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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Up to 40% off Big Brands!

Amazing Electricals Offer, Technology & Gaming, Black, flat

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Results: 61 - 90 (of 92)

75C6KS-UK, 75-inch C6KS Premium QD-Mini LED 60HZ Smart Google TV

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XV345CURX0bmiipphx - 34in - VA UWQHD - Gaming Monitor

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£2299

ProArt Display PA279CV 27-inch 4K Ultra HD IPS Professional Monitor

£429

ExoBook Gaming Laptop - 16in QHD - Intel Core Ultra 9 - RTX GeForce 5080 - 32GB 2TB - Black

£2799

ProArt P16 Laptop - Copilot+ PC - 16in WQUXGA(WQU) OLED - GeForce RTX 5070 - AMD Ryzen AI 9 - 32GB RAM - 1TB SSD - Black

From £2499

QNED70 43" QNED AI 4K HDR Smart AI TV - 43QNED70A6A.AEK

£379

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Current sale price is From £2599

INZONE M10S 27-inch OLED QHD 480Hz Gaming Monitor

£1199

AORUS FO27Q3 EK Gaming Monitor - 27in QHD, QD-OLED

£699

Aspire AI 16 - Copilot+ PC - AMD Ryzen AI 7 - 16GB RAM - 1TB - 16in

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ROG Strix XG27ACS - 27in QHD, 180Hz, 1ms, Fast IPS, G-Sync compatible, USB Type-C Gaming Monitor

£349

Nitro XZ340CUJ0 - 34in WQHD - 120Hz - Black Gaming Monitor

£279

QNED70 55" QNED AI 4K HDR Smart AI TV - 55QNED70A6A.AEK

£529

OMEN 16-ak0001na Gaming Laptop - GeForce RTX 5070 Ti - AMD Ryzen AI 9 - 32GB RAM - 1TB SSD - 16in - Black

£2399

OMEN 16-ah0002na Gaming Laptop - GeForce RTX 5070 Ti - Intel Core Ultra 9 - 32GB RAM - 1TB SSD - 16in - Black

Current sale price is £2399

55T6C 55" QLED 4K HDR Fire Smart TV with Freely - 55T6C-UK

Current sale price is £349

MAG 322UP QD-OLED E16 32-inch, 4K UHD, 165Hz, 0.03ms, Adaptive-Sync Gaming Monitor

£899

Summit Intel Arc Graphics, Intel Core Ultra 7, 32GB RAM 1TB fast SSD storage, 13in Laptop FHD

£1399

AORUS FO32U Gaming Monitor - 31.5in 4K Ultra HD, QD-OLED

£929

QNED85 86" 4K HDR QNED evo AI MiniLED Smart AI TV - 86QNED85A6C.AEK

Current sale price is £2199

ProArt - Copilot+ PC - 16in - AMD Ryzen AI 9 - GeForce RTX 5070 - 64GB RAM - 4TB SSD - Black

From £2999

Pulse 17 AI Gaming Laptop - 17.3in QHD+, RTX 4060, Intel Core Ultra 9, 16GB RAM, 1TB SSD

£1799

QNED92 85" QNED evo AI MiniLED 4K HDR Smart AI TV - 85QNED92A6A.AEKQ

£3799

55C6KS 55" QD MiniLED 4K HDR Google Smart TV - 55C6KS-UK

Current sale price is £416

15-fc0017na Laptop - 15.6in FHD, AMD Ryzen 5, 8GB RAM, 256GB SSD - Black

From £499

AORUS FO32U2 Gaming Monitor - 32in 4K Ultra HD, QD-OLED

£999

ExoBook Gaming Laptop - 16in QHD - Intel Core Ultra 9 - RTX GeForce 5090 - 32GB 2TB - Black

£3499

XV2 Series 24in FHD 120Hz Gaming Monitor

£329

Swift Go 14 AI - Copilot+ PC - AMD Ryzen AI 7 - 16GB RAM - 1TB - 14in