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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?
To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?
Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Laptops, Up to 8 hours, £750-£1000, Technology & Gaming

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Results: 1 - 30 (of 40)

OMEN 17-db0013na Gaming Laptop with Hyper X Cloud III Wired Headset - RTX 4050 - AMD Ryzen 5 - 16GB RAM - 1TB SSD - 17.3in - Full HD

Current sale price is £849

Thin 15 Gaming Laptop - 15.6in FHD, GeForce RTX 4050, Intel Core i7, 16GB RAM, 512GB SSD - Grey

Current sale price is £869

Zenbook S 13 OLED Laptop - 13.3in 2.8K OLED, Intel Core i7, 16GB RAM, 1TB SSD, UX5304MA-NQ037W - Blue

Current sale price is £799

LOQ 15IAX9 - GeForce RTX 4060 - Intel Core i5 - 24GB RAM - 1TB SSD - 15.6in FHD IPS Gaming Laptop

£949

Vivobook S 15 Laptop - 15.6in 3K OLED, AMD Ryzen AI 9, 32GB RAM, 1TB SSD - Silver

Current sale price is £929

LOQ 15IAX9 - GeForce RTX 4050 - Intel Core i5 - 24GB RAM - 1TB SSD - 15.6in FHD IPS Gaming Laptop

£849

Vivobook Pro 15 OLED Laptop - 15.6in WUXGA, GeForce RTX 4050, Intel Core Ultra 7, 16GB RAM, 1TB SSD - Grey

Current sale price is £999

Cyborg 15 AI Gaming Laptop - GeForce RTX 4050 - Intel Core Ultra 7 - 16GB RAM - 512GB SSD - 15.6in FHD - Black

Current sale price is £929

Galaxy Book4 Laptop - 15.6in FHD, Intel Core i7, 16GB RAM, 512GB SSD - Grey

£899

Galaxy Book4 (2024) - 15.6in, Intel Core 5, 8GB RAM, 256GB Storage - Grey with M365 Personal and Norton 360 Included (12 mths)

£849

ENVY x360 14-fa0009na Laptop - 14in WUXGA Touchscreen, AMD Ryzen 5, 16GB RAM, 512GB SSD, 3-Year HP Care Pack Warranty Included

Current sale price is From £829

Swift Go 16 - 16in - OLED Laptop - Intel Core Ultra 7 - 16GB RAM - 1TB SSD - Iron

Current sale price is £899

Surface Laptop Go 3, Intel Core i5, 8GB RAM, 256GB SSD - Platinum

£799

TUF Gaming Laptop Bundle - GeForce RTX 3050 - AMD Ryzen 7 - 16GB RAM - 512GB SSD - 15.6in FHD 144Hz - With Black Wireless Xbox Controller

£855

ENVY x360 16-ac0010na Laptop - 16in WUXGA Touchscreen, Intel® Core™ Ultra 5 Processor, 8GB RAM, 512GB SSD, 3-Year HP Care Pack Warranty Included

Current sale price is From £829

IdeaPad Slim 5x Laptop - 14in WUXGA, Qualcomm Snapdragon X Plus, 16GB RAM, 512GB SSD

£849

G6X 9KG, GeForce RTX 4060, Intel Core i7, 8GB RAM 1TB SSD, 16in FHD+ 165Hz Gaming Laptop

£979

IdeaPad Slim 5 14 Laptop - 14in WUXGA OLED, Core Ultra 5, 16GB RAM, 512GB SSD, Windows 11 Home

£899

Galaxy Book3 Laptop 360 - 13in FHD Touchscreen, Intel Core i7, 16GB RAM, 512GB SSD - Graphite

Current sale price is £949

Galaxy Book4 Laptop - 15.6in FHD, Intel Core i5, 8GB RAM, 512GB SSD - Grey - with Galaxy Buds FE

£799

Galaxy Book4 Laptop - 15.6in FHD, Intel Core i5, 16GB RAM, 512GB SSD - Grey

£799

Vivobook 16X Laptop - 16in 3K, GeForce RTX 4050, Intel Core i7, 16GB RAM 1TB SSD - Silver

Current sale price is £899

Chromebook - 14in - WUXGA IPS - Intel Core Ultra 5 - 8GB RAM - 512GB SSD - Iron

£799

Swift Go 14 AI Laptop - 14in FHD IPS Laptop, Qualcomm Snapdragon X Plus, 16GB RAM, 1TB SSD - Silver

From £999

LOQ 15ARP9 - GeForce RTX 3050 - AMD Ryzen 5 - 24GB RAM - 1TB SSD - 15.6in FHD IPS Gaming Laptop

£799

VICTUS 15-fb2007na Gaming Laptop - GeForce RTX 4050 - AMD Ryzen 5 - 16GB RAM - 512GB SSD - 15.6in - Full HD

Current sale price is £849

IdeaPad 5 2-in-1 14IRH - 14in WUXGA OLED - Intel Core i7 - 16GB RAM - 1TB SSD - Grey - With Microsoft 365 Family 12mth

From £899

Book4 360 Intel Core i5 8GB RAM 256GB fast SSD storage 15.6in - With Buds FE

Current sale price is £829

ENVY x360 16-ad0005na - AMD Ryzen 5 - 8GB RAM - 512GB SSD - 16in WUXGA-3 Years HP Care Pack Warranty Included

From £879

LOQ Gaming Laptop - 15.6in FHD - Intel Core i5 - Intel Arc - 16GB RAM, 512GB SSD

£799

Results: 1 - 30 (of 40)