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undefined iPhone 16 Pro Max, 256Gb - Desert Titanium

Trade in & get up to £560*

iPhone 16 Pro Max, 256Gb - Desert Titanium

Current sale price is £1099

(Save £100)

Regular price was £1199

4.6 out of 5 stars

33 reviews

undefined iPad Air (M3, 2025), Wi-Fi, 128Gb

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in starlight, space grey, purple, blue coloursAvailable in starlight, space grey, purple, blue coloursAvailable in starlight, space grey, purple, blue coloursAvailable in starlight, space grey, purple, blue coloursAvailable in starlight, space grey, purple, blue colours

iPad Air (M3, 2025), Wi-Fi, 128Gb

From £599

5 out of 5 stars

1 review

undefined Nova End Lift Storage Ottoman Up Bed with Mattress Options (Buy & SAVE!)

Bank Holiday Deal

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in beige, ivory, grey, charcoal coloursAvailable in beige, ivory, grey, charcoal coloursAvailable in beige, ivory, grey, charcoal coloursAvailable in beige, ivory, grey, charcoal coloursAvailable in beige, ivory, grey, charcoal colours

Nova End Lift Storage Ottoman Up Bed with Mattress Options (Buy & SAVE!)

Current sale price is From £339

(Save up to £210)

Regular price was From £499

4.3 out of 5 stars

60 reviews

undefined iPhone 16 Pro, 128Gb - Desert Titanium

Trade in & get up to £560*

iPhone 16 Pro, 128Gb - Desert Titanium

Current sale price is £899

(Save £100)

Regular price was £999

5 out of 5 stars

13 reviews

undefined Galaxy Watch7 BT - Galaxy AI - Beige

Bank Holiday Deal

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in beige, green, silver coloursAvailable in beige, green, silver coloursAvailable in beige, green, silver coloursAvailable in beige, green, silver coloursAvailable in beige, green, silver colours

Galaxy Watch7 BT - Galaxy AI - Beige

Current sale price is From £214

(Save up to £75)

Regular price was From £289

4 out of 5 stars

527 reviews

undefined Essential Divan Bed Base and Headboard Set

Bank Holiday Deal

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in mink, anthracite, charcoal, denim coloursAvailable in mink, anthracite, charcoal, denim coloursAvailable in mink, anthracite, charcoal, denim coloursAvailable in mink, anthracite, charcoal, denim coloursAvailable in mink, anthracite, charcoal, denim colours

Essential Divan Bed Base and Headboard Set

Current sale price is From £149

(Save up to £50)

Regular price was From £169

5 out of 5 stars

1 review

undefined WH-CH520 Wireless Bluetooth Headphones

Bank Holiday Deal

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in beige, black, blue, white coloursAvailable in beige, black, blue, white coloursAvailable in beige, black, blue, white coloursAvailable in beige, black, blue, white coloursAvailable in beige, black, blue, white colours

WH-CH520 Wireless Bluetooth Headphones

Current sale price is From £34

(Save up to £15)

Regular price was £49

4.6 out of 5 stars

814 reviews

undefined iPhone 16 Pro, 256Gb - Desert Titanium

Trade in & get up to £560*

iPhone 16 Pro, 256Gb - Desert Titanium

Current sale price is £999

(Save £100)

Regular price was £1099

4.8 out of 5 stars

14 reviews

undefined Prent TV Bed with Voice Control and Mattress Options (Buy & SAVE!) - Natural

Bank Holiday Deal

Prent TV Bed with Voice Control and Mattress Options (Buy & SAVE!) - Natural

Current sale price is From £519

(Save up to £240)

Regular price was From £729

5 out of 5 stars

5 reviews

undefined Printed Dress - Beige

Printed Dress - Beige

£48

undefined Harper Thermal Dim Out Eyelet Curtains

+1 colours+5 colours+4 colours+2 colours+3 colours

Available in latte, blush, cream, grey, black, navy, sky blue, green coloursAvailable in latte, blush, cream and 5 more coloursAvailable in latte, blush, cream, grey, black, navy, sky blue, green coloursAvailable in latte, blush, cream, grey, black, navy, sky blue, green coloursAvailable in latte, blush, cream, grey, black, navy, sky blue, green colours

Harper Thermal Dim Out Eyelet Curtains

From £18

4.3 out of 5 stars

53 reviews

undefined iPad Air (M3, 2025), Wi-Fi, 256Gb

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in starlight, space grey, purple coloursAvailable in starlight, space grey, purple coloursAvailable in starlight, space grey, purple coloursAvailable in starlight, space grey, purple coloursAvailable in starlight, space grey, purple colours

iPad Air (M3, 2025), Wi-Fi, 256Gb

From £699

undefined Powerbeats Pro 2 - High-Performance Earbuds

More time to pay with Very Pay

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in beige, black coloursAvailable in beige, black coloursAvailable in beige, black coloursAvailable in beige, black coloursAvailable in beige, black colours

Powerbeats Pro 2 - High-Performance Earbuds

£249

4.5 out of 5 stars

51 reviews

undefined iPhone 16 Pro Max, 512Gb - Desert Titanium

Trade in & get up to £560*

iPhone 16 Pro Max, 512Gb - Desert Titanium

Current sale price is £1299

(Save £100)

Regular price was £1399

5 out of 5 stars

4 reviews

undefined Woven Blackout Eyelet Curtains 46x54

+1 colours+5 colours+4 colours+2 colours+3 colours

Available in beige, blush pink, silver grey, charcoal grey, purple, navy blue, red, black coloursAvailable in beige, blush pink, silver grey and 5 more coloursAvailable in beige, blush pink, silver grey, charcoal grey, purple, navy blue, red, black coloursAvailable in beige, blush pink, silver grey, charcoal grey, purple, navy blue, red, black coloursAvailable in beige, blush pink, silver grey, charcoal grey, purple, navy blue, red, black colours

Woven Blackout Eyelet Curtains 46x54

From £22

4.3 out of 5 stars

871 reviews

undefined Divan - Base Only

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in sandstone, ebony, slate grey coloursAvailable in sandstone, ebony, slate grey coloursAvailable in sandstone, ebony, slate grey coloursAvailable in sandstone, ebony, slate grey coloursAvailable in sandstone, ebony, slate grey colours

Divan - Base Only

From £149

3.8 out of 5 stars

78 reviews

undefined Older Unisex Campus 00s Trainers - Beige

adidas Originals

Older Unisex Campus 00s Trainers - Beige

£70

4.9 out of 5 stars

777 reviews

undefined Classic Clog - Bone

Bank Holiday Deal

Classic Clog - Bone

Current sale price is £40

(Save £10)

Regular price was £50

4.6 out of 5 stars

13830 reviews

undefined Womens Gazelle Bold Trainers - Beige

adidas Originals

Womens Gazelle Bold Trainers - Beige

£95

4.8 out of 5 stars

1149 reviews

undefined Kamina Indoor/Outdoor Flatweave Rug

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in taupe, grey, black, denim, ivory coloursAvailable in taupe, grey, black, denim, ivory coloursAvailable in taupe, grey, black, denim, ivory coloursAvailable in taupe, grey, black, denim, ivory coloursAvailable in taupe, grey, black, denim, ivory colours

Kamina Indoor/Outdoor Flatweave Rug

From £28

4.8 out of 5 stars

499 reviews

undefined Lightweight Water Resistant Hooded Parka - Stone

Lightweight Water Resistant Hooded Parka - Stone

£55

undefined Turn Up Straight Leg Trousers - Butter Lemon

Bank Holiday Deal

Turn Up Straight Leg Trousers - Butter Lemon

Current sale price is £18

(Save £10)

Regular price was £28

undefined Goldenglo Sea Salt Sandal

Goldenglo Sea Salt Sandal

£90

4.7 out of 5 stars

30 reviews

undefined Classic Crocs Platform Clog Wedge - Bone

Bank Holiday Deal

Classic Crocs Platform Clog Wedge - Bone

Current sale price is £39

(Save £21)

Regular price was £60

4.5 out of 5 stars

799 reviews

undefined Womens Gazelle Bold Trainers - Beige

adidas Originals

Womens Gazelle Bold Trainers - Beige

£95

4.8 out of 5 stars

913 reviews

undefined Junior 327 Trainers

Junior 327 Trainers

Current sale price is £60

(Save £15)

Regular price was £75

4.3 out of 5 stars

11 reviews

undefined Tailored Multi Button Dress - Beige

Bank Holiday Deal

Michelle Keegan

Tailored Multi Button Dress - Beige

Current sale price is £52

(Save £13)

Regular price was £65

3 out of 5 stars

2 reviews

undefined Scallop Shift Dress - Pink

Scallop Shift Dress - Pink

£46

5 out of 5 stars

1 review

undefined Knitted Striped Shirt Co Ord - Beige

Michelle Keegan

Knitted Striped Shirt Co Ord - Beige

£40

5 out of 5 stars

1 review

undefined Louis Linen Wide Leg Trousers - Beige

Louis Linen Wide Leg Trousers - Beige

£27.99

4.7 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.