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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

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Pay later with Very Pay

Free Click & Collect

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 30% off Home & Electricals

Up to 30% off Home & Electricals

All Offers, Vacuum Cleaners, Cordless Cleaners

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Results: 1 - 27 (of 27)

PowerPro Cordless Stick Vacuum, with Anti Hair Wrap & Floor Detect - IZ380UK

Current sale price is £174

Stratos Cordless Stick Vacuum with Anti Hair-Wrap Powerfins Technology and Flexology 60 mins - IZ400UK

Current sale price is £209

PowerDetect Clean & Empty Cordless Pet Vacuum Cleaner - IP3251UKT

Current sale price is £329

RHSV2211 Centaur 2-in-1 Cordless Stick Vacuum Cleaner

Current sale price is £54

V15 Detect™ Absolute Cordless Vacuum Cleaner

Current sale price is £549

PowerPro Pet Cordless Stick Vacuum, with Anti Hair Wrap & Floor Detect - IZ380UKT

Current sale price is £189

V12 Detect™ Slim Absolute Cordless Vacuum Cleaner

Current sale price is £429

HomePro Pet-Design Cordless Vacuum Cleaner

Current sale price is £139

Freestyle Max SV2000UK

Current sale price is £129

HomePro Detect Pet Cordless Vacuum Cleaner

Current sale price is £159

Gator Handheld Cordless Vacuum Cleaner

Current sale price is £37

WandVac 2.0 Cordless Handheld Vacuum Cleaner WV270UK

Current sale price is £129

VacMop 2-in-1 Cordless Vacuum Mop with Targeted Spray VM200UK

Current sale price is £69

Anti Hair Wrap Power Move Home Cordless Vacuum HF4 Plus with 3x Power

Current sale price is £159

Cyclone Freedom Auto Empty Cordless Vac With Autoempty & Charging Station

Current sale price is £169

Jet 95S Pro Max 280W Suction Power Cordless Vacuum Cleaner with Spray Spinning Sweeper - Soapstone Charcoal

Current sale price is £504

Stratos Cordless Stick Vacuum Cleaner with Anti Hair-Wrap Powerfins Technology and Flexology with Pet Brush 60 mins - IZ400UKT

Current sale price is £249

VL220 Cyclone Cordless Vacuum with Auto Emptying Dust Station, Titanium & Black

Current sale price is £209

T513014 VL40 Pro 3-in-1 Cordless Vacuum Cleaner - Red

Current sale price is £76

Anti Hair Wrap Turbo Sense Home Cordless Vacuum HF6 with 6x Power

Current sale price is £199

PowerDetect Cordless Pet Vacuum Cleaner IP1251UKT

Current sale price is £299

VL60 NimbleVac Cordless Vacuum Cleaner

Current sale price is £94

BLACK+DECKER 18V Pet Cordless Powerseries Extreme Stick Vacuum Cleaner BHFEV182CP-GB

Current sale price is £129

VL45 Pro Pets Anti-Tangle Cordless Vacuum

Current sale price is £94

Jet 75E Pet Max 200W Cordless Vacuum Cleaner with Pet Tool - Teal Mint

Current sale price is £249

Jet 65 Pet Max 150W Cordless Vacuum Cleaner with Pet Tool - Teal Silver

Current sale price is £239

20V PowerShare Cordless CubeVac Compact Vacuum with x1 2.0Ah Battery & Charger

Current sale price is £90

Results: 1 - 27 (of 27)