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undefined Girls 2 Pack Water-Repellent School Summer Gingham Dress - Blue

Girls 2 Pack Water-Repellent School Summer Gingham Dress - Blue

From £13

5 out of 5 stars

3 reviews

undefined Bubble Hem Bandeau Top - Black

Bubble Hem Bandeau Top - Black

£10

5 out of 5 stars

2 reviews

undefined Boys Always Be Kind T-Shirt And Short Set - Green

Boys Always Be Kind T-Shirt And Short Set - Green

From £9

5 out of 5 stars

2 reviews

undefined Bardot Shirred Waist Top

Bank Holiday Deal

Bardot Shirred Waist Top

Current sale price is £9

(Save £3)

Regular price was £12

5 out of 5 stars

1 review

undefined The Essential V Neck T-Shirt - Coral

The Essential V Neck T-Shirt - Coral

£8

5 out of 5 stars

2 reviews

undefined Ribbed Racer Vest - Black

Ribbed Racer Vest - Black

£8

5 out of 5 stars

1 review

undefined Store £10 Gift Card (Digital Download)

Store £10 Gift Card (Digital Download)

£10

5 out of 5 stars

11 reviews

undefined Tan Faux Leather Cut Out Strap Mules

Bank Holiday Deal

Tan Faux Leather Cut Out Strap Mules

Current sale price is £9

(Save £3.99)

Regular price was £12.99

5 out of 5 stars

3 reviews

undefined Super Soft Easy Iron Pack of 4 Pillowcases

Bank Holiday Deal

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in white, natural, silver grey, sage coloursAvailable in white, natural, silver grey, sage coloursAvailable in white, natural, silver grey, sage coloursAvailable in white, natural, silver grey, sage coloursAvailable in white, natural, silver grey, sage colours

Super Soft Easy Iron Pack of 4 Pillowcases

Current sale price is £5

(Save £3)

Regular price was £8

5 out of 5 stars

1 review

undefined Boys Sweat Top And Jogger Set - Burgundy

Bank Holiday Deal

Boys Sweat Top And Jogger Set - Burgundy

Current sale price is From £6

(Save up to £16)

Regular price was From £18

5 out of 5 stars

2 reviews

undefined Bardot Shirred Waist Top - Black

Bardot Shirred Waist Top - Black

£12

5 out of 5 stars

1 review

undefined Faux Suede Open Toe Sandals - Tan Brown

Faux Suede Open Toe Sandals - Tan Brown

£29.99

5 out of 5 stars

1 review

undefined Girls 2 Pack Butterfly And Floral Printed Playsuits

Girls 2 Pack Butterfly And Floral Printed Playsuits

From £14

5 out of 5 stars

2 reviews

undefined Arch Fit Footsteps Molded Double Band Sling Back Sandal -rose

Arch Fit Footsteps Molded Double Band Sling Back Sandal -rose

£34

5 out of 5 stars

2 reviews

undefined MacBook Air (M4, 2025) 13 inch with 10-core CPU and 8-core GPU, 16GB Unified Memory, 256GB SSD - Sky Blue

Trade In & get up to £850*

MacBook Air (M4, 2025) 13 inch with 10-core CPU and 8-core GPU, 16GB Unified Memory, 256GB SSD - Sky Blue

Current sale price is £949

(Save £50)

Regular price was £999

5 out of 5 stars

3 reviews

undefined Scallop Edge Printed Mini Dress - Print

Scallop Edge Printed Mini Dress - Print

£28

5 out of 5 stars

1 review

undefined Utility Swim Short - Navy

Utility Swim Short - Navy

Current sale price is £12

(Save £3)

Regular price was £15

5 out of 5 stars

1 review

undefined Short Linen Blend Trousers - Black

Short Linen Blend Trousers - Black

£22

5 out of 5 stars

6 reviews

undefined Long Sleeve Beach Shirt - Black

Bank Holiday Deal

Long Sleeve Beach Shirt - Black

Current sale price is £15

(Save £7)

Regular price was £22

5 out of 5 stars

1 review

undefined Sunset Ombre One Shoulder Midi Dress - Multi

Sunset Ombre One Shoulder Midi Dress - Multi

£48

5 out of 5 stars

1 review

undefined Girls Rib Collar Gingham School Dress - Blue

Girls Rib Collar Gingham School Dress - Blue

From £10

5 out of 5 stars

1 review

undefined Jersey Button Tab Blazer - Raspberry

Bank Holiday Deal

Jersey Button Tab Blazer - Raspberry

Current sale price is £17.50

(Save £17.50)

Regular price was £35

5 out of 5 stars

4 reviews

undefined Watch Ultra 2 (GPS + Cellular, 2024), 49mm Black Titanium Case with Black Ocean Band

Trade in & get up to £340*

Watch Ultra 2 (GPS + Cellular, 2024), 49mm Black Titanium Case with Black Ocean Band

£799

5 out of 5 stars

14 reviews

undefined Easy Wide Leg Trouser - Black

Easy Wide Leg Trouser - Black

£39

5 out of 5 stars

2 reviews

undefined Solo 4 On-Ear Wireless Headphones - Cloud Pink

More time to pay with Very Pay

Solo 4 On-Ear Wireless Headphones - Cloud Pink

Current sale price is £159

(Save £40)

Regular price was £199

5 out of 5 stars

30 reviews

undefined Boys Pique Polo And Short Set - Blue

Boys Pique Polo And Short Set - Blue

From £12

5 out of 5 stars

1 review

undefined Crochet Stripe T-Shirt Co-Ord - Black

V by Very Curve

Crochet Stripe T-Shirt Co-Ord - Black

£22

5 out of 5 stars

1 review

undefined Wide Fit Chunky Cross Strap Comfort Sandals - Brown

V by Very Comfort

Wide Fit Chunky Cross Strap Comfort Sandals - Brown

£35

5 out of 5 stars

1 review

undefined Womens Campus 00S Trainers - White

Bank Holiday Deal

adidas Originals

Womens Campus 00S Trainers - White

Current sale price is £72

(Save £18)

Regular price was £90

5 out of 5 stars

6 reviews

undefined RHAP2831W Clean Air Style Air Purifier

RHAP2831W Clean Air Style Air Purifier

Current sale price is £49

(Save £50)

Regular price was £99

5 out of 5 stars

4 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?
To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?
Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.