Pay in 3 with Very Pay

Anything from Very.co.uk! If your purchase is less than £15 however you'll need to make a minimum payment of £5.

It couldn't be easier. Once you have Very Pay, you can start shopping with Take 3, straight away. Simply click 'Add to Account' to put your purchases on your account. Remember you don't have to pay anything right away, just pay the Take 3 amount on your statement. We'll send you this each month. Your first Take 3 payment will be due on your payment date. By paying the Take 3 amount on your next 3 statements means you won't pay any interest on the item.

Yes there's no limit to the number of items you can put on Take 3 in one go, across the same month or in separate months! The only limit is your personal credit limit.

If you want to Take 3 you'll need to pay all 3 Take 3 payments over the 3 month period by their payment due date. If you miss a payment or are late you'll be charged interest and you may incur a late payment charge. You can also set up a direct debit on your account, to ensure you don't miss any payments. If at any time you want to pay less than the Take 3 amount, you can! You just have to pay at least the minimum payment on time each month but you'll be charged interest.

No, to pay with Take 3, you must pay at least the Take 3 amount detailed on your statement, and make all 3 payments on time over the 3 months. You'll avoid paying interest on the item if you do this.

Late payments, missed payments and insufficient payments will mean your purchases will no longer be eligible for Take 3 and you will be charged interest. If you fail to make your Minimum Payment by your payment due date we may charge a £12 fee.

Yes, but if you do, you will incur interest and the purchases will no longer be eligible for Take 3. However you will still be required to make the minimum payment as detailed on your statement.

Yes, you can use both Take 3 and Buy Now Pay Later at the same time for different items, just not the same item. For example you can add items to your account and split the cost of this purchase into 3, and select BNPL for other items you want longer to pay for. You can make this choice at checkout. BNPL is subject to offer and account status.

To make a payment towards a Buy Now Pay Later purchase you can do this over the phone or in My Account, by selecting the item you want to pay and allocating it to this. However your Take 3 payment is separate to this so you should also pay your Take 3 amount, by the due date to avoid paying interest.