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undefined Stretch Chino Shorts - Black

Stretch Chino Shorts - Black

£29

4 out of 5 stars

2 reviews

undefined Sprint Trekker Lace Boots - Black

Bank Holiday Deal

Sprint Trekker Lace Boots - Black

Current sale price is £104

(Save £26)

Regular price was £130

4.7 out of 5 stars

6 reviews

undefined Sports Tailored Fit Polo Shirt - Navy

Sports Tailored Fit Polo Shirt - Navy

Current sale price is £40

(Save £10)

Regular price was £50

4.4 out of 5 stars

7 reviews

undefined Black & White Laces Trainers - Black/White

EA7 Emporio Armani

Black & White Laces Trainers - Black/White

Current sale price is £140

(Save £35)

Regular price was £175

4.3 out of 5 stars

14 reviews

undefined Spotlight Lima

Spotlight Lima

£25.50

4.6 out of 5 stars

10 reviews

undefined Tall Black Slim Leg Trouser

Long Tall Sally

Tall Black Slim Leg Trouser

£22

3.6 out of 5 stars

7 reviews

undefined Nampa Workwear Lace Up Athletic Trainer - Black

Bank Holiday Deal

Nampa Workwear Lace Up Athletic Trainer - Black

Current sale price is £47

(Save £12)

Regular price was £59

3.3 out of 5 stars

10 reviews

undefined Bengaline Trouser Black

Bengaline Trouser Black

£27

4.3 out of 5 stars

14 reviews

undefined 2 Pack No Show Crew Socks - White

Bank Holiday Deal

2 Pack No Show Crew Socks - White

Current sale price is £8.80

(Save £2.20)

Regular price was £11

5 out of 5 stars

1 review

undefined Santa Cruz Adjustable Skirted Brief - Black

Santa Cruz Adjustable Skirted Brief - Black

£26

4.5 out of 5 stars

4 reviews

undefined 2 Pack Trainer Liner Socks - Black

Bank Holiday Deal

2 Pack Trainer Liner Socks - Black

Current sale price is £10.40

(Save £2.60)

Regular price was £13

5 out of 5 stars

3 reviews

undefined Stretch Cargo Shorts - Green

Stretch Cargo Shorts - Green

£34

5 out of 5 stars

1 review

undefined Essential Sports Mix Regular Fit Polo Shirt - Dark Grey

Bank Holiday Deal

Essential Sports Mix Regular Fit Polo Shirt - Dark Grey

Current sale price is £48

(Save £12)

Regular price was £60

4.3 out of 5 stars

32 reviews

undefined Kick Hi Patent School Shoes - Black

Kick Hi Patent School Shoes - Black

From £55

4.3 out of 5 stars

123 reviews

undefined Short Sleeve Shirt White

Short Sleeve Shirt White

£25

2.5 out of 5 stars

2 reviews

undefined Ring Neck Control Suit - Black

Ring Neck Control Suit - Black

£45

4.8 out of 5 stars

5 reviews

undefined 1985 Regular Fit Polo Shirt

Bank Holiday Deal

1985 Regular Fit Polo Shirt

Current sale price is £50.50

(Save £24.50)

Regular price was £75

undefined Camera Bag - Black

Bank Holiday Deal

Camera Bag - Black

Current sale price is £32.50

(Save £32.50)

Regular price was £65

2.5 out of 5 stars

2 reviews

undefined Sian Sandals - Black

Sian Sandals - Black

Current sale price is £104

(Save £45)

Regular price was £149

2 out of 5 stars

1 review

undefined Tapered Slim Fit Cuffed Cargo Pants - Dark Green

Tapered Slim Fit Cuffed Cargo Pants - Dark Green

Current sale price is £36

(Save £9)

Regular price was £45

4.7 out of 5 stars

6 reviews

undefined Oxtown Long Sleeve Tailored Shirt - White

Bank Holiday Deal

Oxtown Long Sleeve Tailored Shirt - White

Current sale price is £45.50

(Save £24.50)

Regular price was £70

4.5 out of 5 stars

2 reviews

Cascade Embroidered Logo Sports Cap - Navy

Current sale price is £20

(Save £5)

Regular price was £25

5 out of 5 stars

7 reviews

undefined Haptic Printed Workwear Slip Resistant Trainer - Black

Bank Holiday Deal

Haptic Printed Workwear Slip Resistant Trainer - Black

Current sale price is £67.20

(Save £16.80)

Regular price was £84

4.3 out of 5 stars

27 reviews

undefined Stretch Cargo Shorts - Cream

Stretch Cargo Shorts - Cream

£34

4.3 out of 5 stars

4 reviews

undefined Marsing Gmina Workwear Slip Resistant Athletic Trainer - Black

Marsing Gmina Workwear Slip Resistant Athletic Trainer - Black

£84

4.8 out of 5 stars

5 reviews

undefined Pokey Pine 6 Inch Boots - Wheat

Bank Holiday Deal

Pokey Pine 6 Inch Boots - Wheat

Current sale price is £30

(Save £30)

Regular price was £60

4.9 out of 5 stars

17 reviews

undefined 501® Original Shorts - Oxnard Athens Mid Sh

501® Original Shorts - Oxnard Athens Mid Sh

£60

4.4 out of 5 stars

70 reviews

undefined Camera Crossbody Bag - Black

Bank Holiday Deal

Calvin Klein Jeans

Camera Crossbody Bag - Black

Current sale price is £52

(Save £13)

Regular price was £65

5 out of 5 stars

2 reviews

undefined Original Play Boot Short Welly Boots - Black

Bank Holiday Deal

Original Play Boot Short Welly Boots - Black

Current sale price is £76.50

(Save £13.50)

Regular price was £90

4.4 out of 5 stars

28 reviews

Linear Chest Logo T-Shirt - White

£45

3.3 out of 5 stars

8 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.