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undefined Core Id Poly Zip Tracksuit - Black

Bank Holiday Deal

EA7 Emporio Armani

Core Id Poly Zip Tracksuit - Black

Current sale price is £105

(Save £45)

Regular price was £150

3 out of 5 stars

2 reviews

undefined Mens Azzini 3 Pack T-Shirt - Black

Mens Azzini 3 Pack T-Shirt - Black

Current sale price is £16

(Save £4)

Regular price was £20

3.5 out of 5 stars

2 reviews

adidas Sportswear

Mens Essentials Small Logo Tracksuit Bottoms - Black

£32

3.9 out of 5 stars

21 reviews

undefined 3 Pack of Core Trunks - Black

Bank Holiday Deal

Polo Ralph Lauren

3 Pack of Core Trunks - Black

Current sale price is £31.50

(Save £13.50)

Regular price was £45

3.5 out of 5 stars

35 reviews

undefined Mens French Terry Short - Black

Mens French Terry Short - Black

Current sale price is £32

(Save £8)

Regular price was £40

3.7 out of 5 stars

6 reviews

undefined Men's Classic Pullover Hoodie - Black

Bank Holiday Deal

Men's Classic Pullover Hoodie - Black

Current sale price is £48

(Save £12)

Regular price was £60

3.9 out of 5 stars

8 reviews

undefined Men's Range Relaxed Elastic Pant - Black

Bank Holiday Deal

Men's Range Relaxed Elastic Pant - Black

Current sale price is £39.25

(Save £17.75)

Regular price was £57

3.8 out of 5 stars

4 reviews

undefined Stormbreak Waterproof Shell Jacket - Black

Stormbreak Waterproof Shell Jacket - Black

£20

3.6 out of 5 stars

18 reviews

undefined Jersey Lounge Shorts - Black

Polo Ralph Lauren

Jersey Lounge Shorts - Black

Current sale price is £44

(Save £11)

Regular price was £55

3.1 out of 5 stars

24 reviews

undefined Men's Running Storm Insulated Gilet - Black

Men's Running Storm Insulated Gilet - Black

£80

3.7 out of 5 stars

12 reviews

undefined Gadic242 Relaxed Fit Cargo Pants - Black

Gadic242 Relaxed Fit Cargo Pants - Black

£119

3 out of 5 stars

1 review

undefined Duke Wax Jacket - Black

Barbour International

Duke Wax Jacket - Black

£259

3.8 out of 5 stars

13 reviews

undefined Ashby Wax Corduroy Collar Jacket - Black

Ashby Wax Corduroy Collar Jacket - Black

£249

3.6 out of 5 stars

5 reviews

undefined Pack It Over Trousers - Black

Pack It Over Trousers - Black

£20

3.9 out of 5 stars

12 reviews

undefined Loose Fit 1/4 Zip Sweat Top - Black

Bank Holiday Deal

Loose Fit 1/4 Zip Sweat Top - Black

Current sale price is £93

(Save £42)

Regular price was £135

3 out of 5 stars

1 review

undefined 3 Pack of Men's 6 Inch Performance Cotton Solid Boxers - Black

3 Pack of Men's 6 Inch Performance Cotton Solid Boxers - Black

£35

3.7 out of 5 stars

3 reviews

undefined Kerrigan Shoulder Patch Merino Wool Knitted Jumper - Black

Kerrigan Shoulder Patch Merino Wool Knitted Jumper - Black

£175

3 out of 5 stars

1 review

undefined Long Sleeve Crew T-shirt - Black

Polo Ralph Lauren

Long Sleeve Crew T-shirt - Black

Current sale price is £44

(Save £11)

Regular price was £55

3.7 out of 5 stars

6 reviews

undefined Essentials Muscle Fit T-Shirt - Black

Bank Holiday Deal

Essentials Muscle Fit T-Shirt - Black

Current sale price is £9.50

(Save £2.50)

Regular price was £12

3 out of 5 stars

1 review

undefined Signature Cotton Essential 3 Pack Loungewear T-Shirts - Black

Signature Cotton Essential 3 Pack Loungewear T-Shirts - Black

£41

3.5 out of 5 stars

4 reviews

undefined Oversized Fit T-Shirt - Black

Bank Holiday Deal

Oversized Fit T-Shirt - Black

Current sale price is £7

(Save £3)

Regular price was £10

3 out of 5 stars

1 review

undefined Graphic Crewneck T-Shirt - Black

Bank Holiday Deal

Graphic Crewneck T-Shirt - Black

Current sale price is £19.50

(Save £10.50)

Regular price was £30

3.5 out of 5 stars

2 reviews

undefined Stormbreak Overtrousers - Black

Stormbreak Overtrousers - Black

£18

3.9 out of 5 stars

20 reviews

Bank Holiday Deal

Jack & Jones 5-pack Logo Waistband Trunks - Black

Current sale price is £28

(Save £7)

Regular price was £35

3.3 out of 5 stars

3 reviews

undefined Mens Energy 1/4 Zip Funnel - Black

Bank Holiday Deal

Mens Energy 1/4 Zip Funnel - Black

Current sale price is £28

(Save £12)

Regular price was £40

3 out of 5 stars

1 review

undefined Sports cushioned Crew 3 PACK - Black

Sports cushioned Crew 3 PACK - Black

£10

3.8 out of 5 stars

11 reviews

undefined Pro Woven Trousers - Black

Bank Holiday Deal

Pro Woven Trousers - Black

Current sale price is £20

(Save £25)

Regular price was £45

3 out of 5 stars

1 review

undefined Mens Premium Essentials Crew Sweat - Black

Bank Holiday Deal

adidas Originals

Mens Premium Essentials Crew Sweat - Black

Current sale price is £56

(Save £24)

Regular price was £80

3.3 out of 5 stars

3 reviews

undefined Mens Training ID Train Knit Pants - Black

Mens Training ID Train Knit Pants - Black

£40

3.9 out of 5 stars

39 reviews

undefined Essential Sleeveless Hoodie - Black

Essential Sleeveless Hoodie - Black

£24

3 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.