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undefined Navy Ruffled Satin V-Neck Midi Dress - Blue

Navy Ruffled Satin V-Neck Midi Dress - Blue

£37.99

undefined High Waist Wide Leg Authentic Jeans - Midi Wash

High Waist Wide Leg Authentic Jeans - Midi Wash

Current sale price is £28

(Save £7)

Regular price was £35

2.7 out of 5 stars

3 reviews

undefined Stretch Denim Mom Shorts

Stretch Denim Mom Shorts

£28

4 out of 5 stars

1 review

undefined Avengers Raglan Short Sleeve Pyjamas - Navy

Avengers Raglan Short Sleeve Pyjamas - Navy

Current sale price is From £9

(Save up to £7)

Regular price was From £15

undefined Ruffle Denim Mini Skirt - Mid Wash

Ruffle Denim Mini Skirt - Mid Wash

£28

undefined Drapped Side Tee Dress - Blue

Drapped Side Tee Dress - Blue

Current sale price is £16

(Save £4)

Regular price was £20

1 out of 5 stars

1 review

undefined Short Sleeve Top And Cycling Short Set - Blue

Short Sleeve Top And Cycling Short Set - Blue

Current sale price is From £11.20

(Save up to £3.20)

Regular price was From £14

undefined Belted Stretch Denim Dress - Blue

V by Very Curve

Belted Stretch Denim Dress - Blue

Current sale price is £29.25

(Save £15.75)

Regular price was £45

1 out of 5 stars

1 review

undefined Mens Essential 5 Inch Volley Swim Short - Navy

Mens Essential 5 Inch Volley Swim Short - Navy

Current sale price is £20.80

(Save £5.20)

Regular price was £26

undefined Relaxed Straight Leg Jeans - Medium Denim

Relaxed Straight Leg Jeans - Medium Denim

Current sale price is £36.80

(Save £9.20)

Regular price was £46

4 out of 5 stars

3 reviews

undefined Classic Clog K - Blue

Classic Clog K - Blue

Current sale price is £32

(Save £8)

Regular price was £40

4.6 out of 5 stars

475 reviews

undefined Men's 24/7 7in Short - Navy

Men's 24/7 7in Short - Navy

Current sale price is £32

(Save £8)

Regular price was £40

undefined Slim Jeans with Stretch - Mid Blue Wash

Slim Jeans with Stretch - Mid Blue Wash

Current sale price is £17.60

(Save £4.40)

Regular price was £22

4.2 out of 5 stars

18 reviews

undefined V Neck Short Sleeve Top And Polka Dot Wide Leg Bottom Pj Set - Navy

V Neck Short Sleeve Top And Polka Dot Wide Leg Bottom Pj Set - Navy

Current sale price is £10.50

(Save £4.50)

Regular price was £15

4.4 out of 5 stars

5 reviews

undefined Girls Embroidered Flower Denim Playsuit - Blue

Girls Embroidered Flower Denim Playsuit - Blue

Current sale price is From £11.20

(Save up to £3.20)

Regular price was From £14

5 out of 5 stars

1 review

undefined Girls Denim Cut Out Dress - Blue

Girls Denim Cut Out Dress - Blue

Current sale price is From £12.80

(Save up to £4.80)

Regular price was From £16

undefined Rustic Harmony Block Print Duvet Cover Set

Rustic Harmony Block Print Duvet Cover Set

Current sale price is From £9

(Save up to £5)

Regular price was From £12

5 out of 5 stars

2 reviews

undefined Printed Pyjamas - Grey

Sonic the Hedgehog

Printed Pyjamas - Grey

Current sale price is From £11.20

(Save up to £3.20)

Regular price was From £14

undefined Gazelle Shoes

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in blue, grey coloursAvailable in blue, grey coloursAvailable in blue, grey coloursAvailable in blue, grey coloursAvailable in blue, grey colours

adidas Originals

Gazelle Shoes

£88

4.8 out of 5 stars

17410 reviews

undefined Go Walk 7 Foamies Joyous Molded Clog - Navy/white

Go Walk 7 Foamies Joyous Molded Clog - Navy/white

£44

3.8 out of 5 stars

4 reviews

undefined Sayer Canvas Trainers - Navy

Polo Ralph Lauren

Sayer Canvas Trainers - Navy

Current sale price is £62.25

(Save £26.75)

Regular price was £89

4.6 out of 5 stars

14 reviews

undefined Geo Zip Neck Polo - Navy

Geo Zip Neck Polo - Navy

Current sale price is £12.50

(Save £7.50)

Regular price was £20

5 out of 5 stars

2 reviews

undefined Denim Jacket - Blue

Michelle Keegan

Denim Jacket - Blue

Current sale price is £32

(Save £13)

Regular price was £45

3 out of 5 stars

1 review

Kids Mini Corp Logo Short Sleeve T-Shirt - Navy

Current sale price is From £13

(Save up to £6.25)

Regular price was From £18

5 out of 5 stars

1 review

undefined Seam Barrel Jeans - Light Blue

Seam Barrel Jeans - Light Blue

Current sale price is £31.50

(Save £13.50)

Regular price was £45

5 out of 5 stars

1 review

undefined Blue Boucle Jersey Cardigan

Blue Boucle Jersey Cardigan

Current sale price is £23.99

(Save £6)

Regular price was £29.99

4.6 out of 5 stars

5 reviews

undefined Mens Barreda Trainers - Blue

adidas Sportswear

Mens Barreda Trainers - Blue

Current sale price is £44

(Save £11)

Regular price was £55

4.9 out of 5 stars

31 reviews

undefined Shaping Skinny Jean - Midi Wash

Shaping Skinny Jean - Midi Wash

£35

4.4 out of 5 stars

32 reviews

undefined Waist Detail Soft Denim Mini Dress - Blue

V by Very Curve

Waist Detail Soft Denim Mini Dress - Blue

Current sale price is £28

(Save £7)

Regular price was £35

4 out of 5 stars

1 review

undefined Duck Egg One Shoulder Ruched Bodycon Midi Dress

Duck Egg One Shoulder Ruched Bodycon Midi Dress

£48

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.