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undefined Lauryn Three-Hand Gold-Tone Stainless Steel Watch, Earrings and Necklace Gift Set (VERY Exclusive)

Lauryn Three-Hand Gold-Tone Stainless Steel Watch, Earrings and Necklace Gift Set (VERY Exclusive)

Current sale price is £255

(Save £64)

Regular price was £319

5 out of 5 stars

4 reviews

undefined 14K Gold Astor Link Chain Bracelet

14K Gold Astor Link Chain Bracelet

Current sale price is £135

(Save £14)

Regular price was £149

5 out of 5 stars

1 review

undefined Lexington Ladies Watch Stainless Steel

Lexington Ladies Watch Stainless Steel

Current sale price is £188

(Save £81)

Regular price was £269

5 out of 5 stars

1 review

undefined V-Tribute Watch

V-Tribute Watch

Current sale price is £598.50

(Save £351.50)

Regular price was £950

undefined Medusa Infinite Watch

Medusa Infinite Watch

Current sale price is £793.80

(Save £466.20)

Regular price was £1260

3 out of 5 stars

2 reviews

undefined Women's 38/40/41 mm and 42/44/45 mm Two-Tone Stainless Steel Band for Apple Watch, MKS8075E

Women's 38/40/41 mm and 42/44/45 mm Two-Tone Stainless Steel Band for Apple Watch, MKS8075E

Current sale price is £118

(Save £21)

Regular price was £139

5 out of 5 stars

1 review

undefined MK Empire Three-Hand Gold-Tone Stainless Steel Watch

MK Empire Three-Hand Gold-Tone Stainless Steel Watch

£199

undefined Womens Mini Bryant Chronograph, Two-Tone Stainless Steel Watch

Womens Mini Bryant Chronograph, Two-Tone Stainless Steel Watch

Current sale price is £215

(Save £54)

Regular price was £269

5 out of 5 stars

1 review

14K Gold Sterling Silver Logo Pendant Necklace

Current sale price is £68.40

(Save £40.60)

Regular price was £109

5 out of 5 stars

1 review

undefined 14K Gold-Plated Sterling Silver Double Layered Pavé Disk Necklace

14K Gold-Plated Sterling Silver Double Layered Pavé Disk Necklace

Current sale price is £108

(Save £27)

Regular price was £135

3 out of 5 stars

2 reviews

undefined Greca Flourish Green Dial Ladies Watch

Greca Flourish Green Dial Ladies Watch

£960

undefined Womens Mini Bryant Chronograph, Gold-Tone Stainless Steel Watch

Womens Mini Bryant Chronograph, Gold-Tone Stainless Steel Watch

Current sale price is £228.50

(Save £40.50)

Regular price was £269

5 out of 5 stars

1 review

undefined Women's Emery Three-Hand, Two-Tone Stainless Steel Watch, MK4882

Women's Emery Three-Hand, Two-Tone Stainless Steel Watch, MK4882

Current sale price is £157.50

(Save £61.50)

Regular price was £219

5 out of 5 stars

1 review

undefined Women's 14K Gold-Plated Sterling Silver Station Bracelet, MKC1781710

Women's 14K Gold-Plated Sterling Silver Station Bracelet, MKC1781710

Current sale price is £75.50

(Save £13.50)

Regular price was £89

5 out of 5 stars

2 reviews

undefined Medusa POP Watch

Medusa POP Watch

£470

undefined Emery Three-Hand Stainless Steel Watch

Emery Three-Hand Stainless Steel Watch

£239

5 out of 5 stars

1 review

undefined Women's Gramercy Chronograph, Gold-Tone Stainless Steel Watch, MK7520

Women's Gramercy Chronograph, Gold-Tone Stainless Steel Watch, MK7520

Current sale price is £237

(Save £42)

Regular price was £279

5 out of 5 stars

1 review

undefined Millenyium Ladies Watch

Millenyium Ladies Watch

£880

undefined Medusa Jewel Watch

Medusa Jewel Watch

£1220

undefined Emery Three-Hand Gold-Tone Stainless Steel Watch

Emery Three-Hand Gold-Tone Stainless Steel Watch

£239

undefined 14K Gold Sterling Silver Pave Empire Link Pendant Necklace

14K Gold Sterling Silver Pave Empire Link Pendant Necklace

Current sale price is £67.95

(Save £21.05)

Regular price was £89

undefined Bryant Ladies Watch Stainless Steel

Bryant Ladies Watch Stainless Steel

£239

4.5 out of 5 stars

67 reviews

undefined Women's Gramercy Two-Hand, Gold-Tone Stainless Steel Watch, MK7527

Women's Gramercy Two-Hand, Gold-Tone Stainless Steel Watch, MK7527

Current sale price is £171.90

(Save £67.10)

Regular price was £239

5 out of 5 stars

1 review

undefined Women's Sterling Silver Cz Halo Studs

Women's Sterling Silver Cz Halo Studs

£89

undefined LA GRECA Ladies watch

LA GRECA Ladies watch

£1300

undefined Women's Suri Two-Hand, Stainless Steel Watch, MK4879

Women's Suri Two-Hand, Stainless Steel Watch, MK4879

Current sale price is £186

(Save £33)

Regular price was £219

5 out of 5 stars

1 review

undefined Bryant Stainless Steel Womens Watch

Bryant Stainless Steel Womens Watch

£239

4.3 out of 5 stars

41 reviews

undefined Platinum-Plated Empire Link Bangle Bracelet

Platinum-Plated Empire Link Bangle Bracelet

Current sale price is £71

(Save £18)

Regular price was £89

5 out of 5 stars

1 review

undefined Platinum Astor Link Chain Necklace

Platinum Astor Link Chain Necklace

Current sale price is £144.45

(Save £44.55)

Regular price was £189

Greca Logo Moonphase Blue Dial Ladies Versace Watch

£1210

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20% off your first credit order

When you apply for Very Pay. Exclusions apply.

Representative 44.9% APR variable

Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?
To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?
Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.