Item number PFJ9G
Virgin Experience Days Ice Climbing for TwoFor adventure seekers, for whom your average climbing wall is not enough, try Ice Climbing! Get a taste of the arctic experience without the frostbite and lengthy expedition. You will each be kitted out with all the essential equipment including crampons, helmets, harnesses and gloves but unlike traditional wall climbing, this experience requires the use of pick axes to reach the top. You will be faced with a bare white wall of real snow and ice with nothing to hold on to, so you have to make your way up by fixing your crampons and axes into the surface. The walls are maintained at a below zero temperature and shaped by hand to create a realistic environment. With professional instructors you will have nothing to fear as you try your hand at ice climbing. Deansgate in Manchester offers a challenging ice wall climb of 8 metres. Lochaber in Scotland, however, hosts the biggest indoor ice wall in the world ¿ over 15 metres tall! If you¿re an aspiring adventurer, try this very cool sport. ¿ Use of all safety equipment ¿ Health and Safety briefing ¿ Full instruction from a qualified guide ¿ Experience gift pack ¿ Cancellation indemnity ¿ Minimum age: 14 in Manchester (Under 18¿s will need written parental consent) ¿ There is no age limit in Scotland but participants must have a minimum shoe size 4 (Under 18¿s will need written parental consent) ¿ Participants should be in good general health and fitness and should be able to support their own body weight. If in doubt consult your doctor in advance Available Tuesday to Sunday all year in Manchester. Selected Mondays, Wednesdays, Fridays and Saturdays in Scotland. Vouchers are valid for 9 months from the date of issue.
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Shop Direct Finance Company Limited (exclusive credit broker). Capital One (credit card lender) pay us for this introduction.
New Very Home Insurance customers only. Introduced by Shop Direct Finance Company Limited. Authorised and regulated by the Financial Conduct Authority. Sales arranged by Direct Group Limited.
Financial promotion provided by Shop Direct Finance Company Limited who are not the lender.
Freedom Finance Limited are a broker & not a lender.
Representative 39.9% APR Variable. Offer ends 10th November 2019. Exclusions apply.
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We will charge the full order value and then apply the credit back to your chosen payment method once the order is dispatched. The code can only be used once, and not at the same time as other offer codes. Sale items, Financial Services products and delivery/ installation charges are excluded from the offer. Please note that if you return items from the order, the credit will be reversed if the order value falls below the minimum required.
What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
You can choose:
Buy Now Pay Later for 6 months when you spend £150 or more (1 month = 28 days).
Buy Now Pay Later for 12 months when you spend £350 or more (12 calendar months).
How is interest calculated?
Interest is calculated daily from date of order, compounded every 28 days and added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.
How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.
Making partial payments without clearing the cash price in full will reduce the lump sum of compound interest charged at the end of the delayed payment period.
Remember if you choose not to pay the cash price before the end of the delayed payment period, any outstanding balance plus a lump sum of compound interest will be charged to your Very account.
How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific Buy Now Pay Later you wish to pay off. Alternatively, you can call us.
What happens after the delayed payment period?
If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your Very account. Any outstanding balance plus the interest will now become payable on your account.
As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every 28 days and cannot be repaid using Take 3.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.
What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.
Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Very account. If you have a non-Buy Now Pay Later balance on your Very account, you will still need to make at least your minimum payment as shown on your statement.
Credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only. 1 month = 28 days, 12 months = 12 calendar months.
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