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The Very Collection Brushed Pearl Trim Hat And Scarf Set - Cream

The Very Collection

Brushed Pearl Trim Hat And Scarf Set - Cream

Current sale price is £18.75

(Save £6.25)

Regular price was £25

The Very Collection 2 Way Geometric Scarf - Mono

The Very Collection

2 Way Geometric Scarf - Mono

Current sale price is £11.25

(Save £3.75)

Regular price was £15

The Very Collection Rib Knitted Scarf With Lurex Tipping - Grey

The Very Collection

Rib Knitted Scarf With Lurex Tipping - Grey

Current sale price is £9

(Save £3)

Regular price was £12

5 out of 5 stars

1 review

The Very Collection Blanket Trim Colour Block Wrap - Grey

The Very Collection

Blanket Trim Colour Block Wrap - Grey

Current sale price is £18.75

(Save £6.25)

Regular price was £25

Sweaty Betty Womens Training Nimbus Cloud Bag - Green

Womens Training Nimbus Cloud Bag - Green

Current sale price is £56

(Save £14)

Regular price was £70

5 out of 5 stars

3 reviews

adidas Unisex Yoga Duffel Bag - Brown

Unisex Yoga Duffel Bag - Brown

Current sale price is £30

(Save £10)

Regular price was £40

4.7 out of 5 stars

6 reviews

AllSaints Aude Ruffle Cape - Black

Aude Ruffle Cape - Black

Current sale price is £116.35

(Save £62.65)

Regular price was £179

The Very Collection Faux Fur Scarf - Dark Grey

The Very Collection

Faux Fur Scarf - Dark Grey

Current sale price is £15

(Save £5)

Regular price was £20

The Very Collection Knitted Sequin Beanie With Faux Fur Pom Pom - Black

The Very Collection

Knitted Sequin Beanie With Faux Fur Pom Pom - Black

Current sale price is £9

(Save £3)

Regular price was £12

5 out of 5 stars

1 review

Sweaty Betty Womens Training Strive Crossbody Bag - Black

Womens Training Strive Crossbody Bag - Black

Current sale price is £39.50

(Save £15.50)

Regular price was £55

1 out of 5 stars

1 review

adidas Unisex Yoga Tote Bag - Brown

Unisex Yoga Tote Bag - Brown

Current sale price is £28.50

(Save £9.50)

Regular price was £38

4.9 out of 5 stars

14 reviews

Gym + Coffee Essentials Backpack - Black

Essentials Backpack - Black

Current sale price is £30

(Save £45)

Regular price was £75

5 out of 5 stars

1 review

The Very Collection Brushed Check Wrap - Brown

The Very Collection

Brushed Check Wrap - Brown

Current sale price is £18.75

(Save £6.25)

Regular price was £25

Regatta Womens Orla Kiely Changing Robe - Green

Womens Orla Kiely Changing Robe - Green

Current sale price is £60

(Save £40)

Regular price was £100

3 out of 5 stars

1 review

The Very Collection Faux Fur Trim Wrap - Brown

The Very Collection

Faux Fur Trim Wrap - Brown

Current sale price is £21

(Save £7)

Regular price was £28

5 out of 5 stars

1 review

Vans Womens Pergs Midi Tote - Brown

Womens Pergs Midi Tote - Brown

Current sale price is £36

(Save £9)

Regular price was £45

AllSaints Aude Ruffle Cape - Pink

Aude Ruffle Cape - Pink

Current sale price is £116.35

(Save £62.65)

Regular price was £179

BOSS Fabrinta Long Line Knitted Cardigan - Multi

Fabrinta Long Line Knitted Cardigan - Multi

Current sale price is £195.50

(Save £293.50)

Regular price was £489

1 out of 5 stars

2 reviews

The Very Collection Knitted Fairisle Beanie With Faux Fur Pom Pom - Multi

The Very Collection

Knitted Fairisle Beanie With Faux Fur Pom Pom - Multi

Current sale price is £9

(Save £3)

Regular price was £12

5 out of 5 stars

1 review

Sweaty Betty Womens Running Swiftie Run Cap - Black

Womens Running Swiftie Run Cap - Black

Current sale price is £20

(Save £5)

Regular price was £25

4 out of 5 stars

25 reviews

adidas Sportswear Unisex Pouch Bag - Black

adidas Sportswear

Unisex Pouch Bag - Black

Current sale price is £13.50

(Save £1.50)

Regular price was £15

5 out of 5 stars

12 reviews

UNDER ARMOUR Womens Training Studio Tote Bag - Black

Womens Training Studio Tote Bag - Black

Current sale price is £44

(Save £11)

Regular price was £55

4.8 out of 5 stars

13 reviews

New Balance 6 Panel Classic Hat V 2.0 - Black

6 Panel Classic Hat V 2.0 - Black

Current sale price is £16

(Save £4)

Regular price was £20

adidas Originals Women's Leopard Bag - Leopard

adidas Originals

Women's Leopard Bag - Leopard

Current sale price is £28.50

(Save £9.50)

Regular price was £38

4.6 out of 5 stars

15 reviews

adidas Originals Womens Adilenium Rhinestone Shoulder Bag - Black

adidas Originals

Womens Adilenium Rhinestone Shoulder Bag - Black

Current sale price is £30

(Save £10)

Regular price was £40

4 out of 5 stars

1 review

Regatta Womens Orla Kiely Changing Robe - Red

Womens Orla Kiely Changing Robe - Red

Current sale price is £60

(Save £40)

Regular price was £100

adidas Originals Women's Beanie - Brown

adidas Originals

Women's Beanie - Brown

Current sale price is £16

(Save £7)

Regular price was £23

5 out of 5 stars

3 reviews

The Very Collection Rib Knitted Beanie With Lurex Tipping - Grey

The Very Collection

Rib Knitted Beanie With Lurex Tipping - Grey

Current sale price is £6

(Save £2)

Regular price was £8

5 out of 5 stars

1 review

New Balance Unisex Classic Canvas Tote - Red

Unisex Classic Canvas Tote - Red

Current sale price is £28

(Save £7)

Regular price was £35

adidas Unisex Essentials 3-Stripes Duffel Bag Medium - Green

Unisex Essentials 3-Stripes Duffel Bag Medium - Green

Current sale price is £26.25

(Save £8.75)

Regular price was £35

4.7 out of 5 stars

41 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.