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undefined Louisiana Record Stand

CosmoLiving by Cosmopolitan

Louisiana Record Stand

£179

4 out of 5 stars

1 review

undefined Westerleigh Console Table - Black

Bank Holiday Deal

CosmoLiving by Cosmopolitan

Westerleigh Console Table - Black

Current sale price is £249

(Save £50)

Regular price was £299

3.9 out of 5 stars

7 reviews

undefined Strummer Velvet Reversible Corner Group Sofa

Bank Holiday Deal

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in green, grey coloursAvailable in green, grey coloursAvailable in green, grey coloursAvailable in green, grey coloursAvailable in green, grey colours

CosmoLiving by Cosmopolitan

Strummer Velvet Reversible Corner Group Sofa

Current sale price is £539

(Save £160)

Regular price was £699

4.4 out of 5 stars

8 reviews

undefined Westerleigh 6 Drawer Chest - Black/Gold

Bank Holiday Deal

CosmoLiving by Cosmopolitan

Westerleigh 6 Drawer Chest - Black/Gold

Current sale price is £369

(Save £50)

Regular price was £419

4 out of 5 stars

4 reviews

undefined Westerleigh Lift Desk - Graphite Grey

CosmoLiving by Cosmopolitan

Westerleigh Lift Desk - Graphite Grey

£249

1 out of 5 stars

1 review

undefined Aurora Coffee Table

CosmoLiving by Cosmopolitan

Aurora Coffee Table

£239

undefined Quincy 5 Shelf Bookcase

CosmoLiving by Cosmopolitan

Quincy 5 Shelf Bookcase

£199

undefined Ellis Wire Bar Stool - Black

CosmoLiving by Cosmopolitan

Ellis Wire Bar Stool - Black

£109

5 out of 5 stars

2 reviews

undefined Westerleigh Two Drawer Side Table - Green

Bank Holiday Deal

CosmoLiving by Cosmopolitan

Westerleigh Two Drawer Side Table - Green

Current sale price is £129

(Save £20)

Regular price was £149

5 out of 5 stars

2 reviews

undefined Westerleigh 6 Drawer Chest - Graphite Grey

Bank Holiday Deal

CosmoLiving by Cosmopolitan

Westerleigh 6 Drawer Chest - Graphite Grey

Current sale price is £379

(Save £50)

Regular price was £429

2.7 out of 5 stars

9 reviews

undefined Luna Accent Storage Cabinet

CosmoLiving by Cosmopolitan

Luna Accent Storage Cabinet

£229

undefined Elmwood Double Pedestal Desk

CosmoLiving by Cosmopolitan

Elmwood Double Pedestal Desk

£119

undefined Luna Glass Door Accent Sideboard Cabinet - Cream

CosmoLiving by Cosmopolitan

Luna Glass Door Accent Sideboard Cabinet - Cream

£199

undefined Annie 2 Door Storage Cabinet

CosmoLiving by Cosmopolitan

Annie 2 Door Storage Cabinet

£189

undefined Anastasia Storage Unit with Mirror

Bank Holiday Deal

CosmoLiving by Cosmopolitan

Anastasia Storage Unit with Mirror

Current sale price is £159

(Save £40)

Regular price was £199

undefined Westerleigh 4 Drawer Chest - Black/Gold

CosmoLiving by Cosmopolitan

Westerleigh 4 Drawer Chest - Black/Gold

£349

3 out of 5 stars

3 reviews

undefined Fitz Accent Velvet Chair - Mustard

Bank Holiday Deal

CosmoLiving by Cosmopolitan

Fitz Accent Velvet Chair - Mustard

Current sale price is £129

(Save £40)

Regular price was £169

4 out of 5 stars

1 review

undefined Westerleigh TV Stand - White - Fits up to 65 Inch

Bank Holiday Deal

CosmoLiving by Cosmopolitan

Westerleigh TV Stand - White - Fits up to 65 Inch

Current sale price is £379

(Save £70)

Regular price was £449

3 out of 5 stars

1 review

undefined Camila Writing Desk

CosmoLiving by Cosmopolitan

Camila Writing Desk

£219

4 out of 5 stars

1 review

undefined Westerleigh Side Table - White

Bank Holiday Deal

CosmoLiving by Cosmopolitan

Westerleigh Side Table - White

Current sale price is £129

(Save £20)

Regular price was £149

2 out of 5 stars

1 review

undefined Regal Side Table - Walnut

CosmoLiving by Cosmopolitan

Regal Side Table - Walnut

£59

undefined Westerleigh Console Table- Graphite Grey

Bank Holiday Deal

CosmoLiving by Cosmopolitan

Westerleigh Console Table- Graphite Grey

Current sale price is £179

(Save £120)

Regular price was £299

2 out of 5 stars

1 review

undefined Ellis Accent/dining Chair- Black

CosmoLiving by Cosmopolitan

Ellis Accent/dining Chair- Black

£169

5 out of 5 stars

2 reviews

undefined Luna Accent Storage Cabinet

CosmoLiving by Cosmopolitan

Luna Accent Storage Cabinet

£229

undefined Monza 100cm Dining Table

CosmoLiving by Cosmopolitan

Monza 100cm Dining Table

£149

undefined Apollo Tv Stand

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

CosmoLiving by Cosmopolitan

Apollo Tv Stand

£269

1 out of 5 stars

1 review

undefined Westerleigh 4 Drawer Chest - Graphite Grey

Bank Holiday Deal

CosmoLiving by Cosmopolitan

Westerleigh 4 Drawer Chest - Graphite Grey

Current sale price is £309

(Save £40)

Regular price was £349

1 out of 5 stars

1 review

undefined Westerleigh Side Table - Grey

Bank Holiday Deal

CosmoLiving by Cosmopolitan

Westerleigh Side Table - Grey

Current sale price is £129

(Save £20)

Regular price was £149

4.6 out of 5 stars

5 reviews

undefined Annie 2 Door Storage Cabinet

CosmoLiving by Cosmopolitan

Annie 2 Door Storage Cabinet

£189

undefined Ellis Wire Bar Stool - Grey

CosmoLiving by Cosmopolitan

Ellis Wire Bar Stool - Grey

£109

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20% off your first credit order

When you apply for Very Pay. Exclusions apply.

Representative 44.9% APR variable

Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?
To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?
Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.