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undefined Switch 2

Nintendo Switch 2

Switch 2

£395.99

undefined Square Neck Crochet Mini Dress - Red

Square Neck Crochet Mini Dress - Red

£35

5 out of 5 stars

1 review

undefined Tie Shoulder Jumpsuit - Black

Bank Holiday Deal

Tie Shoulder Jumpsuit - Black

Current sale price is £16

(Save £4)

Regular price was £20

3 out of 5 stars

2 reviews

undefined iPhone 16 Pro, 128Gb - Black Titanium

Trade in & get up to £560*

iPhone 16 Pro, 128Gb - Black Titanium

Current sale price is £899

(Save £100)

Regular price was £999

4.7 out of 5 stars

10 reviews

undefined Bubble Hem Vest Top - Black

Bubble Hem Vest Top - Black

£10

4.8 out of 5 stars

4 reviews

undefined Disney Interactive Stitch Bag

Bank Holiday Deal

Disney Interactive Stitch Bag

Current sale price is £9.99

(Save £25)

Regular price was £34.99

4.5 out of 5 stars

45 reviews

undefined Sleeveless Woven Hem Dress

Sleeveless Woven Hem Dress

£28

3 out of 5 stars

5 reviews

undefined Printed Trouser - Multi

Michelle Keegan

Printed Trouser - Multi

£30

5 out of 5 stars

1 review

undefined Harper Thermal Dim Out Eyelet Curtains

+1 colours+5 colours+4 colours+2 colours+3 colours

Available in blush, cream, grey, black, navy, sky blue, latte, green coloursAvailable in blush, cream, grey and 5 more coloursAvailable in blush, cream, grey, black, navy, sky blue, latte, green coloursAvailable in blush, cream, grey, black, navy, sky blue, latte, green coloursAvailable in blush, cream, grey, black, navy, sky blue, latte, green colours

Harper Thermal Dim Out Eyelet Curtains

From £18

4.3 out of 5 stars

53 reviews

undefined Super Soft Easy Iron Pack of 4 Pillowcases

Bank Holiday Deal

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in white, silver grey, natural, sage coloursAvailable in white, silver grey, natural, sage coloursAvailable in white, silver grey, natural, sage coloursAvailable in white, silver grey, natural, sage coloursAvailable in white, silver grey, natural, sage colours

Super Soft Easy Iron Pack of 4 Pillowcases

Current sale price is £5

(Save £3)

Regular price was £8

5 out of 5 stars

3 reviews

undefined Donkey Kong Bananza

Nintendo Switch 2

Donkey Kong Bananza

£64.99

undefined Double Stack XL 2-Level Air Fryer with Smart Cook System 9.5L SL451UK

Double Stack XL 2-Level Air Fryer with Smart Cook System 9.5L SL451UK

Current sale price is £199

(Save £90)

Regular price was £289

4.7 out of 5 stars

31 reviews

undefined Broderie Trim Dress

Broderie Trim Dress

£35

3.3 out of 5 stars

4 reviews

undefined Console – 1TB, Carbon Black with Optional extras

Trade in and get up to £210*

Console – 1TB, Carbon Black with Optional extras

From £499

4.6 out of 5 stars

426 reviews

undefined Rib Woven Skirt Dress

Rib Woven Skirt Dress

£25

3.5 out of 5 stars

4 reviews

undefined Broderie Hem Mini Dress

Broderie Hem Mini Dress

£18

4.5 out of 5 stars

2 reviews

undefined DU7100, 50 inch, Crystal UHD, 4K Smart TV

Bank Holiday Deal

DU7100, 50 inch, Crystal UHD, 4K Smart TV

Current sale price is £269

(Save £190)

Regular price was £459

4.3 out of 5 stars

76 reviews

undefined Pointelle Knit Dropped Waist Midaxi Dress - White

Michelle Keegan

Pointelle Knit Dropped Waist Midaxi Dress - White

£60

4.7 out of 5 stars

3 reviews

undefined Cropped Linen Blend Trousers - Black

Cropped Linen Blend Trousers - Black

£20

4.5 out of 5 stars

4 reviews

undefined iPad (10th Gen, 2022), 64Gb, Wi-Fi, 10.9-inch - Pink

iPad (10th Gen, 2022), 64Gb, Wi-Fi, 10.9-inch - Pink

Current sale price is £269

(Save £60)

Regular price was £329

5 out of 5 stars

1 review

undefined Knitted Striped Shirt Co Ord - Beige

Michelle Keegan

Knitted Striped Shirt Co Ord - Beige

£40

5 out of 5 stars

1 review

undefined Black Faux Suede Chunky Strap Sandals

Bank Holiday Deal

Black Faux Suede Chunky Strap Sandals

Current sale price is £19.25

(Save £10.74)

Regular price was £29.99

3 out of 5 stars

2 reviews

undefined iPad Air (M3, 2025), Wi-Fi, 128Gb

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in space grey, purple, starlight, blue coloursAvailable in space grey, purple, starlight, blue coloursAvailable in space grey, purple, starlight, blue coloursAvailable in space grey, purple, starlight, blue coloursAvailable in space grey, purple, starlight, blue colours

iPad Air (M3, 2025), Wi-Fi, 128Gb

From £599

5 out of 5 stars

1 review

undefined 2 Pack Cycling Short - Black

2 Pack Cycling Short - Black

£12

3.7 out of 5 stars

24 reviews

undefined Men's Running Galaxy 7 Trainers - Black

Men's Running Galaxy 7 Trainers - Black

£45

4.7 out of 5 stars

870 reviews

undefined Crochet Sequin Tank - Cream

Michelle Keegan

Crochet Sequin Tank - Cream

£45

3 out of 5 stars

1 review

undefined Double Shell Trim Jersey Midaxi Dress - Brown

Michelle Keegan

Double Shell Trim Jersey Midaxi Dress - Brown

£45

3.8 out of 5 stars

4 reviews

undefined Jersey Wrap Beach Midi Dress - Black

Bank Holiday Deal

Jersey Wrap Beach Midi Dress - Black

Current sale price is £14

(Save £6)

Regular price was £20

4.6 out of 5 stars

36 reviews

undefined Luxe Café Premier Coffee Machine - ES601UK

Luxe Café Premier Coffee Machine - ES601UK

£549

4.6 out of 5 stars

510 reviews

undefined Anti Hair Wrap Upright Vacuum Cleaner with Lift-Away, Pet Model NZ691UKT

Bank Holiday Deal

Anti Hair Wrap Upright Vacuum Cleaner with Lift-Away, Pet Model NZ691UKT

Current sale price is £159

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Regular price was £249

4.5 out of 5 stars

281 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.