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undefined Textured Kickflare Co-Ord Trousers - Blue

Textured Kickflare Co-Ord Trousers - Blue

Current sale price is £24

(Save £6)

Regular price was £30

3.5 out of 5 stars

2 reviews

undefined Broderie Bardot Mini Beach Dress - Blue

Broderie Bardot Mini Beach Dress - Blue

£25

5 out of 5 stars

1 review

undefined Embroidered Front Bandeau Playsuit - White/Black

Embroidered Front Bandeau Playsuit - White/Black

Current sale price is £22.40

(Save £5.60)

Regular price was £28

undefined High Waist Authentic Skinny Jeans - Dark Wash

High Waist Authentic Skinny Jeans - Dark Wash

Current sale price is £28

(Save £7)

Regular price was £35

4.6 out of 5 stars

5 reviews

undefined Girls Rib Collar Gingham School Dress - Blue

Girls Rib Collar Gingham School Dress - Blue

Current sale price is From £8

(Save up to £2.60)

Regular price was From £10

5 out of 5 stars

2 reviews

undefined High Waist Wide Leg Jeans - Midi Wash

High Waist Wide Leg Jeans - Midi Wash

Current sale price is £28

(Save £7)

Regular price was £35

3.2 out of 5 stars

12 reviews

undefined Girls Denim Jacket

Girls Denim Jacket

Current sale price is From £14.40

(Save up to £4.40)

Regular price was From £18

4.7 out of 5 stars

17 reviews

undefined Straight Denim Shorts - Light Blue

Straight Denim Shorts - Light Blue

Current sale price is £17.60

(Save £4.40)

Regular price was £22

4.5 out of 5 stars

2 reviews

undefined 2 Piece T-Shirt And Short Set - Blue

2 Piece T-Shirt And Short Set - Blue

Current sale price is From £12.80

(Save up to £3.60)

Regular price was From £16

5 out of 5 stars

1 review

undefined Denim Halter Amalfi Dress - Mid Wash

Denim Halter Amalfi Dress - Mid Wash

£48

undefined Distressed High Waist Shorts - Mid Wash

Distressed High Waist Shorts - Mid Wash

£28

undefined Mini 12 Instant Camera

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in blue, green, white, pink, purple coloursAvailable in blue, green, white, pink, purple coloursAvailable in blue, green, white, pink, purple coloursAvailable in blue, green, white, pink, purple coloursAvailable in blue, green, white, pink, purple colours

Fujifilm Instax

Mini 12 Instant Camera

Current sale price is £74.99

(Save £5)

Regular price was £79.99

3.8 out of 5 stars

5 reviews

undefined Check Slim Fit Suit Jacket - Navy

Check Slim Fit Suit Jacket - Navy

Current sale price is £64

(Save £16)

Regular price was £80

4.2 out of 5 stars

6 reviews

undefined Shoulder Pad Mini Dress - Blue

Shoulder Pad Mini Dress - Blue

Current sale price is £30.40

(Save £7.60)

Regular price was £38

3 out of 5 stars

2 reviews

undefined Boyfriend Denim Shorts - Mid Wash

Boyfriend Denim Shorts - Mid Wash

£25

undefined Colour Block Satin Midi Dress - Mono

Colour Block Satin Midi Dress - Mono

Current sale price is £29.25

(Save £15.75)

Regular price was £45

2.7 out of 5 stars

6 reviews

undefined Boys 2 Pack Jersey Shorts - Multi

Boys 2 Pack Jersey Shorts - Multi

Current sale price is From £22

(Save up to £12.50)

Regular price was From £30

3 out of 5 stars

2 reviews

undefined Lace Trim Button Down Mini Dress - Blue

Lace Trim Button Down Mini Dress - Blue

Current sale price is £20

(Save £25)

Regular price was £45

3.7 out of 5 stars

3 reviews

undefined Mens Running Charged Surge 4 Trainers - Navy

Mens Running Charged Surge 4 Trainers - Navy

Current sale price is £40

(Save £10)

Regular price was £50

4.6 out of 5 stars

340 reviews

undefined Girls Frill Jog Set - Blue

Girls Frill Jog Set - Blue

Current sale price is From £8

(Save up to £5.25)

Regular price was From £13

4.3 out of 5 stars

3 reviews

undefined Blouson Tankini - Blue

Blouson Tankini - Blue

£20

5 out of 5 stars

1 review

undefined Ribcage Full-length Jeans - Dance Around Blue

Ribcage Full-length Jeans - Dance Around Blue

Current sale price is £54.50

(Save £55.50)

Regular price was £110

4.9 out of 5 stars

13 reviews

undefined Jersey Rib Revere Shirt - Sage

Jersey Rib Revere Shirt - Sage

Current sale price is £17.60

(Save £4.40)

Regular price was £22

undefined Double Waistband Wide Leg Jean - Mid Wash

Michelle Keegan

Double Waistband Wide Leg Jean - Mid Wash

Current sale price is £36

(Save £9)

Regular price was £45

undefined Ocean Breeze Frill Fold Over Bikini Brief

Ocean Breeze Frill Fold Over Bikini Brief

£22

undefined Airwrap ID™ Multi-styler and Dryer for Straight & Wavy Hair - Ceramic Patina/Topaz

Airwrap ID™ Multi-styler and Dryer for Straight & Wavy Hair - Ceramic Patina/Topaz

£479.99

4.3 out of 5 stars

271 reviews

undefined Football Club Short Pyjama Set - Blue/White

Manchester City

Football Club Short Pyjama Set - Blue/White

Current sale price is From £10

(Save up to £5.50)

Regular price was From £14

undefined Textured Suit Trouser - Grey

Textured Suit Trouser - Grey

Current sale price is £28

(Save £7)

Regular price was £35

3 out of 5 stars

2 reviews

All Saints Logo 3 Pack T-Shirt - Blue

Current sale price is From £22.40

(Save up to £6.40)

Regular price was From £28

undefined Short Authentic Straight Leg Jeans - Midi Wash

Short Authentic Straight Leg Jeans - Midi Wash

Current sale price is £20

(Save £5)

Regular price was £25

4.7 out of 5 stars

7 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.