take 3
take 3

3 payments

3 months

Pay no interest


39.9% APR variable

Spread the cost over 3 months!

Paying with Take 3?


Take 3 is always available with a Very account


You do not need to select Take 3 at checkout, just add your purchase(s) to your account - we'll do the rest


The Take 3 amount is shown on your statement. You'll pay no interest on purchase(s) if you make all 3 payments on time

This is exactly how it works

take 3

It costs


You pay

£0 towards

the item


take 3

Did you know you can use Take 3 as many times as you like. You don't need to finish all 3 payments before you use it again. The only limit is your personal credit limit. How handy is that?

Here is some other useful information about Take 3

What can I pay for using Take 3?

Anything from Very.co.uk! If your purchase is less than £15 however you'll need to make a minimum payment of £5.

How do I use Take 3?

It couldn't be easier. Once you have a Very account, you can start shopping with Take 3, straight away. Simply click 'Add to Account' to put your purchases on your account. Remember you don't have to pay anything right away, just pay the Take 3 amount on your statement. We'll send you this each month. Your first Take 3 payment will be due on your fixed payment due date, but we'll let you know when it is. By paying the Take 3 amount on your next 3 statements means you won't pay any interest on the item.

Can I use Take 3 more than once?

Yes, there's no limit to the number of items you put on Take 3 in one go, across the same month or in separate months! The only limit is your personal credit limit.

How do Take 3 payments work?

If you want to Take 3 you'll need to pay all 3 Take 3 payments over the 3 month period by their payment due date. If you miss a payment or are late you'll be charged interest and you may incur a late payment charge. You can also set up a direct debit on your account, to ensure you don't miss any payments. If at any time you want to pay less than the Take 3 amount, you can! You just have to pay at least the minimum payment on time each month but you’ll be charged interest.

Can I pay as I want?

No, to pay with Take 3, you must pay at least the Take 3 amount detailed on your statement, and make all 3 payments on time over the 3 months. You’ll avoid paying interest on the item if you do this.

What happens if I miss a payment, or my last payment of the 3?

Late payments, missed payments and insufficient payments will mean your purchases will no longer be eligible for Take 3 and you will be charged interest. If you fail to make your Minimum Payment by your payment due date we may charge a £12 fee.

Can I miss a Take 3 payment if I want to?

Yes, but if you do, you will incur interest and the purchases will no longer be eligible for Take 3. However you will still be required to make the minimum payment as detailed on your statement.

Can I use Buy Now Pay Later and Take 3 at the same time?

No, Take 3 doesn’t apply to anything bought on Buy Now Pay Later terms.

What if I want to make a payment towards my Buy Now Pay Later purchase?

If you specifically want to make payments towards your Buy Now Pay Later purchase these need to be over and above your Take 3 payment. Call us or go online and request that this payment comes off your Buy Now Pay Later items.