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undefined Men's 8" Flat Curb 9mm Steel Chain

The Love Collection

Men's 8" Flat Curb 9mm Steel Chain

Current sale price is £18

(Save £7)

Regular price was £25

4.3 out of 5 stars

13 reviews

undefined Minnie Mouse two tone sterling silver crystal earrings

Minnie Mouse two tone sterling silver crystal earrings

Current sale price is £36

(Save £4)

Regular price was £40

5 out of 5 stars

2 reviews

undefined Contour Silver 125 Stand Mixer

Bank Holiday Deal

Contour Silver 125 Stand Mixer

Current sale price is £439

(Save £110)

Regular price was £549

4.8 out of 5 stars

1270 reviews

undefined Sequin Cluster Cushion - Silver

Catherine Lansfield

Sequin Cluster Cushion - Silver

£16

5 out of 5 stars

5 reviews

undefined Sterling Silver Polished Diamond Cut Hoop Earrings

The Love Collection

Sterling Silver Polished Diamond Cut Hoop Earrings

£32

4.8 out of 5 stars

20 reviews

undefined Stick ‘N’ Lock Three-Tier Corner Basket

Bank Holiday Deal

Stick ‘N’ Lock Three-Tier Corner Basket

Current sale price is £30

(Save £8)

Regular price was £38

2.4 out of 5 stars

8 reviews

undefined Rene Mirrored Glass Table Lamp

Rene Mirrored Glass Table Lamp

£55

4.7 out of 5 stars

19 reviews

undefined Diamante Clutch Bag

Diamante Clutch Bag

£23

3.6 out of 5 stars

5 reviews

undefined Harlo 4 Light Bar Fitting - Satin Nickel

Harlo 4 Light Bar Fitting - Satin Nickel

£35

5 out of 5 stars

2 reviews

undefined Metal Wire Nest Fruit Basket

Premier Housewares

Metal Wire Nest Fruit Basket

£19

5 out of 5 stars

11 reviews

undefined Ladies Silver Stainless Steel Bracelet with Pink Dial Watch

Ladies Silver Stainless Steel Bracelet with Pink Dial Watch

£50

4.7 out of 5 stars

3 reviews

undefined SteelShield 3-Piece Saucepan Set – contains 16/18/20 cm saucepans

Bank Holiday Deal

SteelShield 3-Piece Saucepan Set – contains 16/18/20 cm saucepans

Current sale price is £139

(Save £41)

Regular price was £180

4.8 out of 5 stars

20 reviews

undefined Aurora Glacier Rug

Bank Holiday Deal

Aurora Glacier Rug

Current sale price is From £110

(Save up to £60)

Regular price was From £130

4.9 out of 5 stars

7 reviews

undefined BID75211XUK Built-Under Double Oven - Stainless Steel

Bank Holiday Deal

BID75211XUK Built-Under Double Oven - Stainless Steel

Current sale price is £329

(Save £150)

Regular price was £479

4.1 out of 5 stars

63 reviews

undefined A Little Friends Like You Are Far And Few Bracelet In Silver And Gold Plating

A Little Friends Like You Are Far And Few Bracelet In Silver And Gold Plating

£18.99

5 out of 5 stars

1 review

undefined Amalfi Standard Back Fabric Left Hand 3 seater Chaise Sofa - Silver - FSC® Certified

Bank Holiday Deal

Amalfi Standard Back Fabric Left Hand 3 seater Chaise Sofa - Silver - FSC® Certified

Current sale price is £719.20

(Save £179.80)

Regular price was £899

5 out of 5 stars

4 reviews

undefined Aria IFW6340IXUK Built-In, Single Electric Oven - Stainless Steel

Aria IFW6340IXUK Built-In, Single Electric Oven - Stainless Steel

Current sale price is From £179

(Save up to £10)

Regular price was From £189

4.4 out of 5 stars

69 reviews

undefined Pour Homme 60ml Eau de Parfum

Pour Homme 60ml Eau de Parfum

Current sale price is £60

(Save £16)

Regular price was £76

4.6 out of 5 stars

76 reviews

undefined Sterling Silver Rainbow Cubic Zirconia Eternity Ring

Sterling Silver Rainbow Cubic Zirconia Eternity Ring

Current sale price is £23

(Save £12)

Regular price was £35

3 out of 5 stars

3 reviews

undefined Black Large Hat Fascinator

Black Large Hat Fascinator

£70

undefined Damask Jacquard Pillow Sham Pair - Silver

Catherine Lansfield

Damask Jacquard Pillow Sham Pair - Silver

£23

4.3 out of 5 stars

7 reviews

undefined Men's Steel and CZ Stone Ring

The Love Collection

Men's Steel and CZ Stone Ring

Current sale price is £13

(Save £13)

Regular price was £26

3.8 out of 5 stars

8 reviews

undefined 1000 Pocket Eco Pillowtop Divan Bed with Storage Options (Headboard Included) - Medium Firm - Shea Velvet

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in silver, charcoal, navy coloursAvailable in silver, charcoal, navy coloursAvailable in silver, charcoal, navy coloursAvailable in silver, charcoal, navy coloursAvailable in silver, charcoal, navy colours

1000 Pocket Eco Pillowtop Divan Bed with Storage Options (Headboard Included) - Medium Firm - Shea Velvet

From £1359

4.6 out of 5 stars

8 reviews

undefined Fray Silver Duvet Cover Set

Bank Holiday Deal

Copenhagen Home

Fray Silver Duvet Cover Set

Current sale price is From £16

(Save up to £7)

Regular price was From £16

5 out of 5 stars

5 reviews

undefined Palais Leaner Full Length Mirror

Bank Holiday Deal

Palais Leaner Full Length Mirror

Current sale price is £180

(Save £30)

Regular price was £210

5 out of 5 stars

15 reviews

undefined Crafted Silver Sparkle Twist Single Anklet, With Delicate Chain

Crafted Silver Sparkle Twist Single Anklet, With Delicate Chain

£39

4.6 out of 5 stars

14 reviews

undefined Sterling Silver 925 Heart Set

Sterling Silver 925 Heart Set

Current sale price is £19

(Save £11)

Regular price was £30

4.5 out of 5 stars

8 reviews

undefined Sequin Cluster Bedspread Throw - Silver

Catherine Lansfield

Sequin Cluster Bedspread Throw - Silver

£90

4.6 out of 5 stars

9 reviews

undefined Silver Crystal Multi Stone Stretch Bracelet

Silver Crystal Multi Stone Stretch Bracelet

£18

3 out of 5 stars

3 reviews

undefined Children's Sterling Silver Personalised Name Necklace

The Love Collection

Children's Sterling Silver Personalised Name Necklace

£35

2.8 out of 5 stars

23 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.