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undefined The Large Tote Bag - Sand

Bank Holiday Deal

The Large Tote Bag - Sand

Current sale price is £300

(Save £75)

Regular price was £375

4.8 out of 5 stars

4 reviews

undefined Printed Slogan Canvas Tote Bag

Bank Holiday Deal

Printed Slogan Canvas Tote Bag

Current sale price is £6.75

(Save £11.25)

Regular price was £18

5 out of 5 stars

1 review

undefined The Snapshot Cross-Body Bag - Wolf Grey/Multi

Bank Holiday Deal

The Snapshot Cross-Body Bag - Wolf Grey/Multi

Current sale price is £227.50

(Save £122.50)

Regular price was £350

5 out of 5 stars

1 review

undefined The Mini Bag Cheetah - Black Multi

Bank Holiday Deal

The Mini Bag Cheetah - Black Multi

Current sale price is £150

(Save £100)

Regular price was £250

undefined Boulevard Crossbody Bag - Brown

Bank Holiday Deal

Barbour International

Boulevard Crossbody Bag - Brown

Current sale price is £33

(Save £22)

Regular price was £55

3.5 out of 5 stars

2 reviews

undefined Cream Faux Leather Woven Mini Tote Bag

Bank Holiday Deal

Cream Faux Leather Woven Mini Tote Bag

Current sale price is £17

(Save £7.99)

Regular price was £24.99

4 out of 5 stars

1 review

undefined Keaton 26-Tote-Medium - Clay

Bank Holiday Deal

Lauren by Ralph Lauren

Keaton 26-Tote-Medium - Clay

Current sale price is £77.25

(Save £51.75)

Regular price was £129

3.5 out of 5 stars

2 reviews

undefined Black Faux Leather Camera Crossbody Bag - Blue

Bank Holiday Deal

Black Faux Leather Camera Crossbody Bag - Blue

Current sale price is £9.50

(Save £12.49)

Regular price was £21.99

undefined Black Faux Leather Shoulder Bag

Bank Holiday Deal

Black Faux Leather Shoulder Bag

Current sale price is £9

(Save £6.99)

Regular price was £15.99

5 out of 5 stars

2 reviews

undefined The Clover Shoulder Bag Cheetah - Black Multi

Bank Holiday Deal

The Clover Shoulder Bag Cheetah - Black Multi

Current sale price is £195

(Save £130)

Regular price was £325

5 out of 5 stars

1 review

undefined Stone Faux Leather Trim Canvas Tote Bag And Pouch Duo

Bank Holiday Deal

Stone Faux Leather Trim Canvas Tote Bag And Pouch Duo

Current sale price is £20.50

(Save £5.49)

Regular price was £25.99

5 out of 5 stars

1 review

undefined The Snapshot Stars - Black/White

Bank Holiday Deal

The Snapshot Stars - Black/White

Current sale price is £237

(Save £158)

Regular price was £395

undefined Womens Training Duffle Bag - Black

Bank Holiday Deal

Womens Training Duffle Bag - Black

Current sale price is £22.50

(Save £7.50)

Regular price was £30

4.7 out of 5 stars

23 reviews

undefined Large Shopping Tote Bag - Beige

Bank Holiday Deal

Armani Exchange

Large Shopping Tote Bag - Beige

Current sale price is £126

(Save £54)

Regular price was £180

undefined Pebble Clutch Bag - Gold

Bank Holiday Deal

Pebble Clutch Bag - Gold

Current sale price is £24

(Save £6)

Regular price was £30

undefined Black Woven Gathered Strap Canvas Tote Bag

Bank Holiday Deal

Black Woven Gathered Strap Canvas Tote Bag

Current sale price is £26

(Save £6.99)

Regular price was £32.99

5 out of 5 stars

1 review

undefined Divina Cross Body Bag - Gold

Bank Holiday Deal

Divina Cross Body Bag - Gold

Current sale price is £63.50

(Save £11.50)

Regular price was £75

3.6 out of 5 stars

5 reviews

undefined Crossbody Bag - Brown

Bank Holiday Deal

Armani Exchange

Crossbody Bag - Brown

Current sale price is £93.75

(Save £96.25)

Regular price was £190

undefined Olivia Backpack - Black

Bank Holiday Deal

Olivia Backpack - Black

Current sale price is £52.50

(Save £17.50)

Regular price was £70

3 out of 5 stars

1 review

Bank Holiday Deal

White Faux Leather Logo Embossed Crossbody Bag

Current sale price is £17.75

(Save £2.24)

Regular price was £19.99

5 out of 5 stars

1 review

undefined Quilted Hoxton Backpack - Black

Bank Holiday Deal

Barbour International

Quilted Hoxton Backpack - Black

Current sale price is £53.75

(Save £36.25)

Regular price was £90

5 out of 5 stars

2 reviews

undefined Women's Speed 3 Backpack - Black

Bank Holiday Deal

Women's Speed 3 Backpack - Black

Current sale price is £19

(Save £9)

Regular price was £28

undefined Mini Grained Faux Leather Crossbody Bag - Black

Bank Holiday Deal

Mini Grained Faux Leather Crossbody Bag - Black

Current sale price is £11.50

(Save £6.49)

Regular price was £17.99

5 out of 5 stars

2 reviews

undefined Drawstring Crossbody Bag - White

Bank Holiday Deal

Calvin Klein Jeans

Drawstring Crossbody Bag - White

Current sale price is £49.50

(Save £40.50)

Regular price was £90

3 out of 5 stars

1 review

Bank Holiday Deal

Flap Logo Shoulder Bag With Chain - White

Current sale price is £78

(Save £52)

Regular price was £130

undefined Oslo Camera Bag - Brown

Bank Holiday Deal

Oslo Camera Bag - Brown

Current sale price is £41.25

(Save £33.75)

Regular price was £75

undefined Divina Zip Around Large Purse

Bank Holiday Deal

Divina Zip Around Large Purse

Current sale price is £44

(Save £15)

Regular price was £59

4 out of 5 stars

6 reviews

undefined Grained Faux Leather Mini Crossbody Bag - Cream

Bank Holiday Deal

Grained Faux Leather Mini Crossbody Bag - Cream

Current sale price is £12.50

(Save £5.49)

Regular price was £17.99

undefined Deliberate Woven Shoulder Bag - Tan

Deliberate Woven Shoulder Bag - Tan

Current sale price is £102

(Save £18)

Regular price was £120

undefined Sculpted Camera Bag - Black

Bank Holiday Deal

Calvin Klein Jeans

Sculpted Camera Bag - Black

Current sale price is £52

(Save £13)

Regular price was £65

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.