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undefined Junior Girls Training Heatgear Shorty Shorts - Black

Junior Girls Training Heatgear Shorty Shorts - Black

£20

3.7 out of 5 stars

3 reviews

undefined Black Brushed Bomber Jacket

Bank Holiday Deal

Black Brushed Bomber Jacket

Current sale price is £24

(Save £16)

Regular price was £40

undefined Sexy Lace Padded Plunge Black A-G Cup

Sexy Lace Padded Plunge Black A-G Cup

£17

4.7 out of 5 stars

315 reviews

undefined 5pk Plain Cotton Hipster Briefs

5pk Plain Cotton Hipster Briefs

£14

5 out of 5 stars

6 reviews

undefined PureFlat Slim RQ5P470SMFE Total No Frost American Fridge Freezer with My Fresh Choice zone - Black Stainless Steel

Bank Holiday Deal

PureFlat Slim RQ5P470SMFE Total No Frost American Fridge Freezer with My Fresh Choice zone - Black Stainless Steel

Current sale price is £599

(Save £100)

Regular price was £699

4.4 out of 5 stars

7 reviews

undefined Boys 2 Pack Regular Leg School Trousers - Black

Boys 2 Pack Regular Leg School Trousers - Black

From £14

3.2 out of 5 stars

56 reviews

undefined Black Grained Faux Leather Crossbody Bag

Bank Holiday Deal

Black Grained Faux Leather Crossbody Bag

Current sale price is £13

(Save £4.99)

Regular price was £17.99

5 out of 5 stars

1 review

undefined Training Tech 2.0 T-Shirt - Black

Training Tech 2.0 T-Shirt - Black

£27

4.6 out of 5 stars

1736 reviews

undefined Black Side Stripe Wide Leg Joggers

Bank Holiday Deal

Black Side Stripe Wide Leg Joggers

Current sale price is £17.50

(Save £7.50)

Regular price was £25

undefined Mens Training Rival Fleece Joggers - Black/White

Bank Holiday Deal

Mens Training Rival Fleece Joggers - Black/White

Current sale price is £38

(Save £10)

Regular price was £48

4.8 out of 5 stars

248 reviews

undefined Puff Print Floral Halter Bikini Top - Black/White

Puff Print Floral Halter Bikini Top - Black/White

£20

5 out of 5 stars

1 review

undefined Blouson Swimsuit - Black

Blouson Swimsuit - Black

Current sale price is £22.40

(Save £5.60)

Regular price was £28

3.9 out of 5 stars

10 reviews

undefined Womens Essentials Rib Flared Leggings - Black

adidas Originals

Womens Essentials Rib Flared Leggings - Black

£40

4.3 out of 5 stars

26 reviews

undefined iPhone 16 Plus, 128Gb - Black

Trade in & get up to £560*

iPhone 16 Plus, 128Gb - Black

Current sale price is £799

(Save £100)

Regular price was £899

4.7 out of 5 stars

3 reviews

undefined The Essential Jogger - Black

The Essential Jogger - Black

Current sale price is £14.40

(Save £3.60)

Regular price was £18

4.3 out of 5 stars

12 reviews

undefined DU8000, 75 inch, Crystal UHD, Airslim, 4K Smart TV

Bank Holiday Deal

DU8000, 75 inch, Crystal UHD, Airslim, 4K Smart TV

Current sale price is £699

(Save £500)

Regular price was £1199

4.5 out of 5 stars

413 reviews

undefined New Essentials Jegging - Black

New Essentials Jegging - Black

£16

4 out of 5 stars

40 reviews

undefined Unisex 3 Pack Trefoil Crew Cushion Socks - Black

Bank Holiday Deal

adidas Originals

Unisex 3 Pack Trefoil Crew Cushion Socks - Black

Current sale price is £7.50

(Save £5.50)

Regular price was £13

4.9 out of 5 stars

131 reviews

undefined Men's Challenger Tracksuit - Black

Men's Challenger Tracksuit - Black

Current sale price is £56

(Save £14)

Regular price was £70

4.4 out of 5 stars

54 reviews

undefined Crinkle Wide Leg Trouser Co-Ord - Black

Bank Holiday Deal

Crinkle Wide Leg Trouser Co-Ord - Black

Current sale price is £15

(Save £10)

Regular price was £25

5 out of 5 stars

1 review

undefined Structured Raffia Shorts - Black

Structured Raffia Shorts - Black

£35

undefined Neptune Light Padded Plunge Bra - Black

Bank Holiday Deal

Neptune Light Padded Plunge Bra - Black

Current sale price is £13.50

(Save £2.50)

Regular price was £16

5 out of 5 stars

3 reviews

undefined Santa Cruz Super High-Waist Tummy Control Brief - Black

Santa Cruz Super High-Waist Tummy Control Brief - Black

£26

3 out of 5 stars

4 reviews

undefined Supersonic Origin Hair Dryer - Black and Nickel

Bank Holiday Deal

Supersonic Origin Hair Dryer - Black and Nickel

Current sale price is £219

(Save £60.99)

Regular price was £279.99

4.6 out of 5 stars

5078 reviews

undefined Fringed Knitted Kimono - Black

Bank Holiday Deal

V by Very Curve

Fringed Knitted Kimono - Black

Current sale price is £30.40

(Save £7.60)

Regular price was £38

3.8 out of 5 stars

4 reviews

undefined Forerunner 55 GPS Running Smartwatch

Bank Holiday Deal

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, white, aqua coloursAvailable in black, white, aqua coloursAvailable in black, white, aqua coloursAvailable in black, white, aqua coloursAvailable in black, white, aqua colours

Forerunner 55 GPS Running Smartwatch

Current sale price is From £139

(Save up to £40.99)

Regular price was From £179.99

3.9 out of 5 stars

21 reviews

undefined Women's Run 60s 3.0 Trainers - Black/White

Bank Holiday Deal

adidas Sportswear

Women's Run 60s 3.0 Trainers - Black/White

Current sale price is £40

(Save £10)

Regular price was £50

4.8 out of 5 stars

152 reviews

undefined Ziggy Zebra Puff Shirt Midi - Black

Bank Holiday Deal

Ziggy Zebra Puff Shirt Midi - Black

Current sale price is £23.75

(Save £10.24)

Regular price was £33.99

undefined GoldenGlow Sandals - Black

Bank Holiday Deal

GoldenGlow Sandals - Black

Current sale price is £72

(Save £18)

Regular price was £90

5 out of 5 stars

8 reviews

undefined Black Bow Back Crinkled Mini Smock Dress

Bank Holiday Deal

Black Bow Back Crinkled Mini Smock Dress

Current sale price is £17.50

(Save £4.49)

Regular price was £21.99

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.