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Armani Exchange13

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Armani Exchange

3D Ny Milan Logo T-Shirt - Navy

Current sale price is £43

(Save £17)

Regular price was £60

BOSS Motion Regular Fit Long Sleeve Shirt - Navy

Motion Regular Fit Long Sleeve Shirt - Navy

£119

BOSS Motion Regular Fit Short Sleeve Shirt - Navy

Motion Regular Fit Short Sleeve Shirt - Navy

Current sale price is £71.25

(Save £27.75)

Regular price was £99

BOSS C-Taut 105 Regular Fit Contrast Stitched Pocket T-Shirt - Navy

C-Taut 105 Regular Fit Contrast Stitched Pocket T-Shirt - Navy

Current sale price is £30.50

(Save £68.50)

Regular price was £99

BOSS Taul Regular Fit Stretch Pique T-Shirt - Navy

Taul Regular Fit Stretch Pique T-Shirt - Navy

Current sale price is £49.50

(Save £19.50)

Regular price was £69

Tommy Hilfiger Knitted Stripe Polo Shirt - Navy

Knitted Stripe Polo Shirt - Navy

Current sale price is £63.50

(Save £56.50)

Regular price was £120

BOSS H-Liam Plain Regular Fit Oxford Shirt - Light Blue

H-Liam Plain Regular Fit Oxford Shirt - Light Blue

Current sale price is £73.50

(Save £45.50)

Regular price was £119

Tommy Hilfiger Liquid Cotton Regular Fit Striped Polo Shirt - Navy

Liquid Cotton Regular Fit Striped Polo Shirt - Navy

Current sale price is £45.75

(Save £39.25)

Regular price was £85

Tommy Hilfiger Structure Open Knit Shirt - Navy

Structure Open Knit Shirt - Navy

Current sale price is £68.50

(Save £71.50)

Regular price was £140

BOSS H-Paras 57 Regular Fit 1/4 Zip Polo Shirt - Navy

H-Paras 57 Regular Fit 1/4 Zip Polo Shirt - Navy

Current sale price is £79.50

(Save £49.50)

Regular price was £129

Calvin Klein Textured Revere Collar Knitted Polo Shirt - Navy

Textured Revere Collar Knitted Polo Shirt - Navy

Current sale price is £58

(Save £52)

Regular price was £110

Very Man Relaxed Fit Mexico Back Print T-Shirt - Sage

Relaxed Fit Mexico Back Print T-Shirt - Sage

Current sale price is £13.50

(Save £4.50)

Regular price was £18

5 out of 5 stars

1 review

Calvin Klein Jacquard Stripe Stretch Polo Shirt - Navy

Jacquard Stripe Stretch Polo Shirt - Navy

Current sale price is £54

(Save £46)

Regular price was £100

Tommy Jeans Textured Stripe Regular Fit Camp Short Sleeve Shirt - Blue

Textured Stripe Regular Fit Camp Short Sleeve Shirt - Blue

Current sale price is £43

(Save £22)

Regular price was £65

Tommy Jeans Linen Blend Camp Short Sleeve Shirt - Navy

Linen Blend Camp Short Sleeve Shirt - Navy

Current sale price is £34.50

(Save £20.50)

Regular price was £55

Selected Homme Regular Fit Long Sleeve Denim Shirt - Blue

Regular Fit Long Sleeve Denim Shirt - Blue

Current sale price is £30

(Save £20)

Regular price was £50

Jack & Jones Summer Knitted Polo Shirt - Light Blue

Summer Knitted Polo Shirt - Light Blue

Current sale price is £19.50

(Save £15.50)

Regular price was £35

Mango Casual 1972 Back Print Short Sleeve Crew Neck T-Shirt - Navy

Casual 1972 Back Print Short Sleeve Crew Neck T-Shirt - Navy

Current sale price is £13.50

(Save £12.50)

Regular price was £26

Selected Homme Kevin Relaxed Fit Mix Long Sleeve Shirt - Light Blue Stripes

Kevin Relaxed Fit Mix Long Sleeve Shirt - Light Blue Stripes

Current sale price is £39

(Save £21)

Regular price was £60

Levi's Levis Housemark Polo Shirt- Blue

Levis Housemark Polo Shirt- Blue

Current sale price is £28

(Save £12)

Regular price was £40

ONLY & SONS Caiden Regular Fit Shirt - Cerulean Lisabon

Caiden Regular Fit Shirt - Cerulean Lisabon

Current sale price is £18.50

(Save £15.50)

Regular price was £34

Tommy Hilfiger Palm Tree Label T-Shirt - Light Blue

Palm Tree Label T-Shirt - Light Blue

Current sale price is £26.50

(Save £18.50)

Regular price was £45

5 out of 5 stars

1 review

Mango Open Smart Casual Short Sleeve Knitted T-Shirt - Navy

Open Smart Casual Short Sleeve Knitted T-Shirt - Navy

Current sale price is £15

(Save £15)

Regular price was £30

Selected Homme Relaxed Fit Harris Long Sleeve Shirt - Light Blue

Relaxed Fit Harris Long Sleeve Shirt - Light Blue

Current sale price is £38.50

(Save £31.50)

Regular price was £70

ONLY & SONS Only & Sons Ralph Washed Short Sleeve Resort Shirt - Dark Navy

Only & Sons Ralph Washed Short Sleeve Resort Shirt - Dark Navy

Current sale price is £21

(Save £15)

Regular price was £36

Superdry Classic Essential T-Shirt - Blue

Classic Essential T-Shirt - Blue

Current sale price is £14

(Save £6)

Regular price was £20

PS PAUL SMITH Regular Fit Short Sleeve Polo Shirt - Blue

Regular Fit Short Sleeve Polo Shirt - Blue

Current sale price is £72

(Save £48)

Regular price was £120

XRB Dodac Reflective Logo Polo Shirt - Blue

Current sale price is £48

(Save £41)

Regular price was £89

Jack & Jones Enzo Stripe Resort Shirt - Sky Captain

Enzo Stripe Resort Shirt - Sky Captain

Current sale price is £21

(Save £9)

Regular price was £30

5 out of 5 stars

1 review

Armani Exchange Icon Stretch Cotton Shirt - Navy

Armani Exchange

Icon Stretch Cotton Shirt - Navy

Current sale price is £72

(Save £18)

Regular price was £90

4 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.