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undefined Classic Clog - Bone

Classic Clog - Bone

Current sale price is £40

(Save £10)

Regular price was £50

4.6 out of 5 stars

13830 reviews

undefined 10-in-1 Miracle Spray - 250ml

10-in-1 Miracle Spray - 250ml

Current sale price is £11

(Save £2)

Regular price was £13

4.5 out of 5 stars

106 reviews

undefined 8ft x 6ft Bounce Pro Rectangular Trampoline & Enclosure

8ft x 6ft Bounce Pro Rectangular Trampoline & Enclosure

Current sale price is £149.99

(Save £50)

Regular price was £199.99

3.5 out of 5 stars

46 reviews

undefined Classic Crocs Platform Clog Wedge - Bone

Classic Crocs Platform Clog Wedge - Bone

Current sale price is £39

(Save £21)

Regular price was £60

4.5 out of 5 stars

800 reviews

Embroidered Logo Polo - Black

Current sale price is £26

(Save £9)

Regular price was £35

4.9 out of 5 stars

23 reviews

undefined 2 Pack Cycling Short - Black

2 Pack Cycling Short - Black

£12

3.7 out of 5 stars

24 reviews

undefined Vancouver 3-Piece Corner Rattan Set

Vancouver 3-Piece Corner Rattan Set

Current sale price is £439.99

(Save £60)

Regular price was £499.99

4.4 out of 5 stars

345 reviews

undefined Jack Aluminium Folding Bike

Jack Aluminium Folding Bike

£499.99

undefined Mens Adilette Aqua Sliders - Black

adidas Sportswear

Mens Adilette Aqua Sliders - Black

£20

4.6 out of 5 stars

7127 reviews

undefined SpotWash Spot Cleaner

SpotWash Spot Cleaner

Current sale price is £94

(Save £35)

Regular price was £129

4.4 out of 5 stars

956 reviews

undefined Essentials 3 Pack Crew T-Shirt - Black/White/Grey

Essentials 3 Pack Crew T-Shirt - Black/White/Grey

£20

4.4 out of 5 stars

78 reviews

undefined Super Soft Easy Iron Fitted Sheet

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in white, silver grey, natural, sage coloursAvailable in white, silver grey, natural, sage coloursAvailable in white, silver grey, natural, sage coloursAvailable in white, silver grey, natural, sage coloursAvailable in white, silver grey, natural, sage colours

Super Soft Easy Iron Fitted Sheet

Current sale price is From £5

(Save up to £2)

Regular price was From £6

4.8 out of 5 stars

11 reviews

undefined Confident Curve Kickflare Yoga Pant - Black

Confident Curve Kickflare Yoga Pant - Black

£18

4.5 out of 5 stars

124 reviews

undefined Boys 7 Pack Trunks - Grey

Boys 7 Pack Trunks - Grey

Current sale price is From £8.50

(Save up to £7)

Regular price was From £14

4.2 out of 5 stars

24 reviews

undefined Eraser Anti-Age Concealer, multi-use

+6 colours+10 colours+9 colours+7 colours+8 colours

Available in buff, light, ivory, fair, sand, nude, caramel and 6 more coloursAvailable in buff, light, ivory and 10 more coloursAvailable in buff, light, ivory, fair and 9 more coloursAvailable in buff, light, ivory, fair, sand, nude and 7 more coloursAvailable in buff, light, ivory, fair, sand and 8 more colours

Eraser Anti-Age Concealer, multi-use

Current sale price is £7

(Save £3)

Regular price was £10

4.3 out of 5 stars

518 reviews

undefined Longline Slim Fit Vests (2 Pack) - Black/White

V by Very Curve

Longline Slim Fit Vests (2 Pack) - Black/White

£16

4.1 out of 5 stars

258 reviews

undefined Petite Confident Curve Legging - Black

Petite Confident Curve Legging - Black

£18

4.4 out of 5 stars

586 reviews

undefined Performance Train Essentials Training T-Shirt - Navy

Performance Train Essentials Training T-Shirt - Navy

£15

4.6 out of 5 stars

88 reviews

undefined Performance Train Essentials Training T-Shirt - Black/White

Performance Train Essentials Training T-Shirt - Black/White

£15

4.6 out of 5 stars

87 reviews

undefined Jersey Wrap Beach Midi Dress - Black

Jersey Wrap Beach Midi Dress - Black

Current sale price is £14

(Save £6)

Regular price was £20

4.6 out of 5 stars

36 reviews

undefined 7 Pack Plain Black Socks - Black

7 Pack Plain Black Socks - Black

Current sale price is £8.50

(Save £1.50)

Regular price was £10

4.8 out of 5 stars

30 reviews

undefined Diamond Silver Folding Bike

Diamond Silver Folding Bike

£459.99

undefined 2 Pack Basic V Neck T-shirts - Multi

2 Pack Basic V Neck T-shirts - Multi

£12

4.2 out of 5 stars

31 reviews

undefined Baby Unisex 5 Pack Short Sleeve Bodysuits - White

Baby Unisex 5 Pack Short Sleeve Bodysuits - White

From £8

4.9 out of 5 stars

73 reviews

undefined Kids Unisex Adilette Aqua Sliders - Black/White

adidas Sportswear

Kids Unisex Adilette Aqua Sliders - Black/White

£13

4.8 out of 5 stars

2128 reviews

undefined Confident Curve Legging - Navy

Confident Curve Legging - Navy

Current sale price is £10

(Save £8)

Regular price was £18

4.7 out of 5 stars

231 reviews

undefined 8ft Fast Set Pool

8ft Fast Set Pool

Current sale price is £19.99

(Save £30)

Regular price was £49.99

3.8 out of 5 stars

48 reviews

undefined Unisex Hi Top Trainers - Black

Unisex Hi Top Trainers - Black

Current sale price is £43.50

(Save £21.50)

Regular price was £65

4.7 out of 5 stars

254 reviews

undefined Essentials Crew Neck T-Shirt - White

Essentials Crew Neck T-Shirt - White

Current sale price is £6

(Save £1.50)

Regular price was £7.50

4.6 out of 5 stars

40 reviews

undefined Channel Waist Jersey Beach Maxi Dress - Black

Channel Waist Jersey Beach Maxi Dress - Black

£15

4.5 out of 5 stars

69 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.