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Apple AirPods 4

More time to pay with Very Pay

AirPods 4

Current sale price is £99

(Save £20)

Regular price was £119

4.5 out of 5 stars

130 reviews

Apple AirPods 4 with Active Noise Cancellation

More time to pay with Very Pay

AirPods 4 with Active Noise Cancellation

Current sale price is £149

(Save £20)

Regular price was £169

4.7 out of 5 stars

98 reviews

New Balance Junior 530 Trainers - White

Junior 530 Trainers - White

£75

4.9 out of 5 stars

23 reviews

Candy Smart CSEC9LF-80 9kg Condenser Tumble Dryer, with Smart Connectivity - White

Smart CSEC9LF-80 9kg Condenser Tumble Dryer, with Smart Connectivity - White

Current sale price is £249

Regular price was £259

4.1 out of 5 stars

174 reviews

Apple AirPods Max - Midnight

More time to pay with Very Pay

AirPods Max - Midnight

£499

4.6 out of 5 stars

30 reviews

Beko DTLCE70051W 7kg Load, Full Size Condenser Sensor Dryer - White

DTLCE70051W 7kg Load, Full Size Condenser Sensor Dryer - White

£249

4.6 out of 5 stars

164 reviews

Asus ROG Xbox Ally - 7-inch 120Hz FHD IPS - AMD Ryzen Z2 - 16GB RAM, 512GB SSD - Handheld PC Gaming Console - White

ROG Xbox Ally - 7-inch 120Hz FHD IPS - AMD Ryzen Z2 - 16GB RAM, 512GB SSD - Handheld PC Gaming Console - White

£499

4.1 out of 5 stars

14 reviews

Fujifilm Instax Mini 12 Instant Camera with 40 Shot Film Pack

+2 colours+1 colour

Available in white, blue, purple, pink, green coloursAvailable in white, blue, purple, pink, green coloursAvailable in white, blue, purple, pink, green coloursAvailable in white, blue, purple, pink, green coloursAvailable in white, blue, purple, pink, green colours

Fujifilm Instax

Mini 12 Instant Camera with 40 Shot Film Pack

Current sale price is £99.99

(Save £5)

Regular price was £104.99

4.2 out of 5 stars

17 reviews

PlayStation 5 Portal™ Remote Player For PS5® Console - White

Portal™ Remote Player For PS5® Console - White

£199

4.4 out of 5 stars

159 reviews

GFW Odessa End Lift Storage Ottoman Bed with Sleepycastle Mattress Options (Buy & SAVE!)

Available in white, black, grey coloursAvailable in white, black, grey coloursAvailable in white, black, grey coloursAvailable in white, black, grey coloursAvailable in white, black, grey colours

Odessa End Lift Storage Ottoman Bed with Sleepycastle Mattress Options (Buy & SAVE!)

Current sale price is From £189

(Save up to £60)

Regular price was From £229

4.2 out of 5 stars

21 reviews

Yankee Candle Ultrasonic Aroma Diffuser with Diffuser Oils

Ultrasonic Aroma Diffuser with Diffuser Oils

Current sale price is From £30

(Save up to £4.99)

Regular price was From £30

4.1 out of 5 stars

125 reviews

The Very Collection Womens Family Christmas Pj Winter Wonderland Woven Revere Set - White

The Very Collection

Womens Family Christmas Pj Winter Wonderland Woven Revere Set - White

Current sale price is £21

(Save £9)

Regular price was £30

4.5 out of 5 stars

4 reviews

New Balance Unisex 530 Trainers - White/blue

Unisex 530 Trainers - White/blue

£100

4.7 out of 5 stars

3k reviews

Apple Pencil (USB-C)

Pencil (USB-C)

£79

4.6 out of 5 stars

29 reviews

Aspire Dual Layer Pro Hybrid Foam Mattress

Dual Layer Pro Hybrid Foam Mattress

From £109

3.9 out of 5 stars

66 reviews

Sony WH-CH520 Wireless Bluetooth Headphones

+1 colour

Available in white, black, beige, blue coloursAvailable in white, black, beige, blue coloursAvailable in white, black, beige, blue coloursAvailable in white, black, beige, blue coloursAvailable in white, black, beige, blue colours

WH-CH520 Wireless Bluetooth Headphones

£35

4.6 out of 5 stars

910 reviews

Swan SW75120W 8kg Load, 1400 Spin Freestanding Washing Machine - White

SW75120W 8kg Load, 1400 Spin Freestanding Washing Machine - White

Current sale price is £239

Regular price was £249

4.7 out of 5 stars

62 reviews

Beats Studio Pro Wireless Headphones

Available in navy, black coloursAvailable in navy, black coloursAvailable in navy, black coloursAvailable in navy, black coloursAvailable in navy, black colours

Studio Pro Wireless Headphones

Current sale price is £149

(Save £200)

Regular price was £349

4.5 out of 5 stars

81 reviews

Apple Pencil Pro

Pencil Pro

£129

4.5 out of 5 stars

24 reviews

Samsung Galaxy A26 5G - 8GB RAM, 256GB Storage

Available in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black colours

Galaxy A26 5G - 8GB RAM, 256GB Storage

Current sale price is £249

(Save £50)

Regular price was £299

4.1 out of 5 stars

308 reviews

Apple 20W USB-C Power Adapter

20W USB-C Power Adapter

£19

5 out of 5 stars

49 reviews

Apple AirPods Pro 3

More time to pay with Very Pay

AirPods Pro 3

£219

4.9 out of 5 stars

49 reviews

Silentnight Ultrabounce Pillows - Buy 4 Get 2 FREE! - 6 Pack - White

Ultrabounce Pillows - Buy 4 Get 2 FREE! - 6 Pack - White

Current sale price is £30

(Save £12)

Regular price was £42

4 out of 5 stars

427 reviews

Panda London Memory Foam Bamboo Mattress Topper - White

Memory Foam Bamboo Mattress Topper - White

From £99

4.8 out of 5 stars

6.9k reviews

Apple iPhone 16 Plus, 128Gb - White

Trade in & get up to £560*

iPhone 16 Plus, 128Gb - White

£799

5 out of 5 stars

6 reviews

Swan 10-Litre Dehumidifier - White

10-Litre Dehumidifier - White

£99

4.7 out of 5 stars

245 reviews

Apple Watch Series 10 (GPS), Jet Black Aluminium Case with Black Sport Band

Trade in & get up to £340*

Watch Series 10 (GPS), Jet Black Aluminium Case with Black Sport Band

Current sale price is From £269

(Save up to £40)

Regular price was From £299

4.7 out of 5 stars

65 reviews

Silentnight So Full Pillow Pack Set of 2 with 2 extra completely FREE! - White

So Full Pillow Pack Set of 2 with 2 extra completely FREE! - White

Current sale price is £22

(Save £8)

Regular price was £30

4.4 out of 5 stars

102 reviews

Silentnight Super Snuggly Pillows Buys 2 get 2 FREE!

Super Snuggly Pillows Buys 2 get 2 FREE!

£35

4.4 out of 5 stars

309 reviews

Google Pixel 9a - 128GB

Available in porcelain, obsidian, iris coloursAvailable in porcelain, obsidian, iris coloursAvailable in porcelain, obsidian, iris coloursAvailable in porcelain, obsidian, iris coloursAvailable in porcelain, obsidian, iris colours

Pixel 9a - 128GB

Current sale price is From £399

(Save up to £100)

Regular price was From £449

4.5 out of 5 stars

41 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.