Protect - Repair

We’ll keep your essential electricals up and running

We know how important your purchase is to you and with Very Protect - Repair, if your product breaks down, we’ll repair it.


If we can’t repair it, we’ll replace your product with one which is the same make and model or give you a choice of models with an equivalent specification.


We’ve partnered with AIG, a global insurance expert operating in over 70 countries, to bring you hassle-free product protection in addition to your standard manufacturer’s warranty.

Accidental damage cover with no excess to pay

Unlimited repairs for accidental damage, mechanical and electrical breakdown with an easy online claims process

If we can't repair it, we'll replace it

98% of claims for Accidental Damage or Breakdown accepted*

What's covered?

  • Accidental damage covered from day one

  • Breakdown after the manufacturer's warranty has expired

Key Benefits:

  • Repaired or replaced if it breaks or breaks down

  • No hidden charges guaranteed - no excess, no parts or labour charges

  • Pay monthly means no commitment

  • You can cancel any time

  • Easy online claims process

Examples of what's not covered

  • Loss or theft

  • Wear and tear

  • Failure to follow the manufacturer’s instructions

  • Deliberate damage, neglect, abuse or misuse

Did you know

  • 99% of claims for Accidental Damage or Breakdown accepted

  • 86% of repairs were fixed first time

Claims management data January 2025 – December 2025

Important Documents

Additional information can be found in the Insurance Product Information Document (IPID) and Further Relevant Information.

The full list of benefits and exclusions can be found in the policy Terms and Conditions.

How to buy

  • When shopping for electricals choose the product you want to buy and select the insurance cover from the options presented.

  • The monthly premium needs to be paid each month for the policy to stay active. If the monthly premium isn't received, your policy will expire, and you cannot reinstate the insurance.

FAQ’s

Terms and conditions apply. Very Protect - Repair Monthly Insurance is arranged and administered by Shop Direct Finance Company Limited. Registered Number 4660974. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Authorised and regulated by the Financial Conduct Authority. Firm Ref: 312190. Very Protect - Repair Monthly Insurance is underwritten by American International Group UK Limited (AIG). Registered Number 10737370. Registered office: The AIG Building, 58 Fenchurch Street, London EC3M 4AB. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Ref: 781109. This can be checked by visiting the Financial Services Register (https://register.fca.org.uk). AIG is a member of the Association of British Insurers.


As Shop Direct Finance Company Limited acts as agent for the AIG, monies paid to (or held by) Shop Direct Finance Company Limited in relation to the insurance contract are treated as having been paid to (or held by) AIG.


Shop Direct Finance Company Limited will receive a commission from AIG for arranging and administering your Insurance policy.