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undefined Boyfriend Denim Shorts - Dark Wash

Boyfriend Denim Shorts - Dark Wash

Current sale price is £20

(Save £5)

Regular price was £25

3 out of 5 stars

2 reviews

undefined Abstract Print 3/4 Sleeve Tie Waist Shirt Midi Dress - Navy

Bank Holiday Deal

Abstract Print 3/4 Sleeve Tie Waist Shirt Midi Dress - Navy

Current sale price is £35

(Save £15)

Regular price was £50

undefined Baby Romper - Navy

Bank Holiday Deal

Baby Romper - Navy

Current sale price is From £16.50

(Save up to £10.50)

Regular price was From £26

undefined Junior Boys Train Essentials 3 Stripe T-Shirt - Navy

Junior Boys Train Essentials 3 Stripe T-Shirt - Navy

Current sale price is £10.40

(Save £2.60)

Regular price was £13

undefined Denim Ruffle Trophy Jacket - Mid Wash

Bank Holiday Deal

Denim Ruffle Trophy Jacket - Mid Wash

Current sale price is £28.25

(Save £9.75)

Regular price was £38

1 out of 5 stars

2 reviews

undefined Blue Adalae High-waist Wide Leg Jeans

Blue Adalae High-waist Wide Leg Jeans

Current sale price is £27.99

(Save £7)

Regular price was £34.99

3.3 out of 5 stars

4 reviews

undefined Hawaiian Printed Swim Shorts - Navy

Bank Holiday Deal

Hawaiian Printed Swim Shorts - Navy

Current sale price is £10

(Save £6)

Regular price was £16

undefined Textured Suit Trouser - Grey

Textured Suit Trouser - Grey

Current sale price is £28

(Save £7)

Regular price was £35

3 out of 5 stars

2 reviews

undefined Blue Stripe Wide Leg Trouser

Blue Stripe Wide Leg Trouser

Current sale price is £22

(Save £6)

Regular price was £28

4 out of 5 stars

2 reviews

undefined Graphic Sweat - Navy

Bank Holiday Deal

Graphic Sweat - Navy

Current sale price is £10.75

(Save £9.25)

Regular price was £20

4.5 out of 5 stars

2 reviews

undefined Cyber Metal Bunk Bed (can be split into 2 beds) with Mattress Options (Buy & SAVE!)

Bank Holiday Deal

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink colours

Cyber Metal Bunk Bed (can be split into 2 beds) with Mattress Options (Buy & SAVE!)

Current sale price is From £189

(Save up to £30)

Regular price was From £199

4.2 out of 5 stars

416 reviews

undefined Amazon Echo Dot (5th Generation) Smart Speaker

Bank Holiday Deal

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in blue, black, white coloursAvailable in blue, black, white coloursAvailable in blue, black, white coloursAvailable in blue, black, white coloursAvailable in blue, black, white colours

Amazon Echo Dot (5th Generation) Smart Speaker

Current sale price is £39.99

(Save £15)

Regular price was £54.99

4.7 out of 5 stars

69 reviews

undefined Straight Tapered Jeans With Stretch - Blue

Bank Holiday Deal

Straight Tapered Jeans With Stretch - Blue

Current sale price is £19

(Save £9)

Regular price was £28

undefined Mini 12 Instant Camera with 40 Shot Film Pack

Bank Holiday Deal

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in blue, white, green, pink, purple coloursAvailable in blue, white, green, pink, purple coloursAvailable in blue, white, green, pink, purple coloursAvailable in blue, white, green, pink, purple coloursAvailable in blue, white, green, pink, purple colours

Fujifilm Instax

Mini 12 Instant Camera with 40 Shot Film Pack

Current sale price is £104.99

(Save £5)

Regular price was £109.99

4.3 out of 5 stars

16 reviews

undefined Waffle Robe - White

Bank Holiday Deal

Waffle Robe - White

Current sale price is £16.75

(Save £5.25)

Regular price was £22

3 out of 5 stars

3 reviews

undefined Textured Suit Jacket - Grey

Textured Suit Jacket - Grey

Current sale price is £56

(Save £14)

Regular price was £70

3 out of 5 stars

2 reviews

undefined Men's Training TECH GRAPHIC SHORT - NAVY

Bank Holiday Deal

Men's Training TECH GRAPHIC SHORT - NAVY

Current sale price is £18.50

(Save £8.50)

Regular price was £27

4.8 out of 5 stars

1173 reviews

undefined V Neck Short Sleeve Top And Polka Dot Wide Leg Bottom Pj Set - Navy

Bank Holiday Deal

V Neck Short Sleeve Top And Polka Dot Wide Leg Bottom Pj Set - Navy

Current sale price is £10.50

(Save £4.50)

Regular price was £15

4.3 out of 5 stars

3 reviews

undefined Boys 3 Piece Crab Print Sunsafe Top, Short And Hat - Blue

Boys 3 Piece Crab Print Sunsafe Top, Short And Hat - Blue

Current sale price is From £14.40

(Save up to £4)

Regular price was From £18

5 out of 5 stars

2 reviews

undefined Diamante Cotton Co Ord Beach Short

Bank Holiday Deal

Diamante Cotton Co Ord Beach Short

Current sale price is £12

(Save £8)

Regular price was £20

5 out of 5 stars

1 review

undefined iPhone 16 Plus, 128Gb - Ultramarine

Trade in & get up to £560*

iPhone 16 Plus, 128Gb - Ultramarine

Current sale price is £799

(Save £100)

Regular price was £899

5 out of 5 stars

7 reviews

undefined Stretch Denim Jumpsuit - Dark Wash

Stretch Denim Jumpsuit - Dark Wash

Current sale price is £44

(Save £11)

Regular price was £55

4.6 out of 5 stars

5 reviews

undefined Relaxed Straight Leg Jean - Blue

Bank Holiday Deal

Relaxed Straight Leg Jean - Blue

Current sale price is £29.25

(Save £12.75)

Regular price was £42

2.8 out of 5 stars

4 reviews

undefined Straight Denim Shorts - Blue

Bank Holiday Deal

Straight Denim Shorts - Blue

Current sale price is £14

(Save £8)

Regular price was £22

5 out of 5 stars

1 review

undefined Short Sleeve Top And Cycling Short Set - Blue

Short Sleeve Top And Cycling Short Set - Blue

Current sale price is From £11.20

(Save up to £3.20)

Regular price was From £14

undefined Cotton Rich Boys Essentials Hoody - Navy

Cotton Rich Boys Essentials Hoody - Navy

Current sale price is From £6

(Save up to £5)

Regular price was From £10

4.8 out of 5 stars

5 reviews

undefined Boys Chino Short - Navy

Boys Chino Short - Navy

Current sale price is From £7.20

(Save up to £2)

Regular price was From £9

Bank Holiday Deal

Beau Script Logo T-Shirt - Light Blue

Current sale price is £8.75

(Save £3.25)

Regular price was £12

5 out of 5 stars

1 review

undefined Tab Front Bandeau Bikini Top

Bank Holiday Deal

Tab Front Bandeau Bikini Top

Current sale price is £16

(Save £4)

Regular price was £20

undefined Steam Glide Travel Iron

Bank Holiday Deal

Steam Glide Travel Iron

Current sale price is £14

(Save £5)

Regular price was £19

4.7 out of 5 stars

17 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.