - Blue

Current sale price is £19.25

(Save £8.75)

Regular price was £28

4.8 out of 5 stars

86 reviews

Only Short Denim Trench Jacket - Blue

Short Denim Trench Jacket - Blue

Current sale price is £19

(Save £29)

Regular price was £48

5 out of 5 stars

1 review

UNDER ARMOUR Womens Training Rival Core T-Shirt - Blue

Womens Training Rival Core T-Shirt - Blue

Current sale price is £19.25

(Save £8.75)

Regular price was £28

5 out of 5 stars

20 reviews

UNDER ARMOUR Womens Training Tech Rib T-Shirt - Blue

Womens Training Tech Rib T-Shirt - Blue

Current sale price is £20

(Save £12)

Regular price was £32

5 out of 5 stars

15 reviews

River Island Short Sleeve Premium Clean Boxy T-Shirt - Blue

Short Sleeve Premium Clean Boxy T-Shirt - Blue

Current sale price is £18.75

(Save £7.25)

Regular price was £26

5 out of 5 stars

2 reviews

River Island High Neck Short Sleeve Top - Blue

High Neck Short Sleeve Top - Blue

Current sale price is £13.50

(Save £12.50)

Regular price was £26

Levi's Essential Sporty T-Shirt - Annalise Stripe Peacoat Cotton - Blue

Essential Sporty T-Shirt - Annalise Stripe Peacoat Cotton - Blue

Current sale price is £18.75

(Save £6.25)

Regular price was £25

5 out of 5 stars

1 review

V by Very Washed Sweatshirt - Blue

Washed Sweatshirt - Blue

Current sale price is £13

(Save £9)

Regular price was £22

4.5 out of 5 stars

2 reviews

adidas Womens Training V Neck T-Shirt - Blue

Womens Training V Neck T-Shirt - Blue

Current sale price is £15

(Save £5)

Regular price was £20

4.8 out of 5 stars

44 reviews

UNDER ARMOUR Womens Training Tech Play Up Shorts - Blue

Womens Training Tech Play Up Shorts - Blue

Current sale price is £17.50

(Save £7.50)

Regular price was £25

4.6 out of 5 stars

17 reviews

Only Tailored Denim Jacket - Blue

Tailored Denim Jacket - Blue

Current sale price is £14.75

(Save £23.25)

Regular price was £38

Levi's Boxy Tank - Emmi Stripe Peacoat Slub - Blue

Boxy Tank - Emmi Stripe Peacoat Slub - Blue

Current sale price is £19.75

(Save £7.25)

Regular price was £27

4.4 out of 5 stars

14 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.