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Casual, Main Collection, Customer Rating 4, Cream

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undefined Sea Embroidered Co Ord Beach Shorts - Cream

Sea Embroidered Co Ord Beach Shorts - Cream

£25

4.5 out of 5 stars

2 reviews

undefined Pattern Ditsy Floral Midi Dress - Cream

Pattern Ditsy Floral Midi Dress - Cream

£31.99

4 out of 5 stars

1 review

undefined Botanical Wide Leg Trouser - Cream

Botanical Wide Leg Trouser - Cream

Current sale price is £28

(Save £7)

Regular price was £35

4 out of 5 stars

3 reviews

undefined Wide Leg Trouser Co-Ord - Cream

Michelle Keegan

Wide Leg Trouser Co-Ord - Cream

Current sale price is £18

(Save £12)

Regular price was £30

4.3 out of 5 stars

3 reviews

undefined Oversized Double Breasted Blazer - Cream

Oversized Double Breasted Blazer - Cream

Current sale price is £34.50

(Save £34.50)

Regular price was £69

4 out of 5 stars

3 reviews

undefined Longline Waistcoat - Cream

Longline Waistcoat - Cream

Current sale price is £23

(Save £6)

Regular price was £29

4 out of 5 stars

1 review

undefined Edge To Edge Open Stitch Maxi Cardigan - Natural

Edge To Edge Open Stitch Maxi Cardigan - Natural

Current sale price is £19

(Save £13)

Regular price was £32

4.3 out of 5 stars

3 reviews

undefined Premium Guipure Lace Blouse - Cream

Premium Guipure Lace Blouse - Cream

Current sale price is £22.50

(Save £22.50)

Regular price was £45

4.8 out of 5 stars

5 reviews

undefined Black Polka Dot Print Flutter Sleeve Midi Dress - Cream

Black Polka Dot Print Flutter Sleeve Midi Dress - Cream

£32.99

4 out of 5 stars

1 review

undefined Boyfriend Denim Jacket - Ecru

Boyfriend Denim Jacket - Ecru

Current sale price is £24.75

(Save £20.25)

Regular price was £45

4.3 out of 5 stars

4 reviews

undefined Premium Wide Leg Tailored Trousers - Cream

Michelle Keegan

Premium Wide Leg Tailored Trousers - Cream

Current sale price is £17.50

(Save £17.50)

Regular price was £35

4 out of 5 stars

5 reviews

undefined Mirror Embellished Mini Dress - Cream

Mirror Embellished Mini Dress - Cream

£40

4.5 out of 5 stars

2 reviews

undefined Long Line Hooded Raincoat - Cream

Seasalt Cornwall

Long Line Hooded Raincoat - Cream

Current sale price is £85

(Save £85)

Regular price was £170

4.3 out of 5 stars

3 reviews

undefined Soft Touch Smart Chino Trouser - Stone

Soft Touch Smart Chino Trouser - Stone

Current sale price is £14

(Save £14)

Regular price was £28

4.4 out of 5 stars

5 reviews

undefined Botanical Print Beach Shirt - Cream

Botanical Print Beach Shirt - Cream

Current sale price is £28

(Save £7)

Regular price was £35

4 out of 5 stars

2 reviews

undefined Cotton Rich V Neck Pointelle Waistcoat Coord - Cream

Cotton Rich V Neck Pointelle Waistcoat Coord - Cream

£28

4 out of 5 stars

1 review

undefined Crew Neck Crochet Short Cardigan - Ivory

Crew Neck Crochet Short Cardigan - Ivory

£35

4.3 out of 5 stars

7 reviews

undefined Knitted Waistcoat - Cream

Knitted Waistcoat - Cream

Current sale price is £30.25

(Save £7.75)

Regular price was £38

4 out of 5 stars

1 review

undefined Lace Frill Yoke Blouse - Cream

Lace Frill Yoke Blouse - Cream

Current sale price is £15.25

(Save £19.75)

Regular price was £35

4 out of 5 stars

5 reviews

undefined Collared Neck Button Down Cardigan - Natural

Collared Neck Button Down Cardigan - Natural

Current sale price is £14.25

(Save £3.75)

Regular price was £18

4.5 out of 5 stars

2 reviews

undefined White Scallop Trim Vest Top - Cream

White Scallop Trim Vest Top - Cream

£35

4 out of 5 stars

5 reviews

undefined Cotton Maxi Dress - Cream

Cotton Maxi Dress - Cream

£130

4.3 out of 5 stars

3 reviews

undefined Cotton Rich Crochet Knitted Top - Cream

Cotton Rich Crochet Knitted Top - Cream

Current sale price is £13.50

(Save £16.50)

Regular price was £30

4 out of 5 stars

2 reviews

undefined Bandeau Crochet Knitted Top - Cream

Michelle Keegan

Bandeau Crochet Knitted Top - Cream

£28

4 out of 5 stars

3 reviews

undefined Showerproof Longline Raincoat - Cream

Seasalt Cornwall

Showerproof Longline Raincoat - Cream

Current sale price is £75

(Save £75)

Regular price was £150

4 out of 5 stars

2 reviews

undefined Jovonie Wide Leg Trousers - Cream

Lauren by Ralph Lauren

Jovonie Wide Leg Trousers - Cream

Current sale price is £92.75

(Save £76.25)

Regular price was £169

4 out of 5 stars

1 review

undefined Crew Neck Drop Shoulder Stripe Jumper - Cream

Crew Neck Drop Shoulder Stripe Jumper - Cream

Current sale price is £12.50

(Save £12.50)

Regular price was £25

4.4 out of 5 stars

5 reviews

undefined Ruched 3/4 Sleeve Stretch Blazer - Natural

Ruched 3/4 Sleeve Stretch Blazer - Natural

£48

4 out of 5 stars

2 reviews

undefined High Neck Jumper Dress - Cream

High Neck Jumper Dress - Cream

Current sale price is £13.50

(Save £31.50)

Regular price was £45

4.9 out of 5 stars

7 reviews

undefined April Jumpsuit - Cream

Lauren by Ralph Lauren

April Jumpsuit - Cream

£299

4 out of 5 stars

6 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.