Choose to pay monthly, pay later, pay over 3 months or in monthly instalments – it’s your choice. Whatever you choose, there’s nothing to pay upfront when you order.
So you can take a bit more time to pay.
So you can find out more and decide which suits you best
You can spread the cost in different ways. Whichever you choose you’ll never have to pay anything for at least 20 days!
With Take 3 you can split the cost of anything over 3 months, with 3 payments and pay no interest. And because it’s all in one place you’ll always know where you’re up to with a fixed monthly due date.
Also, you can delay payments on your purchases for up to 12 months depending on how much you spend. If you are eligible for Buy Now Pay Later your offer details will be confirmed in checkout. Subject to credit and account status. The costs for delivery, installation services and monthly insurance products cannot be placed on Buy Now Pay Later.
So, there’s a range of ways to pay to avoid interest on all purchases.
When you download our app, it makes managing your account even more simple
View your credit limit and amount left to spend at a glance
Save items for later and we'll let you know if the price drops
Keep track of your payment due date and how much you need to pay
And with touch and face ID login, it's really easy to log in each time
Q. Aren't your prices quite expensive because you're a credit retailer?
A. We continually change our prices to remain as competitive as possible. Whether you pay now or later, with cash or credit, the price is always the same.
Q. Don't I need a credit account at Very to shop with you?
A. No, you can shop with or without having a Very Pay account. However, Very Pay allows you to spread the cost and pay later. It's always up to you!
Q. Do I have to put everything on credit with Very Pay?
A. No, not at all. You can pay with a debit or credit card whenever you like and spread the cost whenever you want too. It's really that flexible.
Q. Does my payment due date change whenever I place a new order?
A. No, at Very you'll get a fixed payment due date which happens to be the same date each month so it’s really easy to remember and budget too!
Q. I'm worried about paying interest.
A. You can ALWAYS avoid paying interest, it's designed to help you do just that. You can pay in full at any time, pay over 3 months and pay no interest or Buy Now Pay Later, ensuring the balance is paid before the delayed payment period ends.
Interest is calculated and compounded for the delayed payment period and is added to your account as a lump sum when this period ends. Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.
Online or via our App 24/7
You can pay online 24 hours a day, 7 days a week, when you log into My Account and choose ‘Make a Payment’. Choose the amount you want to pay and enter your debit or credit card details. For Buy Now Pay Later, if you want to make a full or partial payment simply select “Pay Buy Now Pay Later” and allocate your payment to the specific Buy Now Pay Later you wish to pay off. Online payments reach your account instantly, but may take a day to show on your account. We accept all major credit and debit cards.
Direct Debit.
Setting up a Direct Debit is really simple.
Choose to pay the Minimum Payment so you’ll never forget your payment, and you can always make additional payments when you want to. Or choose to set it up to Pay in Full or Take 3.
It’s a safe and speedy way to pay your Very Pay account with an automatic payment from your bank account.
All you need is your bank sort code and account number - you simply set this up in My Account, and select Make a Payment.
Your Direct Debit payment will be taken on your fixed payment due date each month, unless this day falls over a weekend or on a bank holiday. If so, your payment will be taken the next available working day.
The amount and the payment due date is confirmed on your statement.
Direct Debit can’t be used to pay towards Buy Now Pay Later during the delayed payment period. So these need to be paid separately.
If you wish to cancel your Direct Debit, go to the Payments tab in My Account. Remember to also cancel the Direct Debit with your bank/building society. Any further payments due will be made manually.
Internet/Telephone Banking.
You can make payments directly from your bank by quoting our sort code 62-25-61 and account number 0000 0000 (no this isn’t a typo!). You’ll need to add your Very Pay account number into the payment reference field.
Alternative payment methods are available and detailed on the back of your statement.
