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undefined AirPods 4

More time to pay with Very Pay

AirPods 4

£129

4.5 out of 5 stars

75 reviews

undefined AirPods Pro (2nd Gen, 2023) with MagSafe Case (USB-C)

More time to pay with Very Pay

AirPods Pro (2nd Gen, 2023) with MagSafe Case (USB-C)

£229

4.6 out of 5 stars

278 reviews

undefined vivoactive 5 Music, GPS, WiFi

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, ivory, purple coloursAvailable in black, ivory, purple coloursAvailable in black, ivory, purple coloursAvailable in black, ivory, purple coloursAvailable in black, ivory, purple colours

vivoactive 5 Music, GPS, WiFi

Current sale price is £199

(Save £60)

Regular price was £259

4.5 out of 5 stars

32 reviews

undefined AirPods 4 with Active Noise Cancellation

More time to pay with Very Pay

AirPods 4 with Active Noise Cancellation

£179

4.6 out of 5 stars

61 reviews

undefined 3S 128GB - Dive into mixed reality - Unreal experiences - All-in-One headset with controllers

3S 128GB - Dive into mixed reality - Unreal experiences - All-in-One headset with controllers

Current sale price is From £279

Regular price was From £289

4.3 out of 5 stars

92 reviews

undefined 3 512GB - Ultimate mixed reality experiences - All-in-One headset with controllers, 4K resolution + Infinite display

3 512GB - Ultimate mixed reality experiences - All-in-One headset with controllers, 4K resolution + Infinite display

Current sale price is From £459

Regular price was From £469

4.6 out of 5 stars

130 reviews

undefined DualSense Wireless Controller - White

DualSense Wireless Controller - White

Current sale price is £54.95

(Save £10.04)

Regular price was £64.99

4.3 out of 5 stars

129 reviews

undefined Flash Eau de Parfum - 60ml

Flash Eau de Parfum - 60ml

Current sale price is £30

(Save £25)

Regular price was £55

4.9 out of 5 stars

104 reviews

undefined AirPods Max - Midnight

More time to pay with Very Pay

AirPods Max - Midnight

£499

4.9 out of 5 stars

14 reviews

undefined Watch Series 10 (GPS), Jet Black Aluminium Case with Black Sport Band

Trade in & get up to £340*

Watch Series 10 (GPS), Jet Black Aluminium Case with Black Sport Band

From £399

4.4 out of 5 stars

23 reviews

undefined Store £100 Gift Card (Digital Download)

Store £100 Gift Card (Digital Download)

£100

4.8 out of 5 stars

143 reviews

undefined Luxe Café Premier Coffee Machine - ES601UK

Luxe Café Premier Coffee Machine - ES601UK

£549

4.6 out of 5 stars

655 reviews

undefined CryoGlow Under-Eye Cooling & LED Anti-Ageing & Blemish Repair Mask - Blue Frost FW312UK

CryoGlow Under-Eye Cooling & LED Anti-Ageing & Blemish Repair Mask - Blue Frost FW312UK

Current sale price is £269.99

(Save £30)

Regular price was £299.99

4.6 out of 5 stars

341 reviews

undefined Watch Series 10 (GPS), Rose Gold Aluminium Case with Light Blush Sport Band

Trade in & get up to £340*

Watch Series 10 (GPS), Rose Gold Aluminium Case with Light Blush Sport Band

From £399

4.6 out of 5 stars

21 reviews

undefined Venu 3S, GPS, Wi-Fi

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in ivory, rose, grey, sage/grey coloursAvailable in ivory, rose, grey, sage/grey coloursAvailable in ivory, rose, grey, sage/grey coloursAvailable in ivory, rose, grey, sage/grey coloursAvailable in ivory, rose, grey, sage/grey colours

Venu 3S, GPS, Wi-Fi

Current sale price is £399

(Save £50)

Regular price was From £429

4.4 out of 5 stars

521 reviews

undefined AirPods Max - Starlight

More time to pay with Very Pay

AirPods Max - Starlight

£499

4 out of 5 stars

8 reviews

undefined Wayfarer Glasses - Shiny Black, Clear

Wayfarer Glasses - Shiny Black, Clear

£299

4.8 out of 5 stars

5 reviews

undefined Mini 12 Instant Camera

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in green, pink, white, blue, purple coloursAvailable in green, pink, white, blue, purple coloursAvailable in green, pink, white, blue, purple coloursAvailable in green, pink, white, blue, purple coloursAvailable in green, pink, white, blue, purple colours

Fujifilm Instax

Mini 12 Instant Camera

Current sale price is £74.99

(Save £5)

Regular price was £79.99

3.8 out of 5 stars

5 reviews

undefined Homme For Him EDT - 125ml

Homme For Him EDT - 125ml

Current sale price is £20

(Save £47)

Regular price was £67

4.7 out of 5 stars

190 reviews

undefined The Sweet Chocolate Tuck Box

The Sweet Chocolate Tuck Box

£26.99

4.7 out of 5 stars

16 reviews

undefined Store £20 Gift Card (Digital Download)

Store £20 Gift Card (Digital Download)

£20

4.7 out of 5 stars

126 reviews

undefined Wish List

Wish List

£65

4 out of 5 stars

4 reviews

undefined Explorer Eau de Parfum

Explorer Eau de Parfum

Current sale price is From £31

(Save up to £17)

Regular price was From £39

4.7 out of 5 stars

2238 reviews

undefined Store £50 Gift Card (Digital Download)

Store £50 Gift Card (Digital Download)

£50

4.7 out of 5 stars

128 reviews

undefined Perfect Eau de Parfum 100ml

Perfect Eau de Parfum 100ml

Current sale price is £64

(Save £54)

Regular price was £118

4.6 out of 5 stars

2705 reviews

undefined AirPods Max - Blue

More time to pay with Very Pay

AirPods Max - Blue

£499

5 out of 5 stars

7 reviews

undefined 1 Million Mens 50ml EDT

1 Million Mens 50ml EDT

£55

4.5 out of 5 stars

948 reviews

undefined Yankee Candle and Ferrero Rocher Bouquet

Yankee Candle and Ferrero Rocher Bouquet

£36.99

4.1 out of 5 stars

18 reviews

undefined DualSense Wireless Controller - Midnight Black

DualSense Wireless Controller - Midnight Black

£64.99

4.5 out of 5 stars

89 reviews

undefined Store £40 Gift Card (Digital Download)

Store £40 Gift Card (Digital Download)

£40

4.7 out of 5 stars

46 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.