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adidas Sportswear Kids Unisex Tensaur Sport 3.0 Trainers - Black

adidas Sportswear

Kids Unisex Tensaur Sport 3.0 Trainers - Black

£28

4.9 out of 5 stars

241 reviews

Nike Kids Elemental Backpack 20L - Black

Kids Elemental Backpack 20L - Black

£30

5 out of 5 stars

4 reviews

Remington Shine Therapy Hair Straightener - S8500

Bank Holiday Deal

Shine Therapy Hair Straightener - S8500

Current sale price is £24.99

Regular price was £79.99

(Save £55)

4.6 out of 5 stars

200 reviews

adidas Women's Training Hyperglam Linear Tights - Brown

Bank Holiday Deal

Women's Training Hyperglam Linear Tights - Brown

Current sale price is £28

Regular price was £40

(Save £12)

4.9 out of 5 stars

13 reviews

Jimmy Choo Flash Eau de Parfum - 60ml

Bank Holiday Deal

Flash Eau de Parfum - 60ml

Current sale price is £27

Regular price was £55

(Save £28)

4.8 out of 5 stars

154 reviews

Mango Girls Padded Short Coat - Black

Girls Padded Short Coat - Black

£28

5 out of 5 stars

1 review

K-Pop Demon Hunters HUNTR/X Rumi How It's Done Fashion Doll with Sword & Microphone Accessories

K-Pop Demon Hunters

HUNTR/X Rumi How It's Done Fashion Doll with Sword & Microphone Accessories

£29.99

5 out of 5 stars

12 reviews

Jimmy Choo Blossom Eau de Parfum 60ml

Bank Holiday Deal

Blossom Eau de Parfum 60ml

Current sale price is £29

Regular price was £58

(Save £29)

4.6 out of 5 stars

100 reviews

The Very Collection 2 Pack Confident Curve Leggings- Black

The Very Collection

2 Pack Confident Curve Leggings- Black

£28

3.6 out of 5 stars

136 reviews

DORINA Exclusive 2 Pack Celine Wire Bra - Black/White

Bank Holiday Deal

Exclusive 2 Pack Celine Wire Bra - Black/White

Current sale price is £28.75

Regular price was £36

(Save £7.25)

4.1 out of 5 stars

589 reviews

Sony WH-CH520 Wireless Bluetooth Headphones

Bank Holiday Deal

+1 colour

Available in black, blue, beige, white coloursAvailable in black, blue, beige, white coloursAvailable in black, blue, beige, white coloursAvailable in black, blue, beige, white coloursAvailable in black, blue, beige, white colours

WH-CH520 Wireless Bluetooth Headphones

£29

4.6 out of 5 stars

1.2k reviews

The Very Collection Plush Hooded Dressing Gown - Brown

The Very Collection

Plush Hooded Dressing Gown - Brown

£30

5 out of 5 stars

4 reviews

The Very Collection Modal Wide Leg Trouser Co-Ord - Brown

The Very Collection

Modal Wide Leg Trouser Co-Ord - Brown

£28

The Very Collection Girls Quilted Bow Coat With Hood - Pink

The Very Collection

Girls Quilted Bow Coat With Hood - Pink

From £30

5 out of 5 stars

2 reviews

adidas Originals 3-Stripes T-Shirt - Branch/Black

adidas Originals

3-Stripes T-Shirt - Branch/Black

£25

4.9 out of 5 stars

757 reviews

adidas Sportswear Kids Unisex Tensaur Sport 3.0 Trainers - Black

adidas Sportswear

Kids Unisex Tensaur Sport 3.0 Trainers - Black

£30

4.8 out of 5 stars

1.6k reviews

Jimmy Choo Fever 60ml Eau de Parfum

Bank Holiday Deal

Fever 60ml Eau de Parfum

Current sale price is £30

Regular price was £70

(Save £40)

4.7 out of 5 stars

492 reviews

The Very Collection Petite Wide Leg Trouser - Black

The Very Collection

Petite Wide Leg Trouser - Black

£25

4.1 out of 5 stars

13 reviews

The Very Collection 4 Pack Fitted Short Sleeve T-Shirts - Multi

The Very Collection

4 Pack Fitted Short Sleeve T-Shirts - Multi

£28

4.8 out of 5 stars

4 reviews

K-Pop Demon Hunters HUNTR/X Zoey How It's Done Fashion Doll with Spirit Blades Accessory

K-Pop Demon Hunters

HUNTR/X Zoey How It's Done Fashion Doll with Spirit Blades Accessory

£29.99

5 out of 5 stars

9 reviews

The Very Collection Relaxed Hoodie - Taupe

The Very Collection

Relaxed Hoodie - Taupe

£20

4.1 out of 5 stars

11 reviews

adidas Sportswear Kids Unisex Tensaur Sport 3.0 - Black

Bank Holiday Deal

adidas Sportswear

Kids Unisex Tensaur Sport 3.0 - Black

Current sale price is £24

Regular price was £30

(Save £6)

4.8 out of 5 stars

142 reviews

Beauty Works 10 in 1 Miracle Spray X Argan Serum Giftset (Worth £38.98)

Bank Holiday Deal

10 in 1 Miracle Spray X Argan Serum Giftset (Worth £38.98)

Current sale price is £23

Regular price was £32.99

(Save £9.99)

4.5 out of 5 stars

43 reviews

Slumberdown Sleep Soundly Climate Control Extra Deep 10cm Mattress Topper

Bank Holiday Deal

Sleep Soundly Climate Control Extra Deep 10cm Mattress Topper

Current sale price is From £27

Regular price was From £45

(Save up to £30)

4.1 out of 5 stars

53 reviews

Nike Mens Training Everyday Cushioned Crew Socks (6 Pair) - White

Mens Training Everyday Cushioned Crew Socks (6 Pair) - White

£23

4 out of 5 stars

42 reviews

The Very Collection Girls Bow Printed Rainmac Coat - Light Pink

The Very Collection

Girls Bow Printed Rainmac Coat - Light Pink

From £28

Nike Unisex Everyday Elevated Crew Socks 6 Pack - Black

Unisex Everyday Elevated Crew Socks 6 Pack - Black

£28

5 out of 5 stars

1 review

The Very Collection Houston Blackout Eyelet Curtains

+2 colours+1 colour

Available in natural, grey, green, blue, pink coloursAvailable in natural, grey, green, blue, pink coloursAvailable in natural, grey, green, blue, pink coloursAvailable in natural, grey, green, blue, pink coloursAvailable in natural, grey, green, blue, pink colours

The Very Collection

Houston Blackout Eyelet Curtains

Current sale price is From £23

Regular price was From £25

(Save up to £12)

4.5 out of 5 stars

37 reviews

New Look Wide Fit Faux Patent Leather School Shoe Loafers - Black

Wide Fit Faux Patent Leather School Shoe Loafers - Black

Current sale price is £23.50

Regular price was £27.99

(Save £4.49)

5 out of 5 stars

1 review

The Very Collection Relaxed Skinny Jean - Mid Wash

The Very Collection

Relaxed Skinny Jean - Mid Wash

£22

4.3 out of 5 stars

44 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.