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undefined Mens Entrada 22 Training Short - Grey

Mens Entrada 22 Training Short - Grey

£15

4.8 out of 5 stars

449 reviews

undefined Stratos Cordless Stick Vacuum with Anti Hair-Wrap Powerfins Technology and Flexology 60 mins - IZ400UK

Bank Holiday Deal

Stratos Cordless Stick Vacuum with Anti Hair-Wrap Powerfins Technology and Flexology 60 mins - IZ400UK

Current sale price is £199

(Save £150)

Regular price was £349

4.2 out of 5 stars

515 reviews

undefined 3m Parasol Garden Sun Umbrella Banana Hanging Rattan Set Umbrella Cantilever - Cream white

3m Parasol Garden Sun Umbrella Banana Hanging Rattan Set Umbrella Cantilever - Cream white

£89.99

3.4 out of 5 stars

9 reviews

undefined 303140 Turbosteam Iron - Purple

Morphy Richards

303140 Turbosteam Iron - Purple

Current sale price is £59

(Save £90)

Regular price was £149

4.1 out of 5 stars

20 reviews

undefined Definitions Strapless Bra - Natural

Definitions Strapless Bra - Natural

£26

4 out of 5 stars

22 reviews

undefined Boys 5 Pack Short Sleeve School Shirt - White

Boys 5 Pack Short Sleeve School Shirt - White

From £14

4.1 out of 5 stars

35 reviews

undefined New Essentials Jegging - Black

New Essentials Jegging - Black

£16

4 out of 5 stars

40 reviews

undefined Game Pass Ultimate – 1-Month Membership

Game Pass Ultimate – 1-Month Membership

£14.99

4.4 out of 5 stars

25 reviews

undefined Training Tech 2.0 T-Shirt - Black

Training Tech 2.0 T-Shirt - Black

£27

4.6 out of 5 stars

1740 reviews

undefined Unisex 3 Pack School Sports T-shirts - White

Unisex 3 Pack School Sports T-shirts - White

From £7

4.5 out of 5 stars

29 reviews

undefined 10ft Fast Set Swimming Pool

Bank Holiday Deal

10ft Fast Set Swimming Pool

Current sale price is £34.99

(Save £35)

Regular price was £69.99

3.5 out of 5 stars

17 reviews

undefined Infant Unisex Tensaur Sport 2.0 Trainers - White

adidas Sportswear

Infant Unisex Tensaur Sport 2.0 Trainers - White

£23

4.8 out of 5 stars

1122 reviews

undefined Men's Challenger Tracksuit - Grey

Men's Challenger Tracksuit - Grey

Current sale price is £56

(Save £14)

Regular price was £70

4.6 out of 5 stars

47 reviews

undefined Kids Classic Clog - White

Kids Classic Clog - White

Current sale price is From £24

(Save up to £7)

Regular price was From £30

4.3 out of 5 stars

30 reviews

undefined Vitality PRO Black & Lilac (Duo Pack)

Bank Holiday Deal

Vitality PRO Black & Lilac (Duo Pack)

Current sale price is £40

(Save £40)

Regular price was £80

4 out of 5 stars

47 reviews

undefined Adult Luxury Memory Foam Bamboo Pillow - White

Adult Luxury Memory Foam Bamboo Pillow - White

£45

4.7 out of 5 stars

2336 reviews

undefined Single Viscose Elastane High Waist Legging - Black

Single Viscose Elastane High Waist Legging - Black

£10

3.6 out of 5 stars

26 reviews

undefined Cannes 11-Piece Dining Set Garden Furniture

Bank Holiday Deal

Cannes 11-Piece Dining Set Garden Furniture

Current sale price is £549.99

(Save £200)

Regular price was £749.99

4.4 out of 5 stars

31 reviews

undefined RHUV5601 ATHENA2 Pet Upright Vacuum

RHUV5601 ATHENA2 Pet Upright Vacuum

Current sale price is £59

(Save £40)

Regular price was £99

3.6 out of 5 stars

130 reviews

undefined 6ft Summer Waves Fast Set Ring Pool

Bank Holiday Deal

6ft Summer Waves Fast Set Ring Pool

Current sale price is £19.99

(Save £10)

Regular price was £29.99

4 out of 5 stars

27 reviews

undefined Short Sleeve Batwing Viscose T-Shirt - Black

V by Very Curve

Short Sleeve Batwing Viscose T-Shirt - Black

£10

4.5 out of 5 stars

80 reviews

undefined 2 Pack Tshirt Bra - Multi

2 Pack Tshirt Bra - Multi

£39

3.3 out of 5 stars

18 reviews

undefined Henry Compact HVR160 Bagged Cylinder Vacuum Cleaner

Limited Time Deal

Numatic International

Henry Compact HVR160 Bagged Cylinder Vacuum Cleaner

Current sale price is £148

(Save £11)

Regular price was £159

4.8 out of 5 stars

641 reviews

undefined HDE3211BWUK Double Oven Electric Cooker with Ceramic Hob - White

HDE3211BWUK Double Oven Electric Cooker with Ceramic Hob - White

Current sale price is £379

(Save £120)

Regular price was £499

3.3 out of 5 stars

62 reviews

undefined Domino Metal Trio Bunk Bed with Optional Mattresses - with Ladder and Top Bunk Guard Rail

Bank Holiday Deal

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, white, silver coloursAvailable in black, white, silver coloursAvailable in black, white, silver coloursAvailable in black, white, silver coloursAvailable in black, white, silver colours

Domino Metal Trio Bunk Bed with Optional Mattresses - with Ladder and Top Bunk Guard Rail

Current sale price is From £179

(Save up to £40)

Regular price was From £199

3.8 out of 5 stars

146 reviews

undefined Minecraft

Nintendo Switch

Minecraft

Current sale price is £19.99

(Save £5)

Regular price was £24.99

4.8 out of 5 stars

88 reviews

undefined Performance Tech 3pk Crew Socks - Black

Bank Holiday Deal

Performance Tech 3pk Crew Socks - Black

Current sale price is £9

(Save £3)

Regular price was £12

4.8 out of 5 stars

75 reviews

undefined 9000 BTU Portable 3-in-1 Smart Air Conditioner, Dehumidifier, Cooling Fan, 24 Hour Timer, Remote Control, White, 1005W, BXAC40025GB

Bank Holiday Deal

9000 BTU Portable 3-in-1 Smart Air Conditioner, Dehumidifier, Cooling Fan, 24 Hour Timer, Remote Control, White, 1005W, BXAC40025GB

Current sale price is £299

(Save £200)

Regular price was £499

4.1 out of 5 stars

14 reviews

undefined Mens Training Rival Fleece Joggers - Black/White

Bank Holiday Deal

Mens Training Rival Fleece Joggers - Black/White

Current sale price is £38

(Save £10)

Regular price was £48

4.8 out of 5 stars

248 reviews

undefined Girls Denim Jacket

Girls Denim Jacket

From £18

4.7 out of 5 stars

17 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.