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Save on 1000s of lines! Ends 7th October. Offers added & removed throughout
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10% back
1. 10% back on selected Apple Products from this offer on 12 months Buy Now Pay Later, with Very Pay. All eligible products are contained within the offer page, access via shop now. (Offer not valid if you choose 6 or 9 months Buy Now Pay later).
2. By entering WZNLP in the promo code box at checkout your item will be put on 12 months Buy Now Pay Later automatically. We’ll then credit 10% of the item price back to your account by 13th May 2026, or the dispatch date, whichever is later. We'll email you when we have applied the credit to your account.
Order must be placed online. If you return your item, the credit will be reversed. This can’t be used in conjunction with other offers (entering any other promo code apart from WZNLP in checkout will exclude you from this promotion). Offer live 25th March - 1st April 2026.
What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.
How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.
How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.
Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
How do I make a BNPL payment?
To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.
What happens after the delayed payment period?
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.
If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.
As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.
What is excluded from BNPL?
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
Do I still have to pay my monthly minimum payment?
Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.
Terms & Conditions
£10 back when you spend £100 or more, enter BOXING10 at the checkout
£20 back when you spend £200 or more, enter BOXING20 at the checkout
£30 back when you spend £300 or more, enter BOXING30 at the checkout
Order by midnight on 27.12.25. We will charge you the full order value and then credit your chosen payment method with the qualifying amount once the order is dispatched. Each code can only be used once and not at the same time as other offer codes. Insurances, delivery & installation charges are excluded from the offer. Please note If you return items from your order, the credit will be reversed, if the order value drops below the required amount.
What is an Instalment Plan?
What is an Instalment Plan?
An Instalment Plan is a payment option on the Very Pay account that allows you to spread the cost by paying in monthly instalments over a fixed period. Instalment Plans are subject to offer and your account status.
How do I select an Instalment Plan?
If you are eligible for an Instalment Plan your offer will be shown in checkout where you can review the offer and you can decide if a plan is right for you.
Are there any exclusions?
Yes. The cost for delivery, installation services and insurance aren’t eligible for a plan. All exclusions will be made clear before you place your order.
How do I pay an Instalment Plan?
The monthly instalment will be included in the minimum payment for your Very Pay account. If you make this payment as detailed with your statement you will be repaying the plan on time. If you choose to pay the Take 3 Payment (if you have one) your monthly instalment is also included in this amount, so you don’t need to make any additional payments.
20% off
20% off Selected Smart Home & Power
Simply add this item to your basket by the 22nd July 2026 and enter code SMART20 at the online checkout to receive 20% off selected Smart Home and Power lines. The code can only be used once and not at the same time as any other offer code. We will deduct 20% off selected Smart Home and Power lines at the point of purchase.
Get 6 months FREE insurance
Buy Protect - Repair Monthly insurance with this item and add to your Very Pay credit account. This offer will not be displayed at basket but will be visible on your account after purchase. The monthly premium and a refund of it will show on your statement each month for the first 6 months. Cancel any time in your online account if you don’t want the policy to continue. To qualify for insurance each month, your Very Pay account must remain open and not be in arrears.
Representative 44.9% APR variable
Instalment Plan
What is an Instalment Plan?
Instalment Plans are available through a Very Pay account, letting you spread the cost with fixed monthly payments. Plans are subject to offer on eligible items, and your account status.
How do I get an Instalment Plan?
If you already have a Very Pay account, shop as usual and select the Instalment Plan at checkout.
If you don’t have an account:
Add items to your basket
Checkout and register
Complete the Very Pay eligibility check
If approved, open your Very Pay account and choose the Instalment Plan at checkout. The instalment Plan interest rate may differ from your account rate.
Are there any exclusions?
Yes. Delivery, installation, and insurance costs aren’t eligible. Any exclusions will be shown before you place your order.
How do I pay an Instalment Plan?
Your monthly instalment is included in your Very Pay minimum payment, so paying this keeps your plan on track. If you choose to pay a Take 3 payment (if available), the instalment is included, no extra payment is needed.
Representative Example for the Very Pay account
Representative Example:
Representative 44.9% APR variable (interest rate 44.9% p.a. variable). Based on £1,200 credit limit.
The APR and credit limit you receive will depend on your individual circumstances.
Free delivery on selected TVs
Free standard delivery on TVs 65" & over, offer ends 12th June.
Free delivery auto applied at checkout on qualifying items.
Price Promise Policy
Full terms and conditions
This Price Promise applies when you buy a product from Very’s Electrical or Toy departments excluding DIY Tools, Personal Care and Sports Equipment (each a "Qualifying Product"), then find the same product being sold on a website operated by Argos, Currys, Smyths, The Entertainer, AO and John Lewis (the "Retailers") at a lower price.
If you find an identical Qualifying Product being sold for a lower price on a Retailer's website within seven (7) days of purchasing the product from Very, you may request a price refund of the difference.
How can I make a claim?
To make a claim, you must contact Very Customer Services on 0800 11 00 00 within seven (7) days of your purchase date from Very and provide:
• Your account number;
• Details of the Qualifying Product; and
• Details of the lower price advertised on the Retailer's website.
Claims submitted more than seven (7) days after the purchase date from Very will not be eligible for a refund.
How do I qualify for a refund?
Very will refund the price difference where:
• The lower-priced product is identical to the Qualifying Product purchased from Very; and
• The lower price is live, and the product is available to order, on the Retailer's website at the time the claim is reviewed by Very.
Very will not refund the price difference where:
• The Qualifying Product from Very has been cancelled, returned or refunded;
• The product is out of stock or unavailable on the Retailer's website when the claim is submitted or reviewed;
• The lower price is available only through a discount code, voucher, staff sales, membership scheme, finance offer, cashback promotion or any other promotional mechanic not generally available to all customers; or
• The claim is submitted outside the seven (7) day claim period.
Very will price match against the advertised selling price on the Retailers' websites only.
Where a valid claim is approved, Very will refund the difference between:
• The price paid by the customer for the Qualifying Product from Very; and
• The lower selling price displayed on the Retailer's website.
Refunds will be made using the original payment method where possible.
What’s not included?
Services associated with a Qualifying Product, including delivery, installation and extended warranties, are excluded from the Price Promise.
Very reserves the right to verify all claims before issuing a refund and may reject any claim that does not comply with these terms or where fraud, abuse or misuse of the promotion is reasonably suspected.
Very reserves the right to add or remove Qualifying Products and/or Retailers from the Price Promise at any time.
Very reserves the right to withdraw, suspend or amend this Price Promise at any time. Any such changes will be communicated via the Very website.