Pay the way you want to with a Very account.

You can pay by card straight away or spread the cost. Payments aren't due until 20 days after your statement! As long as you pay at least the minimum payment, the choice is yours.

A choice of ways to pay

39.9% APR Variable

Pay straight away

You'll always have the option to pay with a Credit/Debit Card whenever you want to pay in full.

Take 3

3 payments, 3 months, pay no interest.

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Buy Now Pay Later

Buy Now Pay Later

Subject to credit and account status.

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Flexible Monthly Payments

A choice to pay the minimum payment or more when it suits you.

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Check your eligibility for a Very credit account without affecting your credit score

90% of customers choose to pay later or a bit at a time with a credit account.

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Check your eligibility

It won't affect your credit score

Managing your account

It's easy to keep track of your balance, how much you have available to spend and when payments are due. So you always know where you're up to.

Each month we'll issue you a statement, if you're happy with paperless statements we'll send you an email letting you know when your statement is ready. If you prefer us to post it to you that's fine you can change your preferences in My Account anytime. Plus, your latest statement is always available in 'My Account'.

We also have a really handy app. Its free to download. There's loads of reasons to download it such as:


View your balance and make payments on-the-go.


Sign in to your account quickly and securely with Touch or FACE ID.

App Store
App Store

Choose how to pay your Account

Online or via our App 24/7

You can pay online 24 hours a day, 7 days a week, when you log into My Account and choose ‘Make a Payment’. Choose the amount you want to pay and enter your debit or credit card details. For Buy Now Pay Later, if you want to make a full or partial payment simply select "Pay Buy Now Pay Later" and allocate your payment to the specific Buy Now Pay Later you wish to pay off. Online payments reach your account instantly, but may take a day to show on your account. We accept all major credit and debit cards. However just so you know, we can’t accept payments made from abroad via My Account. So if you're on your hols (lucky you) and want to make a payment please call and use our automated payment service, click here for details.

Direct Debit

Setting up a Direct Debit is really simple, too. Setting up a Direct Debit for the Minimum Payment means you'll never forget your payment, and you can always make additional payments when you want to. Additionally, you can also set up a Direct Debit for our Pay in Full option and Take 3. It's a safe and speedy way to pay your Very Account with an automatic payment from your Bank Account - all you need is your bank sort code and account number. Go to My Account and select Make a Payment to set this up. Your Direct Debit payment will be taken on your fixed payment due date each month, unless this day falls on a weekend or on a bank holiday your payment will be taken the next available working day. The amount and the payment due date is confirmed on your statement. Just so you know, Direct Debit can't be used to pay towards Buy Now Pay Later during the delayed payment period. So these need to be paid separately - you're in control. If you need to cancel your Direct Debit you can do this from the Payments tab within My Account by clicking on to Direct Debit and selecting cancel. Please ensure you also cancel the Direct Debit with your bank/building society. You will then need to manually make any payments due on your account.

Internet/Telephone Banking

You can make payments directly from your bank by quoting our sort code 62-25-61 and account number 0000 0000 (no this isn't a typo!). You'll need to add your Very Account number into the payment reference field.

Alternative payment methods are available and detailed on the back of your statement.

Did you know you can protect the things you love with Very Protect?

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Ways to borrow


Get an answer with Quickcheck

See if you're eligible for a Very Credit Card

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Shop Direct Finance Company Limited (exclusive credit broker). Capital One (lender) pay us for this introduction.


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You could borrow between £1,000 - £25,000

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Shop Direct Finance Company Limited act as a credit broker and earn a commission if you choose to take a loan product. Freedom Finance Ltd are also a broker and not a lender.