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undefined Anouk Short Sleeved Heavyweight T-Shirt - Navy

Anouk Short Sleeved Heavyweight T-Shirt - Navy

Current sale price is £16

(Save £4)

Regular price was £20

5 out of 5 stars

1 review

Men's Mountain Logo Tech Tee - Semi Lucid Blue

Current sale price is £24

(Save £6)

Regular price was £30

5 out of 5 stars

7 reviews

Men's Identity Small Logo Fleece Full-Zip Hoodie - Navy

Current sale price is £40

(Save £10)

Regular price was £50

5 out of 5 stars

1 review

undefined Cotton Rich V-Neck Knitted Jumper - Navy

Cotton Rich V-Neck Knitted Jumper - Navy

Current sale price is £12

(Save £8)

Regular price was £20

5 out of 5 stars

7 reviews

undefined Short Sleeve Checkerboard Muscle Fit Knitted T-Shirt - Navy

Short Sleeve Checkerboard Muscle Fit Knitted T-Shirt - Navy

Current sale price is £11.75

(Save £10.25)

Regular price was £22

5 out of 5 stars

1 review

undefined Johnny Collar Short Sleeve Polo Shirt- Navy

Johnny Collar Short Sleeve Polo Shirt- Navy

£45

5 out of 5 stars

1 review

undefined Baram-L Regular Fit V Neck Knitted Jumper - Navy

Baram-L Regular Fit V Neck Knitted Jumper - Navy

Current sale price is £77.25

(Save £51.75)

Regular price was £129

5 out of 5 stars

1 review

Micro Logo Graphic Crew Sweat Top

£50

5 out of 5 stars

1 review

Mens Essential Small No 1 Logo Crew - New Navy

£40

5 out of 5 stars

1 review

undefined Team Base Tee - Navy

Team Base Tee - Navy

Current sale price is £14

(Save £6)

Regular price was £20

5 out of 5 stars

6 reviews

Armani Exchange

AX | Chest/Stripe Logo Crew Neck Jumper - Navy

Current sale price is £94.40

(Save £23.60)

Regular price was £118

5 out of 5 stars

2 reviews

undefined Woodside Hooded Parka Jacket - Navy

Woodside Hooded Parka Jacket - Navy

Current sale price is £88

(Save £92)

Regular price was £180

5 out of 5 stars

1 review

undefined Terrex Multi Climawarm Insulated Hooded Vest

Terrex Multi Climawarm Insulated Hooded Vest

£92

5 out of 5 stars

2 reviews

undefined Mens Messi Name And Number Tee -blue

Mens Messi Name And Number Tee -blue

Current sale price is £24

(Save £6)

Regular price was £30

5 out of 5 stars

1 review

undefined Millko T-Shirt - Navy

Millko T-Shirt - Navy

Current sale price is £28

(Save £7)

Regular price was £35

5 out of 5 stars

1 review

undefined Blaine Large Check Tailored Fit Polo Shirt - Blue

Blaine Large Check Tailored Fit Polo Shirt - Blue

£65

5 out of 5 stars

1 review

undefined Adizero Essentials Running Jacket - Blue

Adizero Essentials Running Jacket - Blue

Current sale price is £48

(Save £12)

Regular price was £60

5 out of 5 stars

1 review

undefined Hooded Field Jacket - Navy

Armani Exchange

Hooded Field Jacket - Navy

Current sale price is £176.25

(Save £117.75)

Regular price was £294

5 out of 5 stars

1 review

undefined Mens Golf Holden Quilt Hybrid Jacket -Navy

Mens Golf Holden Quilt Hybrid Jacket -Navy

Current sale price is £144

(Save £36)

Regular price was £180

5 out of 5 stars

1 review

Webasic Logo Overhead Hoodie - Navy

Current sale price is £83.25

(Save £55.75)

Regular price was £139

5 out of 5 stars

2 reviews

undefined Real Madrid Tiro 24 Competition Training Shorts - Dark Blue

Real Madrid Tiro 24 Competition Training Shorts - Dark Blue

£38

5 out of 5 stars

5 reviews

undefined Short Sleeve Oxford Shirt - Light Blue

Short Sleeve Oxford Shirt - Light Blue

£95

5 out of 5 stars

1 review

undefined 3-Stripes Swim Boxers 2-Inch - Dark Blue

3-Stripes Swim Boxers 2-Inch - Dark Blue

£30

5 out of 5 stars

4 reviews

undefined Regular Fit Long Sleeve Oxford Shirt - Light Blue

Regular Fit Long Sleeve Oxford Shirt - Light Blue

Current sale price is £65

(Save £35)

Regular price was £100

5 out of 5 stars

1 review

undefined Two Tone Honeycomb Knitted Jumper - Dark Blue

Two Tone Honeycomb Knitted Jumper - Dark Blue

Current sale price is £60

(Save £40)

Regular price was £100

5 out of 5 stars

1 review

undefined Regular Fit Badge Left Hoodie - Navy

Regular Fit Badge Left Hoodie - Navy

£70

5 out of 5 stars

1 review

Mens Relate Poly Contrast Logo T-Shirt - Black/Blue

Current sale price is £20

(Save £5)

Regular price was £25

5 out of 5 stars

2 reviews

undefined Structure Textured Crew Neck Knitted Jumper - Blue

Structure Textured Crew Neck Knitted Jumper - Blue

Current sale price is £88

(Save £22)

Regular price was £110

5 out of 5 stars

1 review

undefined Mens Tiro 24 Training Hoodie -navy

Mens Tiro 24 Training Hoodie -navy

Current sale price is £36

(Save £9)

Regular price was £45

5 out of 5 stars

2 reviews

undefined Mens Mounatain Down Hoooded Jacket -blue

Mens Mounatain Down Hoooded Jacket -blue

Current sale price is £91

(Save £39)

Regular price was £130

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.