Spread the cost of any new purchase into 3. Make 3 payments, over 3 months, and pay no interest
Take 3 is automatically applied to everything you buy, so you don't need to do anything.
Simply go shopping and add your purchases to your account and we'll work out your
Take 3 payment for you. All you need to do is pay the Take 3 amount shown on your
statement on time and pay no interest.
Available on any purchase, every time you shop
There's no extra cost, none at all
You'll only pay interest if you choose not to complete payment
in 3 monthly instalments
Take 3 is exclusive to very.co.uk
If you decide you want to take a little longer to pay, you can. Just make your minimum payment. Find out more.
Credit provided, subject to status, by Shop Direct Finance Company Limited. Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.
Enter the code GET10BACK at checkout. Offer ends 28.04.21.
We will charge the full order value and then apply the credit back to your chosen payment method once the order is dispatched. The code can only be used once and not at the same time as other offer codes. Insurances & delivery/installation charges are excluded from the offer. Please note that if you return items from your order, the £10 credit will be reversed if the order value falls below £100
What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12
months depending on how much you spend. The delayed payment period starts from the date of order (including
pre-ordered items and those not ready for immediate dispatch).
You can choose:
Buy Now Pay Later for 6 months when you spend £100 or more.
Buy Now Pay Later for 9 months when you spend £150 or more.
Buy Now Pay Later for 12 months when you spend £300 or more.
The delayed payment period and minimum order values to qualify for Buy Now Pay Later are subject to offer, and
will be detailed in checkout.
How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a
at the end of the delayed payment period. This means you will pay interest on interest.
How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this
can be done in one full payment or multiple partial payments.
Making partial payments without clearing the cash price in full will reduce the lump sum of compound interest
charged at the end of the delayed payment period.
Remember if you choose not to pay the cash price before the end of the delayed payment period, any
outstanding balance plus a lump sum of compound interest will be charged to your Very
How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay
Later" and allocate your payment to the specific Buy Now Pay Later you wish to pay off. Alternatively, you can
What happens after the delayed payment period?
If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be
charged to your Very account. Any outstanding balance plus the interest will now become payable on your
As the outstanding balance, plus the interest now form part of your payable balance they will attract interest
at your account rate, meaning you will pay interest on interest. This will be included within your
account minimum payment request every month and cannot be repaid using Take 3.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any
What is excluded from Buy Now Pay Later?
The costs for delivery and installation services cannot be placed on Buy Now Pay Later. Buy Now Pay Later
availability is subject to your credit and account status.
Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Very account. If you
have a non-Buy Now Pay Later balance on your Very account, you will still need to make at least your minimum
payment as shown on your statement.
Why pay all in one go when you don't have to?
Take 3 is always available on your Very Account for every item you purchase, any time you shop
You don't need to select Take 3 at checkout, simply add your purchases to your account and we will
automatically calculate your Take 3 payment for you
All you need to do is pay the Take 3 amount shown on your statement, by the due date and you'll pay no
There's no extra cost, just a payment option that allows you to split the cost of your purchases
You can use Take 3 as many times as you want as long as you have the available credit on your Very Account
With Take 3 you can choose to pay less than the Take 3 amount. However, if you do, interest will be charged
at your account rate
3 payments, 3 months, pay no interest.
*Excludes purchases on Buy Now Pay Later.
Credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.
Shop Direct Home Shopping Limited. Registered number: 4663281.Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.
Service Guarantee will keep your appliance up & running and if the worst happens and we can't repair it, we'll replace it.*
Set Up Support, Hints & Tips, Technical Advice & Annual Health Checks.
Unlimited Service Requests for mechanical & electrical breakdown.
Full terms & conditions for Service Guarantee can be viewed herehere. Service Guarantee excludes some situations for example; accidental damage, and any wilful act or neglect. It is not an insurance product. The cover period includes manufacturer’s warranty & you may be covered by another product.
If you already have cover through an extended warranty programme included in a premium bank account package or another product this Service Guarantee may not be appropriate for you.
Service Guarantee is available to purchase in connection with all eligible products.
At the end of the initial Service Guarantee period it may be automatically extended. If you purchase your Service Guarantee using your credit account, you are also authorising the payment of extensions via this method.
*After the manufacturer's Warranty ends
Service Guarantee is arranged by Shop Direct Home Shopping Limited. Registered Number 4663281.
Registered Office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. The Provider is The Warranty Group (TWG) Services (Isle of Man) Limited, St George’s Court, Upper Church Street, Douglas, Isle of Man, IM1 1EE
Please remember to check if your item is already covered by another insurance policy.
Shop Direct Finance Company will receive a commission from the Insurer for arranging and administering your Insurance policy.
Terms and conditions apply. Protect – Replace Insurance is arranged by Shop Direct Finance Company Limited. Registered Number 4660974. Registered Office: Aintree Innovation Centre, Park Lane, Netherton, Bootle L30 1SL. Authorised and regulated by the Financial Conduct Authority. Firm Ref: 312190. The Insurer is Helvetia Schweizerische Versicherungsgesellschaft in Liechtenstein AG. Registered Office: Aeulestrasse 60 (2. Stock) 9490 Vaduz, Liechtenstein. The Insurer is authorised and regulated by the Liechtenstein Financial Market Authority and is deemed authorised by the Prudential Regulation Authority and subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Firm Ref: 454140. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. As Shop Direct Finance Company Limited acts as agent for the Insurer, monies paid to (or held by) Shop Direct Finance Company Limited in relation to the insurance contract are treated as having been paid to (or held by) the Insurer.