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Clarks Youth Lorcam Lane Lace-up Leather Trainer - Black

Youth Lorcam Lane Lace-up Leather Trainer - Black

£48

John Adams Doctor Squish Squishy Maker - Arts & Crafts Kit

Doctor Squish Squishy Maker - Arts & Crafts Kit

Current sale price is £22.50

Regular price was £32.99

(Save £10.49)

4.8 out of 5 stars

5 reviews

LEGO Ideas E.T. the Extra-Terrestrial Building Set 21370

E.T. the Extra-Terrestrial Building Set 21370

Current sale price is £106.99

Regular price was £119.99

(Save £13)

4.9 out of 5 stars

8 reviews

The Very Collection Wide Fit Boys Twin Strap Leather School Shoe - Black

The Very Collection

Wide Fit Boys Twin Strap Leather School Shoe - Black

£24

3.9 out of 5 stars

16 reviews

Five Nights at Freddy's BLDR - Five Nights At Freddy's Building Set (Freddy Fazbear Buildable Action Figure)

Five Nights at Freddy's

BLDR - Five Nights At Freddy's Building Set (Freddy Fazbear Buildable Action Figure)

£29.99

LEGO Harry Potter Diagon Alley Wizarding Shops 76444

Bank Holiday Deal

LEGO Harry Potter

Diagon Alley Wizarding Shops 76444

Current sale price is £126.99

Regular price was £169.99

(Save £43)

4.7 out of 5 stars

84 reviews

Hot Wheels Monster Trucks 1:64 Trophy Champions Collection

Bank Holiday Deal

Monster Trucks 1:64 Trophy Champions Collection

Current sale price is £16.99

Regular price was £36.99

(Save £20)

4.9 out of 5 stars

47 reviews

adidas Originals Backpack Pencil Case - Black

adidas Originals

Backpack Pencil Case - Black

£30

4.9 out of 5 stars

14 reviews

LeapFrog Magic Adventures Interactive Globe

Bank Holiday Deal

Magic Adventures Interactive Globe

Current sale price is £59.99

Regular price was £89.99

(Save £30)

4.7 out of 5 stars

55 reviews

adidas Junior Manchester United 26/27 Away Stadium Replica Shirt - Blue

Junior Manchester United 26/27 Away Stadium Replica Shirt - Blue

£60

4.9 out of 5 stars

9 reviews

The Very Collection 3 Pack Multi Gamer Football Basic Pjs

The Very Collection

3 Pack Multi Gamer Football Basic Pjs

Current sale price is From £16.50

Regular price was From £22

(Save up to £7)

LEGO Disney Toy Story Slinky Dog Bookends 43301

Toy Story Slinky Dog Bookends 43301

Current sale price is £109.99

Regular price was £139.99

(Save £30)

4.9 out of 5 stars

16 reviews

LEGO Shrek, Donkey & Puss in Boots 72423

Shrek, Donkey & Puss in Boots 72423

£109.99

4.8 out of 5 stars

49 reviews

The Very Collection Boys 5 Pack Short Sleeve School Shirt - White

Prices locked since 2023

The Very Collection

Boys 5 Pack Short Sleeve School Shirt - White

From £14

4.1 out of 5 stars

39 reviews

The Very Collection Boys 2 Pack Skinny Fit School Trousers - Black

Prices locked since 2023

The Very Collection

Boys 2 Pack Skinny Fit School Trousers - Black

From £14

4.2 out of 5 stars

56 reviews

LEGO Editions Scuderia Ferrari HP Lewis Hamilton Helmet 43022

Scuderia Ferrari HP Lewis Hamilton Helmet 43022

Current sale price is £63.99

Regular price was £79.99

(Save £16)

4.4 out of 5 stars

54 reviews

Nike Older Kids Everyday Cushioned Crew Socks (3 Pair) - White/Black

Older Kids Everyday Cushioned Crew Socks (3 Pair) - White/Black

£13

3 out of 5 stars

2 reviews

Bluey Celebration Home Playset

Bank Holiday Deal

Celebration Home Playset

Current sale price is £25.99

Regular price was £39.99

(Save £14)

4.7 out of 5 stars

15 reviews

Art Lab Fluffy Paint Studio

Bank Holiday Deal

Fluffy Paint Studio

Current sale price is £16.99

Regular price was £19.99

(Save £3)

5 out of 5 stars

2 reviews

Nike Big Kids Nike Court Borough Low Recraft Trainers - Black

Big Kids Nike Court Borough Low Recraft Trainers - Black

£50

4.4 out of 5 stars

28 reviews

VTech Toot-Toot Drivers Bluey: Road Trip Kids Playset includes Toy Car & Vehicle Tracks with Lights and Sounds

Toot-Toot Drivers Bluey: Road Trip Kids Playset includes Toy Car & Vehicle Tracks with Lights and Sounds

Current sale price is £27.99

Regular price was £44.99

(Save £17)

4.5 out of 5 stars

6 reviews

The Very Collection Boys 2 Pack Pull On School Trousers - Grey

Prices locked since 2023

The Very Collection

Boys 2 Pack Pull On School Trousers - Grey

From £12

4.3 out of 5 stars

108 reviews

adidas Sportswear Kid's Vs Pace 2.0 Trainers - Black

adidas Sportswear

Kid's Vs Pace 2.0 Trainers - Black

£30

3 out of 5 stars

2 reviews

LeapFrog Count Along Basket & Scanner

Bank Holiday Deal

Count Along Basket & Scanner

Current sale price is £24.99

Regular price was £39.99

(Save £15)

4.7 out of 5 stars

15 reviews

adidas Sportswear Kid's Tensaur Run 30 Elasticated Trainers - Black

adidas Sportswear

Kid's Tensaur Run 30 Elasticated Trainers - Black

£28

4.8 out of 5 stars

572 reviews

The Very Collection Boys Smile Back Graphic Hoodie And Joggers Outfit Set - Navy

The Very Collection

Boys Smile Back Graphic Hoodie And Joggers Outfit Set - Navy

Current sale price is From £11.25

Regular price was From £15

(Save up to £4.25)

Nike Kids Essential Fleece Crew Tracksuit - Black

Bank Holiday Deal

Kids Essential Fleece Crew Tracksuit - Black

Current sale price is £33.50

Regular price was £42

(Save £8.50)

4.8 out of 5 stars

18 reviews

VTech Baby Discovery Play Centre

Discovery Play Centre

Current sale price is £29.99

Regular price was £42.99

(Save £13)

5 out of 5 stars

3 reviews

Nike Big Kids Shoes P-6000 Trainers - Black

Big Kids Shoes P-6000 Trainers - Black

£70

4.2 out of 5 stars

26 reviews

Fisher-Price Little People Little People Caring Fun Animal Farm

Fisher-Price Little People

Little People Caring Fun Animal Farm

Current sale price is £24.99

Regular price was £49.99

(Save £25)

4 out of 5 stars

4 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.