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undefined Galaxy A16 4G, 128Gb Storage

Free SmartTag2

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, green, grey coloursAvailable in black, green, grey coloursAvailable in black, green, grey coloursAvailable in black, green, grey coloursAvailable in black, green, grey colours

Galaxy A16 4G, 128Gb Storage

Current sale price is £169

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Regular price was From £169

4.1 out of 5 stars

274 reviews

undefined Button Through Stripe Vest

V by Very Curve

Button Through Stripe Vest

£20

5 out of 5 stars

4 reviews

undefined 10ft Trampoline

Bank Holiday Deal

10ft Trampoline

Current sale price is £119.99

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Regular price was £159.99

4.3 out of 5 stars

3 reviews

undefined Sea Embroidered Co Ord Beach Shorts - Cream

Sea Embroidered Co Ord Beach Shorts - Cream

£25

undefined Mini Racer Rib Dress - Black

Bank Holiday Deal

Mini Racer Rib Dress - Black

Current sale price is £9.60

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Regular price was £12

4.7 out of 5 stars

3 reviews

Bank Holiday Deal

Embroidered Logo Polo - Black

Current sale price is £26

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Regular price was £35

4.9 out of 5 stars

22 reviews

undefined Sleeveless Maxi Dress

Sleeveless Maxi Dress

£18

undefined DualSense Wireless Controller - White

DualSense Wireless Controller - White

Current sale price is £59.99

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Regular price was £69.99

4.3 out of 5 stars

128 reviews

undefined Tailored Waistcoat Co Ord- Cream

Michelle Keegan

Tailored Waistcoat Co Ord- Cream

£35

undefined Osmo Pocket 3 Creator Combo

Osmo Pocket 3 Creator Combo

£619

4.7 out of 5 stars

19 reviews

undefined Asymmetric Textured Tiered Midaxi Dress - Pink

Asymmetric Textured Tiered Midaxi Dress - Pink

£25

3.8 out of 5 stars

5 reviews

undefined 12ft Steel Pro MAX Pool with Filter Pump

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3.8 out of 5 stars

47 reviews

undefined Power Couple

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Power Couple

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4.5 out of 5 stars

2 reviews

undefined The Essential V Neck T-Shirt - Black

The Very Collection

The Essential V Neck T-Shirt - Black

£8

4.1 out of 5 stars

19 reviews

undefined iPhone 16 Pro Max, 256Gb - White Titanium

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4.5 out of 5 stars

4 reviews

undefined Daisy Embroidered Midi Dress - Black

Daisy Embroidered Midi Dress - Black

£45

4.7 out of 5 stars

3 reviews

undefined Fringe Collarless Jacket - Beige

Michelle Keegan

Fringe Collarless Jacket - Beige

£45

1.8 out of 5 stars

5 reviews

undefined Baby Unisex 5 Pack Short Sleeve Bodysuits - White

Baby Unisex 5 Pack Short Sleeve Bodysuits - White

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4.9 out of 5 stars

73 reviews

undefined Kamina Geo Duvet Cover Set - Black/White

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Kamina Geo Duvet Cover Set - Black/White

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4.4 out of 5 stars

15 reviews

undefined Mirror Embellished Mini Dress - Cream

Mirror Embellished Mini Dress - Cream

£40

undefined Womens Breaknet Sleek Trainers - Pulse Magenta/Lucid Lemon

adidas Sportswear

Womens Breaknet Sleek Trainers - Pulse Magenta/Lucid Lemon

£50

4.7 out of 5 stars

91 reviews

undefined Memory Foam Bamboo Mattress Topper - White

Memory Foam Bamboo Mattress Topper - White

From £99

4.8 out of 5 stars

6579 reviews

undefined Complete Bed Set - 10.5 Tog Duvet, Pillow(s) & Mattress Protector

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4.5 out of 5 stars

378 reviews

undefined Knitted Bandeau Embellished Side Dress - Yellow

Michelle Keegan

Knitted Bandeau Embellished Side Dress - Yellow

£55

4 out of 5 stars

2 reviews

undefined Rik Rak Tiered Maxi Dress - Black

Rik Rak Tiered Maxi Dress - Black

£35

5 out of 5 stars

3 reviews

undefined 43A6NTUK, 43-inch, 4K HDR, Smart TV

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4.4 out of 5 stars

37 reviews

undefined Off-The-Shoulder Curved Waist Midaxi Dress - Beige

Michelle Keegan

Off-The-Shoulder Curved Waist Midaxi Dress - Beige

£45

3.2 out of 5 stars

5 reviews

undefined So Snuggly Pillows Buy 2 get 2 FREE! - White

Bank Holiday Deal

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4.4 out of 5 stars

290 reviews

undefined Lookout Tower with Swing Arm

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4 out of 5 stars

42 reviews

undefined Vancouver 3-Piece Corner Rattan Set

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4.4 out of 5 stars

345 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.